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22 Foxhole East

1591592594596597616

Comments

  • KajiKita
    KajiKita Posts: 9,025 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I hate that kind of training, I’m convinced it rots your brain! 🙄😳😂
    Well done for persisting and yaay for the work starting to roll in 👏😊

    Have you tracked down the night-time biscuit thief? I quite liked the laxatives suggestion … 😉

    KK

    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 80 books of target 52 in 2025, as @ 25th December 
    Produce tracker: £457 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 97,493 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Most excellent totals. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • f0xh0les
    f0xh0les Posts: 7,759 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    beanielou said:
    Most excellent totals. 
    Why thank you!  It will drop a lot when it comes to the house renovations, but I am going to aim for keeping £50k as minimum reserve.
    DH still has 10 outstanding job applications, none of them are in the UK.  I don't want to be in the position of being left behind while he swans off 'abroad' to start his new life, and having to deal with builders / selling a house before I can join him.  His parents did that, and I know it was difficult when m-i-l got there and f-i-l had already made himself a little circle of friends, she felt very excluded as he had been accepted and she was 'the newcomer'.
    But tradesmen are terrifying.  They are just all so flippin' weird!
    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • beanielou
    beanielou Posts: 97,493 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am so so lucky. I have a trusted joiner & he is beyond fantastic. 
    It certainly helps. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • badmemory
    badmemory Posts: 10,174 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    If you don't go abroad are you thinking of solar panels as part of your refurb?
  • f0xh0les
    f0xh0les Posts: 7,759 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Absolutely,  after the rest of the structural building work is done, in case I decide to relocate things.   The huge water tank in the kitchen may move location when the kitchen gets done and I made sure it could be used with solar panels.  I fancy a battery.  
    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
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