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“Just Say NOvember; Batten Down the Hatches 2016”.

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  • thriftylass
    thriftylass Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Bobarella wrote: »
    living the goodlife that's an upside :)

    Thrifty oh on the beds thing........I'm curious what is a smoke man? I will be at risk of being sexist and for which I apologise. But DS at 8 already has 'man look' in his vocab as he's heard me so many times say ' did you have a look, or just a man look' when hunting for belongings that are right there!

    It's one of those. Got one from the 40's from my granny.

    Having a man look, brilliant, have to remember that.:rotfl:
    DEBT 02/25: total £6100 Debt free date 12/25
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Showing my face on here, had a wee spend on coffee and cake Saturday and ice cream for gs. We had lovely day out feeding ducks /play in park- who needs shops!!

    Yesterday went and bought some more material so I can recover a dining room chair I was given, already done one and so pleased with it. Got dining room chairs but will use one in hall for taking shoes off and one in study.
    Did some food shopping in Sainbobs, 38 pounds but used 30 of vouchers so only 8 pounds to pay.
    Made a horrid chicken curry in slow cooker, had a swartz packet mix in cupboard so thought use up. Dreading have to eat it again today.
    Done bit of xmas shopping online today, used free 5 voucher with sky so got DVD for nothing as had 2 credit on my account! Also talked Body shop into giving me my 5 pound bday voucher again as I couldn't access it in October - it all adds up ;-)

    Won't be spending again rest of today.

    Having day off tomorrow to enjoy the sunshine and go for a long walk. However might be on naughty step after as looking at outdoor proper waterproof coats - impossible to look over weekend with toddler in tow.
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • thriftylass
    thriftylass Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 28 November 2016 at 4:54PM
    Ok, so the end is in sight and November is nearly over. As usual we had our ups and downs but we have struggled on, collected NSDs, fallen off the wagon and gotten back on. You all have done well, for the ones who doubt their achievements, look at the positives and learn from the negatives. I realised not spending on 5 days a week is easy, but when I spend I do. Drinking and smoking (and the underlying issues) need addressed in the new year and I have DH on board for that - finally (with the compromise of deferring till after christmas). Realise what you have managed, did you get a good deal on oil, manage to make some presents, fill up the freezer with lovely LO meals, took lunch to work every day, did some exercise? Most of us won't have done them all but remind yourself about the ones you have managed.

    Only 3 (or 1) NSD to go folks.

    Now as we approach the month of gluttony, feasts and overindulgence, what are your best budget and waistline saving meals for the cold season. Veggie or meat, best for bulk cooking.
    DEBT 02/25: total £6100 Debt free date 12/25
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    A NSD for me today which takes me to 15. Payday tomorrow so tidied up my bank accounts and made a wee £6.56 payment to the debt :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • dolly84
    dolly84 Posts: 5,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    We got back DH's overpaid tax from last year into the bank today, this was from doing the marriage allowance thing. Super easy and well worth doing if it applies to you. We got £210 today and it went straight into savings.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
  • A very productive day,today. Defrosted and tidied both freezers and did lots of little things that needed done outwith the usual tidying and cooking, Spent a little (but not much) mainly on food for son foe whilst we're away.

    Haven't spent nearly as much on Christmas this year as I normally do and I still think it's probably too much. Has it really become so commercialised? Our small town's Christmas lights were switched on yesterday and apparently they were charging £4.00 per child for a go on a bouncy castle. There was a lovely craft fare in the town hall which wasn't advertised. Real anger here about people being ripped off.

    Anyway, have a good day. everyone.
    Have adventures. laugh a lot and always be kind.
  • Busy busy - but managed another nsd which takes me to 16 so far. I can't believe that the year is almost over already. It seems to have flown by. I am still exhausted and work is still non stop. I'm also still a bit behind with my crafting so plenty to be getting along with. Early night for me... all a bit boring really.
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    It's one of those. Got one from the 40's from my granny.

    Having a man look, brilliant, have to remember that.:rotfl:

    Awwww they are so sweet! What a lovely tradition :)
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Great speech Thrifty it's been a great challenge!

    Dolly congratulations on the cash!
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Yes thanks for runnung November thrifty!

    And thanks for the comments on Xmas cards for kids turtles! I dont think I will get one for my nephew - he cant read yet anyway!

    But I ordered his Xmas pressie from Amazon today! Two Paw Patrol trucks!

    Also £1 into 70th birthday collection today at work.

    So aiming for NSD tomorrow!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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