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From debt to freedom...

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Comments

  • joedenise
    joedenise Posts: 18,040 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    👍 no problem!  It's a euphemism I saw on another thread!

  • Lol at long river...
    Good luck with all your juggling HSL if anyone can do it it is you...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • janb5
    janb5 Posts: 2,683 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    I was just thinking the same.....!

  • lucielle
    lucielle Posts: 11,615 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to hear of your laptop troubles.  Hope they get sorted
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 29,109 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you got your walk. They sound sanity saving
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • janb5
    janb5 Posts: 2,683 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Hi HSL..hope you`re ok and you`re still juggling the jobs and family life.
  • Waves. We are all in your corner
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • Parkyp
    Parkyp Posts: 883 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Awe must be an emotional weekend for all of you. 
    Glad job your enjoying job number 3, it must make a difference rather than feeling it’s a chore.
    Have a nice Sunday 
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