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From debt to freedom...

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  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Really glad your home is now more private. 

    Love your descriptions of the sea creatures
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • I am glad for the modicum of peace have now, Lou. I’m sure the elderly lurcher also enjoys it. You all deserve it SO much. 
  • Thank you Parkyp, SA, SH & Kittykattykate.

    Kittykattykate - you are right, both the elderly lurcher and DD2’s dog that seems to have stayed here, are both benefitting from the peace.

    Today has been an odd day. It was an unexpected day off as one of the younger DCs was off colour to the point of needing a PCR which was thankfully negative. The extra time has given me chance to catch up on paperwork for Job 1 and order some heating oil. I was absolutely astounded that in a week since I researched the quote, the price has gone up from £314 to £356😳😳😳😳😳. Savings are somewhat dented.
    paydbx2026 #19 £3324/£6000 . Mortgage start £148k June 23 - now £133k.
    2026 savings challenge £0/£2000
    EF £140. Savings 2 £2.17
  • themadvix
    themadvix Posts: 9,910
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Forumite
    We’re moving to somewhere on oil and having researched it at the beginning of September and then again the other day, I, too, was horrified! I know it goes up in price in winter, but I assume it’s not normally quite so dramatic?
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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