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Extending our house without extending ourselves beyond our means

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  • savingholmes
    savingholmes Posts: 29,017 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You can grow apple trees in pots. You can get dwarf / espalier type varieties that grow sideways on trellis even
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Ooh I would love some fruit trees, I wonder if they grow in pots? Had an email that my strawberries are on there way - it's a start.

    Hope all ok, H x
    My fruit trees are currently in pots. We don’t have the biggest garden but bought dwarf ones so they only grow to about 1m but in theory the should bear the same fruit. I haven’t had much at all off them in 2 years however, the year I bought them we had an unexpected snow fall the day they arrived and then it was super low temperatures for about a month. So I’m surprised they survived at all. 

    Now our build is finished I’m going to plant a couple our but leave a couple in pots. 
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    When I was binge watching 'Gr0w Y0ur 0wn at H0me' the other day  🙄 they were showing Stepover Fruit Trees.  They look ideal for a small garden.

    Fortune x

  • missymoo81
    missymoo81 Posts: 8,015 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Oooh now I’m thinking of getting fruit trees in pots! That would be amazing! 
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    When I was binge watching 'Gr0w Y0ur 0wn at H0me' the other day  🙄 they were showing Stepover Fruit Trees.  They look ideal for a small garden.

    Fortune x

    I saw these too fortune they look fab! At the moment I don’t have an ‘edge’ to put them in. Will see how the garden re-design goes if I have enough room! 
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    We have an apple tree in a pot, neighbour has a pear. Good option. Xxx
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    oooh fruit trees now you’ve got me thinking. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    A friend got a lemon tree.. sounds pricey but fun?!! 
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