We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
I am in a mess financially
Options
Comments
-
consultant31 wrote: »Wow, well all I can say to that is "thank goodness I live where I do and not where you do" :T
It's not so bad if you pay over 12 months - ours works out at £139 per month.DFW Nerd No. 1484 LBM 07/01/15 Debt was £95k :eek: Now debt free and happy :j0 -
-
you really need to get in touch with a debt charity- cutting your groceries isn't going to pay off £22k debt and pay for a £42k op....LIVE SIMPLY * GIVE MORE * EXPECT LESS * BE THANKFUL0
-
January2015 wrote: »It's not so bad if you pay over 12 months - ours works out at £139 per month.
It is spread over 12 months0 -
asparagus1968 wrote: »you really need to get in touch with a debt charity- cutting your groceries isn't going to pay off £22k debt and pay for a £42k op....
I will get in touch with them tomorrow. I will speak to the cc people tomorrow as well.
The operation will have to be put on hold. Hopefully I don't get any worse before I can afford to have it done. Just have to keep taking the tablets.0 -
In your position I'd be looking at selling up to release the cash to pay off the debts and potentially pay for the procedure.0
-
As someone asked earlier, what did your OH say about this op? Did he have any suggestions as to how to raise the funds?Please do not quote spam as this enables it to 'live on' once the spam post is removed.
If you quote me, don't forget the capital 'M'
Declutterers of the world - unite! :rotfl::rotfl:0 -
I'll leave the debt advice to those wiser than me seeing as am also relatively new to the forum, op wise have you considered a teaching hospital funding arrangement? May be worth considering if you can find one for the procedure you'll need; as you then will be looking at either no cost or a significantly reduced cost in exchange for your case being used in research CoE application data etc, though do be aware there may be additional tests etc required as a result of this2025 in 2025- 2027/2025
365 savings challenge- £41.12/667.950 -
According to your soa the mortgage must have about 6 years to run so depending on your ages could you not extend the term and use this saved money to pay your debts off ? Then finance your op by remortgaging in the knowledge you could afford to pay back 1 k a month .0
-
https://forums.moneysavingexpert.com/discussion/4842661
https://forums.moneysavingexpert.com/discussion/5266628
Very similar threads to this one ...........I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards