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Milann's life keeps getting in the way.......
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I think early retirement is a good idea too 😊lilac and grey will look lovelyOriginal Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8942
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I’m so glad you know where you stand. You’ll get used to living on less, I felt the same when we lost Mr SA’s income, you just cut your cloth accordingly.I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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I agree you do get used to living on less I work less now than I ever have and yet I have more in savings I think the more you have the more you spend I love lilac and grey my friends living room is those colours and it looks gorgeous2
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Thanks everyone. I feel quite relieved I’ll get used to living on less I’m just so grateful I got myself out of debt or I’d have been in a right old mess. Just need the pensions people to agree with occupational health and I don’t see why not. I’m quite excited in a funny sort of way. I’ve got a lot of things I want to do like making myself some new clothes.Painter friend popped over today to check the room out and will be starting tomorrow 😀
I've been through part of my wardrobe today and sorted out some clothes that have to go. Some have barely been used that can go to my friend - the rest aren’t fit for much. I can’t get to one of the wardrobes though as the stuff from the gks room is in front of them so this is phase 1.January spends - £587.581 -
It will be good to know where you stand workwise Milann. I agree about being able to live on less if you have to, it's easy to spend money just because you've got it. I hope you get a good pension though.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I’m not expecting a massive pension Hairy as I made a big blunder and came out of the LEA for nearly 10 years and worked in a nursery that was run by a charitable trust....pensions weren’t even on my horizon at the time 😏 but I loved my job.January spends - £587.581
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That's good news I think
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Bring the lilac painting on tomorrow
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
White undercoat covering dark blue gloss paint so far. Painter friend finished for now until paint dries - will call back later when he can do a bit more.
Builder also done for today will be back tomorrow.I’ve had a long chat with a friend this morning and we’ve put the world to rights.
Parcel has finally arrived too 👍 dh will be happy 😀 so all good so far.January spends - £587.581 -
All good today then I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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