M&S Switch voucher now £220

YorkshireBoy

Richchad wrote: »

Why?

You wouldn't then be able to get £220 for a sole account switch in your own name, whereas if she switches sole to sole you're free to do the same at a later date.

Richchad

YorkshireBoy wrote: »

You wouldn't then be able to get £220 for a sole account switch in your own name, whereas if she switches sole to sole you're free to do the same at a later date.

Ah, I see where you are coming from now, however two separate accounts may not be possible as we haven't anymore current accounts spare.

I closed the old Lloyds Vantage & TSB Enhance accounts to try and "tidy up" my online accounts pages not thinking about future switching opportunities like this.

YorkshireBoy

Richchad wrote: »

Ah, I see where you are coming from now, however two separate accounts may not be possible as we haven't anymore current accounts spare.

M&S will pay you £220 to open one to switch to them!

discountcrazy

Not too sure if I'm eligible. Have read through the T's & C's but need your thoughts please? I already have an M& S current account, which I opened without switching anything. It's never been used. And nothing is set up on it. Got it purely for the regular saver which I'm ashamed to say I didn't get round to opening either! So would I be best to close this dormant account and then apply for a new one, using the correct switching method, of course. Probably got an old current account I can use! Is there any reason why I wouldn't get the gift card and monthly £10 added to it, if I was accepted for new current account?
Thanks for your help.

YorkshireBoy

discountcrazy wrote: »

Not too sure if I'm eligible. Have read through the T's & C's but need your thoughts please? I already have an M& S current account, which I opened without switching anything. It's never been used. And nothing is set up on it. Got it purely for the regular saver which I'm ashamed to say I didn't get round to opening either! So would I be best to close this dormant account and then apply for a new one, using the correct switching method, of course. Probably got an old current account I can use! Is there any reason why I wouldn't get the gift card and monthly £10 added to it, if I was accepted for new current account?
Thanks for your help.

Providing you can get accepted for an account so soon after closing one you'll get your £220...providing you comply with the other requirements of course.

tg99

YorkshireBoy wrote: »

Providing you can get accepted for an account so soon after closing one you'll get your £220...providing you comply with the other requirements of course.

Or keep the dormant one and open a second one and switch into this to qualify.

discountcrazy

Thanks for your thoughts....need to find out more about having a second account methinks!

joe134

discountcrazy wrote: »

Thanks for your thoughts....need to find out more about having a second account methinks!

When my wife first tried, it was to switch one of her 3 unused Lloyds accounts, but, as I stated earlier, they did not get back to her, so I/ we assumed she didn't earn enough.
now M/S have granted us a joint one,
I still don't think I/we can use HER Lloyds A/c, as I am the first A/c name on the A/c.and the main earner, that's probably why it was granted ???
,
. I could open one in the mean time to switch,,or use one of my other ones that are full, I will just let H/fax go,and give up the £5;; I think ??..

, we only switched into it about 6 months ago..M/s are so keen:
never mind," a bird in the hand":).

whitesatin

I applied on Friday and have not had as much as an acknowledgement of my application never mind a decision/telephone "interview". Well, I am not impressed at all with that. Here I am, offering them the opportunity to handle my money and they haven't acknowledged it.

I have been with my bank for thirty years and more than qualify for the income they require. I own my house outright and have no debt whatsoever.

I will either move on to another bank or stick with what I have. I can live without £220. I know they are probably inundated due to publicity but, in these days of technology, an acknowledgement would be nice.

zolablue25

whitesatin wrote: »

I applied on Friday and have not had as much as an acknowledgement of my application never mind a decision/telephone "interview". Well, I am not impressed at all with that. Here I am, offering them the opportunity to handle my money and they haven't acknowledged it.

I have been with my bank for thirty years and more than qualify for the income they require. I own my house outright and have no debt whatsoever.

I will either move on to another bank or stick with what I have. I can live without £220. I know they are probably inundated due to publicity but, in these days of technology, an acknowledgement would be nice.

Exactly the same for me. Both my wife and I have opened TSB accounts over the weekend and received new account details by email within minutes. If M&S don't want to play ball then I'll move on to the next one as I still have plenty more to try.