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From debt to freedom...

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  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,806 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Thanks Janb5…you were spot on for DS3! Hadn’t thought of Primark at all, although that is where I found hat and shoes to match my outfit. 


    Looks like a beautiful day here. Lots of life admin to sort out today which I find I have to gear myself up to do. 
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • Willowtree222
    Willowtree222 Posts: 8,201 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    It seems to be another beautiful sunny day so hopefully you can enjoy some of that as well. 
    X
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you got some extra sleep. 

    Good luck with suit sourcing. I think at that age they are still growing so while it may be tempting to 'invest' in a suit - it may not last. If however he is likely to be looking for a job for which a suit might be needed at interview then consider it.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • It’s great to hear that you’ve managed to get some rest, Lou. You certainly need it.

    I think Spendless’ idea for a smart waistcoat is the way to go, and DS2 would probably also feel more comfortable in it. 

    Don’t know if you’ve seen, but seeds are 89p at Sutton with free delivery.
  • Cherryfudge
    Cherryfudge Posts: 13,235 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Fantastic news on both the wedding and the mortgage! I'm so pleased!

    And 7%... :o I'm sure you'll feel the difference coming off that!
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So pleased the day went well and the remortgage is through. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Spendless
    Spendless Posts: 24,670 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Awwww congratulations on everything
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