From debt to freedom...

Cherryfudge

What a rubbish start to the day... I'm very sorry to hear of the tragedy too.

savingholmes

Sorry it's been a tough start to the week. Hope things get better for you.

Honeysucklelou2

Thank you MeandO, Kitten868, Cherryfudge & SH.

Almost through the working week. One long day at Job 3 to go and 1 evening shift to do. Job 3 were super efficient and had my pay slip available to see online by Tuesday. Never had that happen before payday!  Job 3 & 1 have the same payday.

This week has been tough on the legal front. I am weary of it dragging on, of doing everything I need to do but not having that reciprocated. The knock on consequence is higher legal costs ☹️😰☹️ which means that this payday, I’m worried about spending any of it.

Paid £50 into Help to Save about an hour before midnight, otherwise I’d have lost the chance to save anything in September! That now stands at £550. It’s slowly, slowly creeping up.

Sun_Addict

Sorry to hear the legal processes are dragging on. Presumably it’s the ex not reciprocating. He’s an awkward !!! Surely it’s costing him more too. 

janb5

Hi HSL

I'm not sure if you've seen it or it's relevant but there's an interesting article about the division of assets pist divorce in Wednesday's Daily Mail. Worth a look if not. Probably accessible online.

castlelough

Hello Honeysuckle, I've just found your lively and inspiring diary! Have read the first 7 pages and the last 7 pages! Fascinated trying to figure out how many children you have! I'm expecting dc4 so am enjoying all the chatter about managing finances wrt to families! Also love gardening chat too. Will follow diary. 🥰

Cherryfudge

I'm sorry to hear about the legal issues. I don't know how it all works out but I think the ex isn't paying maintenance and never has: could he be sued for this? Probably showing my ignorance with this question but if you had the money coming for his share of childcare, it would help your finances. I also have a suspicion it can be deducted at source from his pay: Make child maintenance deductions from an employee's pay - GOV.UK (www.gov.uk)

janb5

It doesnt seem if your legal team are very proactive anf the fact you are running 3 jobs to make ends meet while X is being dingenuous with CB beggars belief!

Honeysucklelou2

Thank you Janb5, Cherryfudge, SA and welcome Castlelough!

SA - you are spot on. I can’t understand why he doesn’t see that fighting more will cost more.

Janb5 - Thank you for the info about the newspaper article. I will look online. My legal person has been good at raising issues and looking out for me but the prevarication from the ex is unbelievable.

Cherryfudge - I think I am going to have to go down the  child support agency route, or whatever it’s modern name is now. I had thought that child maintenance would be solved with the consent order but it appears the CSA is the route needed.

Castlelough - congratulations on expecting DC4. How old is your oldest? Hopefully there will be more gardening chat soon as I get time to garden!


I’ve done the long day at Job 3 today. It’s always different which is lovely. I’ve discovered that Job 3 doesn’t have a microwave so will be spending a little to get a soup flask so that I can eat a decent lunch on those days. 

Most direct debits have gone out today with just a couple to go on Monday . The last 3 weekends have involved much rushing about to birthday parties that one of the younger DDs has been invited to.  I’m looking forward to a quieter weekend, that is hopefully highly productive.

Honeysucklelou2

I was so tired last night that I fell asleep shortly after posting the above, then got woken at 10.30 by DS2 ringing to request a lift back to the village from the next  one a few miles away 😒. By the time I’d got myself together and driven there I was wide awake! Being so awake then gave me chance to menu plan for the next 2 weeks, so I’m armed with a list before getting to Mr T’s.

I had a quick look at the online banking and was surprised to see that my electricity direct debit had increased by £20. I know it’s not a huge amount but I’ve had no notification of this happening. Usually they send a letter to inform me.

One of today’s tasks is to sort out a gift for DD3. It is budgeted to come out of my Job 3 wages. I also need to think of a cake design as DD1 isn’t here to do one of her spectacular designs!!