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A Ditherer's Diary (again)

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  • jokono
    jokono Posts: 767 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    I hope you sort out the cushion, fingers crossed they reply soon!

    Lol at the bananas, I wonder if they will taste better?  :D

    I don't mind the heat, we slept with the window open and now it's colled down after raining last night.
    01.12.2020 - CC £16,839 / Loan £18,820 / EF £0
    03.07.2023 - CC (0%) £9,859 / Loan £0 / Savings £10,110
  • Naomim
    Naomim Posts: 3,152 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    They'll probably turn brown before we get to them and end up being thrown away 🙄 None of us eat banana bread or anything. 

    We had the windows open and the ceiling fan on and still like lying in an oven.  Thank God we're not in a loft conversion! lol
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • Naomim
    Naomim Posts: 3,152 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Cushion saga continues.  No reply from them via Etsy and still only one incorrect cushion here. Emailed them today and a flurry of emails later and it seems I might get what I ordered. In the meantime Mr delivery man turns up with another cushion that was for someone else completely 🤦‍♀️ I quickly took a photo and then MrM chased the delivery driver down the road to give it back. Another email to the company to let them know. 

    Had a bit of trouble with 16yo. It seems he thinks all rules have gone out the window now he's turned 16. He came home at 2.30am the other night after he wasn't answering calls (phone died) and MrM had to go out looking for him. He's also covered in bloody hickeys 😬.  So boundaries drawn and I'll need to get concealer on him before his next shift on Thursday 🤦‍♀️ 

    Yesterday I went out with my work friends for lunch. Had such a lovely time catching up.

    I'm struggling with the finances. Had a text from the bank to say we'd hit the end of the overdraft. There's obviously been overspending but not sure what it's gone on. I think I need to take advice from the DFW boards and redo my SOA, tighten the belts and go back to basics.  If there's any more cliche's anyone wants to add, feel free.  I've cancelled a meal out with friends next week. I've been completely honest and said it was due to lack of funds.  No more socialising for a while. Thank God it's payday on Friday. 

    Good news I had my 2nd jab today. So pleased to get it out of the way. 

    Naomim 
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • Hickies hahaha 😆 thats a story to bring out on something like his 30th birthday! Teenagers eh?!

    Good news on the second jab and well done for realising spends are over, can get it back under control I'm sure.
    Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
    OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
    Emergency Fund Target: 3 months saved ✅
     
  • Naomim
    Naomim Posts: 3,152 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    @rugbymadfamily    Seriously,  he has a necklace of them! Looks like he's been eaten alive. I offered to make her a packed lunch if she was that hungry. I'm not sure he saw the funny side 🤣
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • 😆 🤣 I can imagine the look on his face and rolling of the eyes 😆 he will find it very funny im a few years time lol
    Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
    OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
    Emergency Fund Target: 3 months saved ✅
     
  • MissRikkiC
    MissRikkiC Posts: 1,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    This made me really laugh! 

    Sending lots of good vibes to you for this week. Complete your SOA, make your own spreadsheet if that’s your thing but with payday coming this week make yourself a target to get it nailed before that. Step 1 of a plan is making a plan :)

     Naomim said:
    @rugbymadfamily    Seriously,  he has a necklace of them! Looks like he's been eaten alive. I offered to make her a packed lunch if she was that hungry. I'm not sure he saw the funny side 🤣

    Follow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay

    https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest
  • WinterWarrior
    WinterWarrior Posts: 6,103 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Funny now, but you must have been out of your mind with worrry at 2am 😖 is he grounded until he’s 21?
    The cushion saga is so frustrating. Can you get your money back and start again somewhere else?
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • Naomim
    Naomim Posts: 3,152 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 22 June 2021 at 9:14AM
    This made me really laugh! 

    Sending lots of good vibes to you for this week. Complete your SOA, make your own spreadsheet if that’s your thing but with payday coming this week make yourself a target to get it nailed before that. Step 1 of a plan is making a plan :)

     
    Thanks, I have a spreadsheet but it's been neglected. I know I need to get back to it but it's also that feeling of dread knowing what's to come.  I need to be proactive but my instinct is to hide and ignore it at the moment.  it's like I need another light bulb moment.  
    Credit Cards NOV 2019 £33,220.42 Sept 2023 £19,951.00 Tilly Tidy 20223/COLOR] Sept £43.71 Here's my diary: A Ditherer's Diary Again
  • CRANKY40
    CRANKY40 Posts: 5,918 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Name Dropper
    💡💡💡 Here's your lightbulb moment. The longer that you leave it the more you will dread it and the worse it will be. Good luck 😊
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