📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

From debt to freedom...

Options
1391392394396397453

Comments

  • Spendless
    Spendless Posts: 24,670 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    So pleased that you've gone to court and the paperwork is now signed  In  my head as I read it this played out like a TV drama where the annoying ex is elsewhere not turning up at court, the judge rules in the other parties favour and says the solicitors can sign but in the poetic licence version the solicitors  are able to sign there and then in the courtroom and hands it to the  other party. The watching audience inwardly cheer, whilst the camera flashes to the ex somewhere else, completely oblivious to the fact he's not got away with it like he thought he had and has yet to discover he's been thwarted hahahahah. What can I say -I've clearly been a drama Mum too long -lol.

     It does make me ask the question does the ex know the court ruled that the solicitor could sign? Was he even aware that was an option? Just wondering if the was behind the turn up and take stuff. DD's ex used to do stuff along a similar lines lashing out the minute you had him cornered.  I'm glad you've looked through the court order, yes I agree it's probably worth you flagging to the police as it would help towards a bigger picture should he continue. I'm guessing you've still got all your security measures up?

    I've always thought you were describing a large house and garden - understandable with 8 children, it's good that you're now seeing the place through fresh eyes as you continue to clear and create space.

    I have had a very similar experience with the dress I've bought for my son's wedding this summer and here is why. My Mum saw an outfit in an independent boutique where she's bought from before. Shortly after my Nan's death she went in and asked about it, it had already sold but they suggested a similar outfit, which Mum tried on.  All the accessories (fascinator, bag, shoes) had price labels on and were very reasonable) the dress didn't. Mum didn't notice asked Dad to pay as she got dressed, and him with not great eyesight didn't notice the price either.  It was quite a bit more than the price you've mentioned of dresses you tried on, I suspect it's probably cost more than the bridal gown. Mum was upset when she realised, but too late the shop would only offer a credit note anyway.  She never should have gone shopping whilst her grief was still raw and she wasn't thinking straight. So that put me off those type of shops. I couldn't find anything elsewhere though and didn't really know where to look. Mine has ended up coming from Hollister and then discounted as DD used her student card and I felt exactly the same way I wasn't convinced is was 'mother of the bridal party.' enough. I even continued to look for something else  till DD said' Why  are doing that Mum, when that's a really pretty dress you have'  So then I bought my accessories to go with it and I felt it made it more formal. I'm currently at £138 for the whole  lot and would still like a handbag (that's my choice because I have one or can be lent one in the right colour but neither are my preferred style). In reality how likely are me or you going to put all the same ensemble on other than at our offspring's wedding, we're probably not but separately we will be  wearing our dress and the shoes/jacket etc, lots of different wears for it all - a lot more cost effective way to do it and a lot better value. Meanwhile I told my Mum to to consider the inheritance she will receive from my Nan later this year as her own Mum buying her a dress and me and DH now have new things to think of to buy as presents for my parents so Mum's dress gets additional outings.

    Onto hotel prices. Do you always stop at the same chain? Do they offer you loyalty points. Holiday Inn  do, DH collects them as he stays away with work his clock up a lot, but even if it's very slow signing up and collecting any I'd consider it, you still have some way to go before you get to the youngest one graduating so I'm sure there'll be several hotel stops along the way. 
  • lucielle
    lucielle Posts: 11,508 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you got the paperwork signed. I’d tell the police as well, just so it’s on record. 
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I too would report him to the Police but understand if you're reluctant to face the hassle. Him taking something is theft at the end of the day.

    I think with wedding outfits - you need something you feel comfortable and pretty in - rather than a specific look. 

    Glad the court went in your favour and the mortgage is at last progressing. That part at least must be a relief.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Spendless
    Spendless Posts: 24,670 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Here's another reason not to wear an expensive outfit. I realisation that has only come to me due to some recent events. Wear one that screams 'expensive' and you're in danger of the ex (I'm assuming he will be there?)  thinking you are financially better off  than  what you actually are and using that in some way to reduce any of his costs. 
  • janb5
    janb5 Posts: 2,673 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Unfortunately the ex needs little or no justification to behave badly so the most important fact is for HSL to have the most wonderful day celebrating her daughter's wedding.

    We shall all be throwing virtual confetti and delighted at such a happy event x
  • Spendless
    Spendless Posts: 24,670 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 22 May 2023 at 9:02AM
    I agree with lucielle, take some photos, showing it's condition and that you're actively using it. Hopefully your security cameras/measures are still working too.

    You're right it isn't fair to involve DS1 in this. It's not healthy for him. I've long predicted that eventually you will pick up the pieces when he becomes older and mature enough to understand. I notice he hasn't asked either of the other 2 that also live with him to deliver messages - he knows full well which one is more easily manipulated. Ex is doing this because he got thwarted on the house transfer, his plan to stop you in your tracks by not attending court didn't work - he's now looking to do something else.

    Hope you're not waiting for the mortgage companies reply for too long and that youngest DD ankle heals. Glad you enjoyed your hen party in does sound fun and different. I go to my future DIl's later this year but that is a meal and drinks though it's ain a major tourist attraction place in summer - so goodness knows how busy it will be. 

    What was the outcome for the car that broke down btw (DD3??) 


    I know you've still got some hurdles to face  and it still might be a distance away but I believe you're now within  sight of the finishing line.   Keep going you're doing really well. 
  • Cherryfudge
    Cherryfudge Posts: 13,233 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The hen do sounds fun - there was a dance class at DiL's one as well which someone videoed. It was hilarious because I'm a beat behind everyone else! She had a few activities - cupcake decorating was another, and a meal out. It was a nice opportunity to get to know a few of her side of the family too.

    My DS's mortgage took forever: from January to the end of April and in the end he pulled out as he realised they were prevaricating over some cladding and that could make it hard to sell in future. Hopefully yours will be easier but you are right to keep on top of it. They seem to take things at an inconveniently leisurely pace! (Apologies to any professionals who are quick at their job!)

    I hope your DD's ankle heals soon, and your 'head down' week gets some lighter moments.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.