We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
NST June Challenge
Comments
-
Bob - hope your mil gets fast answers and dd continues to mend.
Mothernerd -bet you are glad to have the place to yourself for a bit.
Xspender - so pleased you are in your own place. Freedom!
Thanks to border/frontier control, we spent an extra 4 hours waiting on the coach yesterday. Humph. Not impressed. The kiddies had very little time actually in France, but they made the most of it and seemed to enjoy themselves, and spoke French.
So I am a little zombie-like today! But have received some money for my exam marking so have paid half of that off the mortgage straight away.
NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0 -
Bob hoping for good outcomes for your mil and fil.
A quiet day for me, spend free as only left the house to go to the library (they still haven't emptied that bin, don't they know I have plans for it). Was waiting for DS3 to come home but he's staying until Monday now :j:j:j.
DS2 called so he put the filing cabinets onto a small table for me so I could attach wheels to the base. Asked if he could stay to take first one down and put second one up. He needed a haircut so went there, no queue so was back to help me finish the first one. DS1 came for his parcels so DS2 escaped and left DS1 to do the second cabinet with me. Gave him the tour and made tentative plans to take him and gf for a meal.
DS2 was expecting some wardrobes donated by a friend, which he was going to put in his spare (third) bedroom. So I cadged them. However they fell apart when they tried to dismantle them. I have been given a matching set of drawers and 2 three drawer bedside units so have to decide what I am doing with them (shuffle round and make room for bedding or maybe clothes from wardrobe).
Will continue with clearing/ cleaning/ sorting tomorrow.
Today I am grateful for the trees on the Town Hall square, for free furniture which gives me time to consider various options and for visits from sons.My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.NST SEP No 1 No Debt No mortgage0 -
Bob hope MIL is ok.
Didn't manage a NSD yesterday as I was volunteering at a fundraising event through my work and inevitably I bought some tombola tickets and homebakes - all for a good cause though.
Today won't be one either as I've just used up the last of the butter for breakfast and OH is about out of teabags. Still at 7 NSDs for the month.
Heading into work for a few hours this morning, we have an inspection in the near future so just going in to catch up on some paperwork. Hope all turtles have a good SundayMortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Only 2 weeks of June left!
Still working on combatting overwhelmedness - it is probably a lifelong, ongoing challenge in today's world, as well as a mindset shift. I am expecting tomorrow to be a very full-on day, so shall be aiming to do things today that may help lessen it for tomorrow... We shall see....NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0 -
Hey there, I think I would quite like to join here
my month runs payday to payday from the 25th. My plan is to start now but use this time before payday to prepay or plan for things I need after payday. Then after payday in theory I should be fine having no spend days other then food. My list now is train tickets to see friends in early July. Perhaps a fiver to top up my oyster. A packed lunch for a day out to Hampton Court. Maybe pride tickets.... I shouldn't need much else.
Will consider what my frog will be!19/12/14: Spent 10 years of savings!!
:heart2: ..... to buy my first home. :heart2:
11K OP 31.03.19
Current goal: €151,000 deposit Ireland and counting, to buy Spring 2022 we hope!0 -
Where are all the turtles hiding?
I have had a quiet day. Mr Builder came to do the pointing and brought two spare handles to replace the ones that the screws broke inside - wrong size (already had some this size but found we can't replace use bits from them on the larger handles). Then I remembered I had two very large ones - tried them and the substitution worked.
Mr Builder brought my new plaster paint - I had said there was no hurry. Now I feel guilty because i have a 10 l tub of paint and don't feel like painting.
I have painted my radiator (the one in my bedroom, I don't have a radiator on my person), moved the three new sets of drawers into my room, transferred most of the stuff from my existing set of drawers into the two little sets (hair bobbles and glasses cases left). Also moved DS3's wardrobes back into place (needed to empty them to do this as I don't want to mark the new floor).
DS3 has just messaged me to say gf has bribed him to stay until Tuesday so I might be able to paint the front room (leaving the new plaster for a week or two but if ceiling is done then will see how much more I feel like doing).
Today I am grateful for fizzy water, chocolate and internet games.My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.NST SEP No 1 No Debt No mortgage0 -
Good Morning one and all,
A dark, dismal, cold and wet morning here in Melbourne. I must apologise (again) for being MIA but quite frankly I am currently engrossed and obsessed with Gossip Girl....sorry, I truly am sorry but sometimes confessions can assist in helping one get over these vacuous hurdles..... Am into series 5 already - only been 3 weeks. Ha!
It stops me from spending but I have lost track of NSD's.
Had to buy trainers last week as my old ones (which I bought in London, had for over two years, walked many many miles in them) were melted in front of a furnace within a small cabin in the woods while hiking in New Zealand in January... as you do....
They cost me $175, reduced from $250. I have thought long and hard over whether I need them and yes it took 4 months to consider it. Imagine my shock when I noticed the reduction. They last for YEARS and are used for everything. Including walking to work in the rain.....$300 stashed, should have been $535 last week - therefore the following 5 weeks will be rectified in order to allow for this expenditure.
5 weeks - $582 = still doable.
I have joined my local gym, following an online 12 week fat eliminator programme - 10 KG before I go home thank you please.
Meal prepping for the week all day yesterday, vegan chilli for lunches, red lentil and carrot soup in the freezer for "I don't have anything to eat quickly" dinners, breakfast of chia pudding for works, vegetables chopped and bagged ready to go, banana bread for work mates and lots of fruit and oven dried garlic chickpeas... which are surprisingly tasty.
4 gym sessions a week, ballet starts in July (will be taking two classes a week at a reduction of what I originally planned), knitting and Netflix - that keeps me busy and out of harms way..
Will be leaving Australia for somewhere warm on route back to the UK... just need to decide soon and book before it gets very expensive.
Will be reading posts tonight.. and not slacking off.
Onwards....“Nothing in this world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent".0 -
Morning all
SFD yesterdayand all exam work and school work done in preparation for today. Today I have a day off examining and then tomorrow it all starts again, but I'm thinking of the money and that it'll all be done for another year in 3 weeks time
Today breakfast, lunch and dinner are all from leftovers and are all prepped in the fridge so *should* be a nice easy day.
Hope you all have a lovely day.LBM = 07/09/13 Debt = £13339 (100% cleared)
New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid0 -
A spend day again yesterday as I went to the supermarket to get a few bits. Today WILL be a NSD, really need to try for lots of NSDs this week. I have a grand total of £3.77 in my purse until I get paid on Friday and I really don't want to dip into savings so going to make it last.
After all the rain last night, it's a beautiful day. I'm walking to work with no jacket and my sunglasses on - doesn't often happen in Scotland :rotfl:Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Morning
Misstara - Not sure which part of Scotland you're in, but here in Hamilton it looks like it going to pour down any second!
I was actually dreading this weekend as I thought it'd cost me a fortune, but Saturday turned out to be a NSD and Friday and Sunday was relatively inexpensive, thank goodness.
I am looking to replicate my 4 mid-week NSD's like last week again. LET's DO THIS!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.5K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.5K Work, Benefits & Business
- 599.7K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards