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Extending our house without extending ourselves beyond our means

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  • joedenise
    joedenise Posts: 17,609 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    @missymoo81 I used to have a M@kro card and found they were more expensive that supermarkets.  Didn't find anything particularly cheap and also have to remember prices are excluding VAT which makes quite a bit of difference once you get to the till!  Have to say this was quite a long time ago so not sure whether it is any better now.

  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    We have both a m@ckro and c@ostco card. We haven’t used m@ckro for a couple of years. Good for industrial kit but the food was very hit and miss in terms of cost. Some stuff were bargains and others more expensive as joedenise says. So I just had a notebook of what I would buy in there that I knew was cheaper than when I’d compared in SM. 

    Other one is the one we use now about every 6 weeks. We have about a dozen items we buy from there that again we have priced checked against SM so we know are cheaper and we are quite disciplined as to only buying those. They occasionally have good offers on some other products and then we can compare (as they send you the offers on e mail in advance) if there is something on our usual SM list and decide where to get it from. We’re now in a routine with it and it works well for us. 

  • Sounds fabulous Purp - great progress.  Lovely to be able to pick blackberries again but a little sad too - summer is almost over... or definitely over according to the view outside my window at the moment 😆

    Fortune x

    Mortgage: 100% paid Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
  • hugglemonster
    hugglemonster Posts: 1,245 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    All sounds amazing, please can you send your builders my way when they're done they sound fab! Ooh a pantry - *dreams*

    Hope you enjoy your blackberry jam, H x
  • foxgloves
    foxgloves Posts: 12,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Just caught up with your diary, PF. What a lot of progress on your house. And you're having a new pantry too! I can't wait for ours to be done. I am looking forward to being able to arrange all my jars in there as new pantry-building is coinciding with preserving season & lots of lovely jars are buulding up in our temporary food cupboard.
    F x

    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (29/100)

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • savingholmes
    savingholmes Posts: 28,932 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds good PF. Hope you are taking lots of pictures for B4 and after show and tell LOL
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • So much going on - sounds fabulous.
  • missymoo81
    missymoo81 Posts: 7,966 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Wow purple. It sounds like things are steaming ahead, and yay to tidy builders. Very envious of your blackberry picking, I absolutely need to find some to pick! 
  • All sounding good in here x
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
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