“Just Say NOvember; Batten Down the Hatches 2016”.

Bobarella

Dolly that's fantastic! Must add a lot to your OHs paycheque this month.

WantToBeSE

Sorry I've been MIA.

Right, i have failed miserably this month. Nowhere near enough exercise, for too many NSDs, so i am thinking about what i need to achieve in December.
Forward planning is my main issue. So although December is generally a spendy month, i am going to plan what i can and see it through.

Living_a_good_life

Just ordered heating oil 36.2p per litre - it was so much cheaper when I last ordered back in March but the light is on number 1 and I don't want to run dry over Christmas so £420 later I'm off for a little lie down in the corner.... Good job I phoned around - the first quote was 46.99 per litre -that would have been £543 - over £120 more!! Crazy!!

Love LAGL xx

thriftylass

dolly84 wrote: »

Hi all.

Today will be a definite no spend for me, I am totally ignoring the onslaught of advertising and emails for Black Friday. Same here, it's just too messy I think and difficult to see if it's actually a bargain

Payday for DH today and he had his backdated payrise from January (company and union have been arguing since then) and we also did the marriage allowance thing this month and he has got this years overpaid tax back (just waiting for last years to go into the bank now).

I also received £7 from Clicksnap which has gone into savings.

I am working today (any minute now:rotfl:), cleaning, dog walking and the school run and I will run later.

Nice windfall

WantToBeSE wrote: »

Sorry I've been MIA.

Right, i have failed miserably this month. Nowhere near enough exercise, far too many NSDs, so i am thinking about what i need to achieve in December.
Forward planning is my main issue. So although December is generally a spendy month, i am going to plan what i can and see it through.

That's not a bad thing is it

Living_a_good_life wrote: »

Just ordered heating oil 36.2p per litre - it was so much cheaper when I last ordered back in March but the light is on number 1 and I don't want to run dry over Christmas so £420 later I'm off for a little lie down in the corner.... Good job I phoned around - the first quote was 46.99 per litre -that would have been £543 - over £120 more!! Crazy!!

Love LAGL xx

Well done, shopping around and getting a good price.

WantToBeSE

thriftylass wrote: »

That's not a bad thing is it

Oops! I meant not enough NSDs! :rotfl: Wish it was the case!

Eager_Elephant

Living_a_good_life wrote: »

Just ordered heating oil 36.2p per litre - it was so much cheaper when I last ordered back in March but the light is on number 1 and I don't want to run dry over Christmas so £420 later I'm off for a little lie down in the corner.... Good job I phoned around - the first quote was 46.99 per litre -that would have been £543 - over £120 more!! Crazy!!

Love LAGL xx

Well done on the oil price.


I usually shop around but last month I didn't and managed to get it for £402 all in.
There is a county oil buying club but when I look at their figures they seem to pay than me even though they have thousands of members.


I also try to buy in summer (usually) as that is the cheapest time although if you haven't used much you can't buy it unless your tank has enough room.

Eager_Elephant

Weds and Thurs were NSD's taking me up to 4 for the weekly challenge and 18 for the month.


Today is a spend day, DD needed her school dinner account topped up and also I got a 50% code for Hype (on trend clothing place for teenagers and older) so got DD 2 jumpers for Xmas.


Son has brought a computer game with vouchers he was given last Xmas!!


Will also fail at the no takeaways tonight, Indian will be purchased but I have a good excuse. Don't read on as it might be TMI:
Today I have the day off work as my contraceptive implant needs changing, as I have used the same arm twice it has to go in the other arm so instead of having one painful, achy arm I have two.
Had it done earlier today and the arm they took it our of is stinging like crazy as the anaesthetic wears off and the nurse was quite rough as she couldn't get it out - she told me I will be lovely and bruised!!


So this afternoon will be lazing around doing not much and getting DH to wait on me hand and foot - he will be the one buying the Indian!!


Tomorrow will be spendy as meeting up with old work colleagues - we are going for a meal and then drinks. No clubbing as we are too old and DH's head can't cope with the noise. DD will have a friend round while we are out (they are both 13 and we have 2 dogs and some lovely neighbours so they won't come to harm) so they will need sweets, pizza and fizzy drink to see them through.


Sunday will be a NSD so I can pass military again.


This month has been great on the NSD front, I managed to catch up on YNAB as not done since end of Oct and it was really quick because apart from the bills at the start of the month I haven't really spent all month!!!

apple_muncher

E_E - will your dh also have to feed you the food, if your arms are too painful?!

Living_a_good_life

Eager_Elephant wrote: »

Well done on the oil price. I usually shop around but last month I didn't and managed to get it for £402 all in.
There is a county oil buying club but when I look at their figures they seem to pay than me even though they have thousands of members.

Thanks Eager Elephant and Thrifty - its just so expensive in one hit and if you sign up with one oil company on a dd scheme you're stuck at their choice when it comes to price. I looked into our local scheme a couple of years ago and ended up ordering by myself at the same time they did and I got a much better price. Just looked back through the bills, - it was 25p per litre at the beginning of March so the price is up by almost 1/3rd in 8/9 months. Off to buy some thermals

Enjoy your curry - sounds very much deserved!!
LAGL xx

ilovetea

NSD today. On track for 5 this week.
Going to finish making Christmas cards this afternoon,using some of my stash.So saved a few pennies on buying them.
Leftovers for meals today.
Feeling very good:rotfl: Liking this money saving,just hope I can keep it up.
Ilovetea xx