Benefit changes from April.

FBaby

we are speaking about working age income related benefit claimants as opposed to pension age income related benefit claimants.

Many people would argue that the two are not comparable because in the first case, it is about people getting income because they can't earn it themselves (at least in theory) whereas pensions are the outcome of an investment (paying taxes) in most cases.

nannytone_2

you presume that many receiving benefit haven't paid into the system over many years too

missbiggles1

nannytone wrote: »

that is mostly dependant on numbers of children, although the new benefit cap will be stopping this abuse for non working families

Except for those doing the minimal number of hours required to claim WTC, which makes them exempt from the cap.

missbiggles1

nannytone wrote: »

you presume that many receiving benefit haven't paid into the system over many years too

Perhaps we should only pay full benefits to those who've worked for at least 35 years? In the interest of fairness, of course.

Lanzarote1938

nannytone wrote: »

you presume that many receiving benefit haven't paid into the system over many years too

My argument would be that even if they have paid in a few pounds the amount taken out is thousands of times more.
Many people claim to have 'paid in all my life" but take out more in a year than total contributions made.

We really need a pro rata system, if we are calling it an insurance scheme then there should be limits on amounts claimed and length of claim. No commercial system could operate like our tax payer funded scheme does.

bigbulldog

Lanzarote1938 wrote: »

My argument would be that even if they have paid in a few pounds the amount taken out is thousands of times more.
Many people claim to have 'paid in all my life" but take out more in a year than total contributions made.

That's quite an assumption without any evidence to your argument.

nannytone_2

missbiggles1 wrote: »

Perhaps we should only pay full benefits to those who've worked for at least 35 years? In the interest of fairness, of course.

i am only persisting in using the term 'fair' because that is what people say to justify benefit cuts.
when the so called bedroom tax came in, people said it was 'fair' because it brought housing benefit in line with LHA.

its always seen as 'fair' to many when it means claimants have their benefit cut.
its only fair when people are brought down and never when they gaii suggest that 'fair' should be that people that are unlikely to be able to work ( pensioners and the severely disabled) be treated equally, rather than the way it is now, with pensioners protected and the disabled being hit at every opportunity

missbiggles1

nannytone wrote: »

i am only persisting in using the term 'fair' because that is what people say to justify benefit cuts.
when the so called bedroom tax came in, people said it was 'fair' because it brought housing benefit in line with LHA.

its always seen as 'fair' to many when it means claimants have their benefit cut.
its only fair when people are brought down and never when they gaii suggest that 'fair' should be that people that are unlikely to be able to work ( pensioners and the severely disabled) be treated equally, rather than the way it is now, with pensioners protected and the disabled being hit at every opportunity

I've always believed that pensioners shouldn't be exempt from the "bedroom tax". But most pensioners don't claim benefits anyway.

nannytone_2

most working age people also don't claim means tested benefit either.

Lanzarote1938

http://www.telegraph.co.uk/news/politics/10106437/Revealed-how-much-you-pay-towards-benefit-bill.html


This suggests an NI cost of less than £1K a year for someone on £15K a year. So assuming this is the rough level of salary throughout working life it would be ~ £40K for a whole working lifetime. So someone receiving total benefits of just £1k a month to include actual cash benefits and things like HB, Council tax, prescriptions, dental, optical would use up their total premiums in this insurance scheme in less than 2 years. No wonder it is rapidly becoming unsustainable.