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Extending our house without extending ourselves beyond our means

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  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thank you so much DawnW, that is so super helpful!

    Hope you’re ok Purps, haven’t heard from you in a while.
    Thanks for checking on me missymoo had a few days away and consciously chose not to be online and since I’ve been back I’ve also tried to limit my time. 
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Hi, hope all good with you PF. Often think of you as I go out on my run :) 

    all the chat about fruit trees is great. Our small trees (we live in a Victorian city terrace so small garden) have fruited very well this year. Best ever maybe. The combination of sun and rain has helped For sure Plus we have been here to control the woolly aphids and give them a bit of love. Tomatoes are the only real crop this year (they are still flowering so will have to see how that grows but grew them from very OOD heritage seed so a real win already!) apart from herbs and sorrel for salads, but always nice to have food from the garden. Strawberries very poor but we can always try again next year.

    have a great weekend x
  • savingholmes
    savingholmes Posts: 28,932 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It sounds like everything is coming together. We are mid painting kitchen cupboards as a diy revamp - but may then spend some money to get replacement appliances and a new counter and one new unit - and the odd drawer!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    edited 29 July 2020 at 8:12AM
    Hmm, it’s been a while. Thanks for the visitors popping by. So much being going on in RL, including lots of financial stuff that I’m getting my head round but is taking up time and headspace. 

    It’s a definite lull before beginning of the month (even more so as I moved some DD to a different date this month for simplicity going forward) so not even YN AB to update 🤣

    we've had more work done on the house (some of its that annoying stuff that needs doing, you can’t see, but still pay for 🤣🤣), with a little more to do but we’ve made decent progress. I will need to order a couple of items this week (For some of the works ) but will go through cb site for them. At least this stage of the work we can see and it will have a significant improvement on things. 

    Several years ago we moved house and we bought some nice bathroom fittings with us from our old house, which didn’t work in the bathroom for the new house. We’ve saved them and next week they will be put to good use after some work is completed. Good shopping from home opportunity and less to landfill. 

    We’ve also been gifted a couple of items this week that I can upcycle. I need to do some research on one, am looking forward to it. 


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