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22 Foxhole East
Comments
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And youโd miss him โฆ. ๐๐๐f0xh0les said:Urgh to all the cleaning afterwards and a trip to the dump though.ย Can't be faffed.ย Socks and munchies are easier.Although he has started a diet now....ย diet munchies.
Diet munchies โฆ? ๐ค How do they work then?? ๐
KKAs at 18.06.26:
- When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ214,281
- OPs to mortgage = ยฃ18,925 Estd. interest saved = ยฃ9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2026 as @ 20th June.ย
Produce tracker: ยฃ152 of ยฃ400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.ยWatch your actions, they become your reality.ย2 -
My OH is a bit like that which has made my present buying over the years complicated.
Diet munchies might be nice dark chocolate - maybe fruity, raspberry is lush.ย ย
I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine2 -
Thinking more along the seaweed thins and various popcorns route, maybe posh olives.ย Small packets.ย Portion control, keeping well away from nuts.ย It is going to involve reading a lot of small tables on the back of packets....
4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข๐ข๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******5 -
Just opened another current account for switching.ย I switched to a Tee S Bee account this month, and have funded it, but need to make 20+ card purchases for the ยฃ5 a month bonus and ยฃ150 switching bribe before 30 November.ย So staying there for a while, but Nationalwide areย now offering ยฃ200 to switch,ย so quickly opened a burner account with the Hollyfax (my main bank) and will set up a dd for my political party membership and a dd for the lottery that knows your postcode.ย One needed to be done anyway,ย and the other isย just for fun.ย Will switch that out next month.That is all the moneysaving I have done this weekend.ย ย I am waiting on payday at the end of next week before I can do anything properly nefarious.ย4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข๐ข๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******5 -
ยฃ200 at nationwide - that's sweetI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine2 -
And N-wide currently have an 8% regular saver ......
Aiming for mortgage free by September 2030
Balance 1.1.20 - ยฃ69,701.80
Balance 1.1.21 - ยฃ63,699.80
Balance 1.1.22 - ยฃ57,762.80
Balance 1.1.23 - ยฃ53,074.20
Balance 1.1.24 - ยฃ47,902.00
Balance 1.1.25 - ยฃ44,141.20
Balance 1.1.26 - ยฃ40,312.20
over payments 2026 = ยฃ1010/ยฃ1,200 /// invested 2026 = ยฃ750/ยฃ1,800 = TOTAL (YTD) ยฃ1,760/ยฃ3,0002 -
Today I am inordinately annoyed, and I am finding it hard to let it go.ย Work friend has been offered work, and I have not.ย They did this last year as well,ย they offered her the longer contracts, and I got the one day ones .ย ย I am not annoyed she has the work, god knows she says she needs the money, so it will help her out, but she did not tell me last year (until she realised she could not fit the work in and wanted me to bail her out) and she did not tell me this year either,ย I found out by accident.ย I don't think she would have told me at all.4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข๐ข๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******3 -
In other news ..... the party wall surveyor chap is coming in the morning, the scaffold for the roof is going up on 9th October (I sent an email,ย they had forgotten us).ย The builder now says he can start early November on the loft extension - a week ago it was early October, so who really knows?ย I am keeping flexible....
4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข๐ข๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******5 -
Have you asked why this is happening? I think it is a legitimate question!ยf0xh0les said:Today I am inordinately annoyed, and I am finding it hard to let it go.ย Work friend has been offered work, and I have not.ย They did this last year as well,ย they offered her the longer contracts, and I got the one day ones .ย ย I am not annoyed she has the work, god knows she says she needs the money, so it will help her out, but she did not tell me last year (until she realised she could not fit the work in and wanted me to bail her out) and she did not tell me this year either,ย I found out by accident.ย I don't think she would have told me at all.KKAs at 18.06.26:
- When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ214,281
- OPs to mortgage = ยฃ18,925 Estd. interest saved = ยฃ9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2026 as @ 20th June.ย
Produce tracker: ยฃ152 of ยฃ400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.ยWatch your actions, they become your reality.ย3 -
I think the boss lady who books us doesn't like me.ย Simple as that I'm afraid.ย ย Don't get me wrong, I really like my work friend, I just have the feeling she would be quite happy to take work and not mention it to me unless she got found out.ย They have no obligation to offer me work, but I am very good at what I do.ย ย I am a 'Full Disclosure' kinda girl.ย It just puts something in the back of your mind ...ย still, everyone else likes me.In other news.... 8 days til scaffold goes up (woo hoo!), in limbo until tomorrow when money hits my bank account - notย even sure how much is coming in,ย work expenses for last month have not been paid yet (odd) and this month will be the first that I am taking interest payments monthly from some savings accounts.ย Found an email in the spam from Mr Walker who makes crisps - free ยฃ5 from their 'win your lunch' promotion.ย I found an empty packet in one of the boys' bedrooms and thought I'd give it a go.ย Well done me!ยI think this month might actually be the month where I am not scrabbling around trying to keep in budget in the last week of the month.ย ย Fingers crossed anyway.4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข๐ข๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข ๐ข
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******8
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