What small dfw things will you do this week? Monday 12th Sept

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

crazy_cat_lady

Morning all :coffee: Thanks for the starter DNMS.
Where did that weekend go? I can't believe it's Monday again already. I have lots to do today as well so best get on with a list
check banking and PAD
make a couple of urgent phone calls (re remortgage and taking 5 years off ours)
2 meetings at work
full teaching day
mark a set of books
try not to stress
aim for nsd
cancel physio appointment (I've double booked the car :mad:)
time for knitting or crochet
Think that is it. Have a good day out there everyone

determined_new_ms

Morning everyone :wave: Just caught up with everyone's posts over the last few days. Ziggy how lovely to have another grandchild :smileyhea hope you had lots of lovely cuddles x

We spent the whole weekend with my ds and his girlfriend for his birthday which was so lovely! Go ape was great fun and so much laughter, then ds, gf and one of his friend's came back for dinner and stayed for a few hours, then they went into town for a few hours and came back. Then yesterday we went to the surprise bbq party thrown by his gf's parents. Was so nice, she's a lovely girl and her family are lovely and they love my ds. Made me so happy to see him settled and happy. Old timers will know the difficulties I have had with my kids so it's such a relief to know one of them is settled and happy now

small plans for today:

* currently cooking some butter beans, that were soaked in water overnight, ready for tea tonight
* hang out washing
* pay cc just checked but no need to as the dd went through. I had thought it was set up for the account I just closed but it appears not
* lunch is defrosted courgette soup & bread & a piece of birthday cake from yesterday, and foraged apples for snacks
* call mechanic as oh's car developed a problem driving back from the party
* going to work at oh's work today
* think I will try to list some thing on fleabay tonight
* do some form of exercise this evening

Ok think that's it. Have a good day everyone x

PurpleFairy26

Morning all :hello: thanks for that start DNMS so thrilled you had a lovely weekend with your DS. How lovely of his gf parents.

Congrats Ziggy

My plans for today:
Check banking, surveys, FPL and £co
Made DD pack lunch for today and tomorrow
Meals from stores,
Wfh, no commute
Popping to see lady about buying hm Christmas presents from her. They are ceramic so nothing I could replicate myself, money from pressie pit
Do some form of exercise
Stick to food plan and don't eat rubbish
Blanch and freeze gifted green beans

Enjoy your day everyone. PF.

foxgloves

Morning Monday Money Savers,
Busy day planned. This week's frugal activity will be thus:
*All laundry done overnight on cheap tariff & will be line dried for free.
*Mid-month Budget Check-in to ensure we are on track. A bit of fund-shuffling to keep various 'pots' straight.
*Keep veggie garden going.....watering & feeding for stuff that's still cropping & extra care for stuff that's nearly ready i.e sweetcorn & grapes.
*Keep rounding up windfall apples & turning them into apple sauce, muffins, apple chutney, etc.
*Use rest of foraged blackberries for another batch of home made yummy jam.
*Make piccalilli.
*Knit stuff as planned for gifts.
Mostly I think I will be in the kitchen & garden dealing with our veggie/fruut harvest or at my desk number-crunching. I am intending to limit my time online this week as it's such a thief of time. Best wishes everyone for a great frugal week......keep your mitts on your money.
F x

ziggy2407

Good Morning All

DNMS - Thanks for starting us off today and it's lovely that your son is settled and happy, It's a lovely feeling when your kids are loved by their partners parents. Sounds like a lovely weekend was had by all.

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Sorry I didn't get on over the weekend, it's been pretty manic with visiting family, footie match (DS), shopping and gardening. Today's list looks a bit like this:

Packed lunch for DH & DS - Done
Check Bank - Done
Register new tumble drier -
Bump Sale Posts on FB - Done
List few bits on Eb*y -
Washing & Line Dry - Done
Ironing -
Start wallpaper stripping in bathroom - 80% Done
RM Survey - Done
Walk at least 7000 step for Bounts points - Done, 8500+
Continue purge on emails - Done a few
Surveys -
Enter a few comps - Done a few
All meals from cupboards/fridge/freezer - Done
Check: Lucky Phone, Ashleigh, Numberplatelotto, FPL - Done

Have a great day!

C x

DawnW

Morning all
Back last night from a nice (free) weekend away
Loads to do so best get organised:
Home grown raspberries with breakfast cereal (done)
Load of washing (to be dried outside if it doesn't rain, on airer if it does) Not done
Shopping, must do some today as I am running out of basics Done, or most of it, sent OH, and instructions have to be precise :rotfl:
Pack and post ebay parcels Done
Check in at sales unit and see if anything needed there Did weekly sort
Bit of paperwork for business Still to do, but I have it out ready...
Check banks Still to do...
Hoovering upstairs Only got as far as getting the hoover out
HM meals using items from freezer + home grown veg and fruit Done
Pick French beans and rhubarb:rotfl:Done, rhubarb currently cooking, must check it!
Also picked tomatoes
Roasted a batch of tomatoes for sauce, must put these through the mouli!

That should keep me busy for a while at least!

Sanctioned_Parts_List

Afternoon all.

As we've pretty much automated the money side of life, apart from keeping track in KMyMoney and occasionally planning and saving for bigger expenses, I find I need to do very little extra DFW stuff... but this week and next are going to be hellishly expensive.

Reason? Our overseas adventure is ending, and we're heading home. So the plan this week is the opposite of DFW:

* Jetlag
* Massive clean-a-thon to de-lodger the house.
* Buy a car x 1
* Insure and tax cars x 2
* A couple of relatively urgent home repairs to sort out
* Um... got a bit more on CC than expected, too. It'll be covered as usual, but does wipe out next month's predicted savings. Oh well... do better next time

@DNMS - I'm sure it's explained elsewhere, but I've missed it. What does the "roadkill" in your signature refer to?

allydowd

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allydowd

Sanctioned_Parts_List wrote: »

@DNMS - I'm sure it's explained elsewhere, but I've missed it. What does the "roadkill" in your signature refer to?

It's coins you find lying in the street.

LuckyPenny

So I've got a bad ear infection that's not clearing, had it a week and its really annoying now! Anyway debt free stuff:

- post two flebay parcels (DH can do this for me)
- sell a coat this evening to a Facache buyer
- transfer CC to 0% card
- Postcode lottery
- Enter a few comps on my sick bed!
- Work from home - no drive in, save fuel.
- Use left over mexican mince and rice for lunch
- NSD
- iPoll surveys.

Hope I can achieve this today.