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The "Save 12k in 2016" Thread!

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  • Seafoam
    Seafoam Posts: 19
    Seventh Anniversary
    Forumite
    Just blew £50 on the dental hygienist. Apparently my Corsodyl mouthwash causes staining. It's a crazy £9 per 600ml bottle. And considering I go though around 8-10 bottles a year, I'm quite pleased to know that I don't need to use mouthwash!

    It's the little things...:grin:
    Plan to save £100k:
    July 2018 53k
    Jan 2019: 65k
    July 2019: 77k
    Jan 2020: 89k
    July 2020: 101k
  • diamonds
    diamonds Posts: 6,048
    Debt-free and Proud!
    Forumite
    bobobski wrote: »
    Quick success story: I bought 6 bottles of wine at Tesco yesterday for their 25% off 6+ bottles promotion. My favourite wine was on offer from £6 down to £5. Unfortunately, this didn't register at the till and I didn't realise until later when I was YNAB-ing that I effectively overspent by £4.50. I filled out the Tesco feedback thing as usual (for the clubcard points) and noted this. Within a day, over a bank holiday weekend, they'd got in touch and were sending me a giftcard for £4.50 to my house. Pretty good customer service I think :)

    So that's £4.50 towards April's totals already!

    You were overcharged and they sent tesco cash, make a complaint asking for your cash ontop or card reversal payment with the bank and use the giftcard as evidence to the bank ;)

    Giftcard as a overcharge refund!
    cheeky barstewards!!
    SO... now England its the Scots turn to say dont leave the UK, stay in Europe with us in the UK, dont let the tories fool you like they did us with empty lies... You will be leaving the UK aswell as Europe ;)
  • diamonds
    diamonds Posts: 6,048
    Debt-free and Proud!
    Forumite
    Seafoam wrote: »
    Just blew £50 on the dental hygienist. Apparently my Corsodyl mouthwash causes staining. It's a crazy £9 per 600ml bottle. And considering I go though around 8-10 bottles a year, I'm quite pleased to know that I don't need to use mouthwash!

    It's the little things...:grin:

    You didnt... its written on the back, I get mine free on NHS, allergic to SLS
    SO... now England its the Scots turn to say dont leave the UK, stay in Europe with us in the UK, dont let the tories fool you like they did us with empty lies... You will be leaving the UK aswell as Europe ;)
  • Hello,

    Just reported my March number, £0, which takes my total savings for the year to £0!
    Yes, still haven't been able to get started :(
    After paying off credit cards in full in Jan and Feb I decided to move flat earlier than planned this year and just did so two weeks ago. Between the duplicate rent for half the month, the new higher rent, the higher deposit, and the stuff (flat largely unfurnished), this move has cost me about £2500 this month! So now I'm overdrawn big time and will have to pay that off in April/May before I can potentially start to save in June.
    At least I'm trying to be good and decided not to go on holidays this year so I can get as close as possible to my £10000 target. There will be better days and I will make it happen, just gotta stay positive!

    :)
  • diamonds
    diamonds Posts: 6,048
    Debt-free and Proud!
    Forumite
    Hello,

    Just reported my March number, £0, which takes my total savings for the year to £0!
    Yes, still haven't been able to get started :(
    After paying off credit cards in full in Jan and Feb I decided to move flat earlier than planned this year and just did so two weeks ago. Between the duplicate rent for half the month, the new higher rent, the higher deposit, and the stuff (flat largely unfurnished), this move has cost me about £2500 this month! So now I'm overdrawn big time and will have to pay that off in April/May before I can potentially start to save in June.
    At least I'm trying to be good and decided not to go on holidays this year so I can get as close as possible to my £10000 target. There will be better days and I will make it happen, just gotta stay positive!

    :)

    Well you have 7 months left to be tight! good luck :)
    SO... now England its the Scots turn to say dont leave the UK, stay in Europe with us in the UK, dont let the tories fool you like they did us with empty lies... You will be leaving the UK aswell as Europe ;)
  • Light checking in on a very special day as of today I am officially DEBT FREE:beer:

    As the CC was on a 0% I felt that I could start my savings journey until the term ends on the 0%

    Declaring my savings figures for March £1725.94 making a total to date of £5154.40

    I am starting a diary on the DFW as of tomorrow to track my journey to total financial independence which I am aiming to achieve before I am 50 (2022).
    "These things take time but I know that I'm the most inept that ever stepped"
  • mummytummy
    mummytummy Posts: 983
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Forumite
    :j Congratulations on becoming debt free isn't it a wonderful feeling :) :j
    MFiT-T7 #17 (Jan 2025) $193k (Apr) $177k (July) $159k (Oct) $139,900 (Jan 2026) $123,000 (April)$104,700
    (July) $89,000 (Oct) $71,400 (Jan 2027) $ (April) $ (July)

    SPC 29 #6 £26.70
    Regular Saver A/C (24/25) £2800 (25/26) £2484.23 (26/27)

    SPC’s (1)£27.19 (2)£728 (3)£1471 (4)£357 (5)£435.18 (6)£1114.92 (7)£1492 (8)£392 (9)£1952 (10)£1866.65 (11)£1177.74 (12)£1445.39 (13)£1608 (14)£603.30 (15)£672 (16)£2563 (17)£1300 (18)£353.50 (19) 2751.30 (20)
  • Westie983
    Westie983 Posts: 5,215
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Forumite
    Light checking in on a very special day as of today I am officially DEBT FREE:beer:

    As the CC was on a 0% I felt that I could start my savings journey until the term ends on the 0%

    Declaring my savings figures for March £1725.94 making a total to date of £5154.40

    I am starting a diary on the DFW as of tomorrow to track my journey to total financial independence which I am aiming to achieve before I am 50 (2022).

    Congratulations :)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • scratched
    scratched Posts: 15
    Seventh Anniversary Combo Breaker
    Forumite
    Hi all, I'm declaring a pretty decent £1363.30 for March, although I don't seem to be quite on track for my target as yet. Due to an imminent holiday I'm not expecting a huge amount to be saved this month either!

    Some good news however; it appears that I somehow overpaid last year's Council Tax by nearly £500. How I didn't notice this happening I'm not sure, though it was quite a nice surprise when I opened the letter! As Seafoam said - it's the little things.

    Happy saving!
    Save £12k in 2016: £11272.61 / £16000

    Total Saved: £94543.98
  • :T:T:TWell done on becoming debt free Light. It is a great feeling. Huge congrats. :j:j
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