We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

From debt to freedom...

1323324326328329455

Comments

  • It sounds like the kids are all really beginning to see him as he really is.......
    Debt free Feb 2021 🎉
  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    At least you know you are doing the right thing divorcing him - not that there was ever any doubt. Nothing is worth this kind of harassment. I would have reported him to the police and not let him take stuff but I appreciate it's difficult to get him out one he's got in. I am really glad you have friends rallying around to help.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • Spendless
    Spendless Posts: 24,739 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I think that the chairs have gone in the attic says it all. This was done to control and intimidate you. More frighteningly it was planned, from the coercion of the DC who 'borrowed' the key, to messing about with the lock to coming when you were in when you were a step ahead on that one to demanding you hand over items that were in family use.

    Not that I'm wishing covid on any of you and I hope DD1 feels better soon, but I'm glad it will keep him away. You have a lovely Xmas anyway despite him and despite everything.  
  • Jill12
    Jill12 Posts: 116 Forumite
    Third Anniversary 100 Posts Name Dropper
    edited 24 December 2021 at 7:53AM
    Hello @Honeysucklelou2, your diary has made for an epic read over the last few day. Every time I read about you making debt overpayments, I got excited for you! I am sorry your ex husband has been so cruel to you. Hopefully 2022 will see things concluded on the divorce front. I wish you a peaceful and joyous Christmas with your family x
    debt free £17653.02/ £17653.02, 100% repaid on 31 May 2022, debt free date 25 Dec 2022





  • savingholmes
    savingholmes Posts: 29,049 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you find a way of having a good Christmas regardless. It's been such a full on time for you all. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • janb5
    janb5 Posts: 2,673 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Just stunning Lou.  Happy Christmas to you and a  calm and happy 2022. xx

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.