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NST: January 2017

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Comments

  • Seasidegal58
    Seasidegal58 Posts: 6,094 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Another NSD bagged today!

    Took the Christmas deccies down when I got in tonight. Place looks rather bare......

    Today I'm grateful for:

    - a small amount of interest/cash back on my current account to wing over to the emergency fund in these negligible interest rate times!

    - grateful thanks from a client for something I did for her;

    - reading one of mothernerd's excellent posts!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • F0xh0les, thoughts are with you all. So tough for everyone, I'm glad your DH was there to support his student.

    Grateful tonight for:
    • Much more relaxed day at work - a escape from griefy politics that have dominated for a while
    • Tangy cheese on toast - scrummy
    • My smart work dress fits once again. (It was bought whilst I was in a 'bigger than usually am stage', but before xmas even it was too tight to wear, so glad to be back in it. Nor only does it suggest the exercise is making a difference, but it is just nice to know I can do smart fairly easily. Hate wasting my energy on what to wear!)
    NSD today. Just work then a Friday night to myself. Slept so badly last few nights that all I feel like doing is dozing - going up for a proper early night shortly. No heating on so duvet and HWB seem very welcoming!
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Spend day today:

    £80 on Tesco shop
    £18 in Boots on vits, supplements. hair dye and a soap box
    £3 in poundland on food storage boxes for the batch cooking I am doing to keep DH and I on our healthy eating plan

    I managed to get the Christmas decorations down today even though they are still piled on the dining table and will need to be packed away tomorrow.

    I am looking forward to a visit from DS's Godmother on Sunday and a very chilled out rest of the weekend fixing the shower and catching up with the housework.

    Today I am grateful for:

    1) The points on my boots cards that let me get 2 (buy 1 get 1 half price) eyeshadows free and that I was content to downgrade from my usual posh brand
    2) Banana protein pancakes after the gym - quick and tasty :)
    3) Our PT who is young, quiet lad but certainly puts us 40-somethings through our paces.
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • f0xh0les
    f0xh0les Posts: 7,645 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Finally, NSD 2 no saboteurs leaping out and spoiling the plan!

    Thank you for all your kind words. You are all lovely.
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Hi turtles,

    It's great to see the thread so busy!

    Yesterday was another NSD but today was not, so I'm upto 4. Only spent on business items today, and will make money on it tomorrow, but as it's come out of my account I'm counting the spend.

    Was due to have lunch with an old friend today but she cancelled so managed to throw a quick lunch together from stores and saved money there.

    Did a 40 minute walk this evening with DD whilst DS was at his sports club, despite the rain.

    Today I am grateful for:
    An early finish in a Friday
    DDs company on my walk
    DH making me a flask of coffee for work
  • Hi

    Today has been a good day for me even if it hasn't been a NSD!

    Small spend of £7.23 at the supermarket for YS goodies & Milk saving me £13.94

    Today I am grateful for;
    1)a kind & considerate OH
    2)my playful cheeky monster
    3)leaving work on time and unstressed
    :pDesperately Determined to Destroy the Debts one at a time.. and Seriously Save for the Spectacular future.:p
  • misstara
    misstara Posts: 3,999 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    f0xholes how distressing for everyone involved. Glad that your DH could offer support to his student. Also agree that mental health needs to be discussed much more, it's something that I feel really passionate about.

    Not much to report, yesterday and today were NSDs. Still feeling pretty yucky with the cold so trying not to do too much.
    Mortgage 26.4.25 - £108,500  1.9.25 - £106,033.77
    Mortgage overpayment savings - £0.35/£50
    Mortgage overpayments so far - £738.97
  • Not much time to post.
    f0xh0les sorry to hear DH ordeal :heart2:

    mother need what an honest and uplifting post. You need that star chart :D

    Everyone else - you are all lovely people!

    Grateful for
    Getting good boring - my DH being so lovely
    Spending some lovely time with all DC this week
    A cuppa and natter with my Mum today.

    Not a NSD. Hot water bottle broke in night. Wet bed and had to get a new one. Bought 5 books for £1 at charity shop, cuppas at coffee shop for me and Mum and paid for DD's netball for a term.

    Made bliss balls do thanks for that ... Can't remember who that was? Very sweet and sticky. Think I put in too much water. Fab thanks. Going to try HM regular Nakd bars next which is just dates and cashews apparently.

    Night all
    NSDs January 14
    Overpaid mortgage January £521
    £2 club £26 for holidays:A
  • Sorry mothernerd predictive text changed your name!!!
    NSDs January 14
    Overpaid mortgage January £521
    £2 club £26 for holidays:A
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Spendy day yesterday as needed birthday cards for friends and family so also topped up in fruit and veg. I really need to check my spreadsheets today as money seems to be escaping me this month.

    SFD planned for today and tomorrow unless I visit aldee or m0rrisions as need specific items from them. Planning a quiet weekend at home to sort out and organise all the drawers and wardrobes upstairs.

    Yesterday I was grateful for:-
    - my lovely family
    - my mum and dad starting to recover
    - my mum cooking a scrummy tea
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
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