We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
From debt to freedom...
Options
Comments
-
Loving the picture 🥰Sealed pot challenge 822
Jan - £176.66 :j0 -
Beautiful photo. Good you have fresh sea air to help clear your head.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Thank you Cherryfudge, Dawnybabes, SH, SA, Humdinger and Lucielle.
Made it through the week but was so shattered by Friday’s shift at Job 2. It wasn’t as busy as it usually is so I asked to leave at by 11. I had no energy to do the last hour!
The weekend has been lovely so far. I’ve done some shopping for the wedding, bits and pieces for the day which helps out DD and Soon to be SoIL.
Yesterday afternoon was really relaxing…went to the beach with SO and our combined children. It was wonderful to sit and be and do very little other than climb the rocks with the younger ones or dish out the picnic food!! I just so appreciated being able to rest and relax for a while. The sea was a sparkling turquoise and the tide was low so lots of beach for everyone to enjoy 🙂.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 174 -
Just started reading and can see how much you've gone through. Must be really hard years later having courts still needing to be involved.
You have a lovely wedding to look forward to though. XSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x2 -
Oh I do love to be beside the sea.... Really must arrange to visit it sometime soon.
Glad things are going well with SO and his kids and yours.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
I'm glad that you emjoyed a peasceful day out. You deserve some rest and relaxation.2
-
Thank you Willowtree22, SH and Cranky40.
Sunday turned out to be another wonderfully relaxing day, this time going for a picnic in a fairly local woods. There are some really lovely walks there and a shallow stream which was ideal for the younger ones to play in. We saw some beautiful electric blue coloured dragonflies, that darted over the water and rested on some of the leaves on the opposite bank. Mesmerising and beautiful to watch.
I managed to oversleep today…good job it was a bank holiday. I was horrified but I guess my body must have needed the extra rest. The day seems to have gone in just catching up on housework and garden jobs. I’ve planted out quite a few annuals so we should have quite a splash of colour in a few weeks.
I need to source a suit for DS2 as I realised today that he isn’t ready for the wedding yet.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 174 -
Hi..could you hire a suit for DS2 or maybe Ebay? Too expensive to buy when he's so young. Is he about 8?3
-
Thank you Janb5 - DS2 is almost 18, but good idea to hire a suit. I doubt he is likely to need to wear a suit again until another wedding! I was a bit stunned that he wasn’t sorted out so must get it sorted tomorrow.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 173 -
Whoops I got his age wrong!
Primark do good suits too which look presentable.
I'm guessing the ex isn't contributing/ organizing anything...!
Even look at CS as that might be an option?
BHF do very expensive white shirts shich are donated by a designer make.3
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards