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The "Save 12k in 2016" Thread!

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  • RichyRich
    RichyRich Posts: 2,091
    Part of the Furniture 1,000 Posts Combo Breaker
    Forumite
    By "Botts" do you mean Bott & Co?

    I just googled them out of sheer idle curiosity and it seems they do flight delays. I was delayed back in 2014 and was given short shrift by both the airline and the CAA so I've filled out the enquiry form. Chances are, they might give the same response, but at least then I'll know for sure.

    I love this thread!
    #145 Save £12k in 2016 Challenge: £12,062.62/£12,000.00 Beginning Balance: £5,027.78 CHALLENGE MET
    #060 Save £12k in 2017 Challenge: £11,03.70/£12,000.00 Beginning Balance: £12,976.79 Shortfall: £996.30:eek:
    This is the secret message.
  • bobobski
    bobobski Posts: 771
    Seventh Anniversary 500 Posts Name Dropper Chutzpah Haggler
    Forumite
    RichyRich wrote: »
    By "Botts" do you mean Bott & Co?

    I just googled them out of sheer idle curiosity and it seems they do flight delays. I was delayed back in 2014 and was given short shrift by both the airline and the CAA so I've filled out the enquiry form. Chances are, they might give the same response, but at least then I'll know for sure.

    I love this thread!

    Yep Bott & Co. I managed to get a payout from Thomas Cook within 2 months of submitting a claim to them myself, but Thomson were playing silly !!!!!!s and I will absolutely never use them again. So, much as it pained me to hire a firm that would take more than a quarter of what's mine (being a lawyer myself!) I was just too angry to fight with Thomson and make any kind of sense. Their behaviour on the day and since then has been abysmal. I mean, deliberately refusing to provide water during a 9 our delay? C'mon - direct breach of the duty of care under the Regulation.

    /rant.

    In this experience I found the claims handler at Bott & Co to be terrible e.g. dropping other elements of my claim (such as a refund for the food and water I had to buy because Thomson refused to provide it when asked) without asking me and without telling me. I only found out when I asked them at send me a copy of their letter to Thomson. And they didn't tell me until I asked that they had agreed a 6 week extension with Thomson. I only stuck with them because they are the only name the airlines fear, and £300-odd is better than nothing. I'm using them again for a claim against Delta for a 7 hour delay but only because I am tired of fighting. If you feel like I do, I'd recommend them but definitely take them with a pinch of salt.

    And Richy, be warned that your submission of the form is enough for them to take direct action against the airline without telling you. I'd recommend emailing them regularly asking for updates. I actually withheld my signature to the retainer letter until they would tell me what was going on but they felt this didn't preclude them from talking action on my behalf in this manner.

    P.S. I got the CAA involved too given the particularly bad circumstances I was subjected to but they really couldn't have cared less. The CAA is run by the airlines, of course.

    P.P.S. With the referendum scheduled for about 3 months from now, my personal opinion is that anyone with a potential claim against the airline should take action asap.
  • Ashers92
    Ashers92 Posts: 102
    Eighth Anniversary 10 Posts Uniform Washer
    Forumite
    Good start to the month. After switching all my Lloyds accounts for bonuses elsewhere, I realised I had left £830 trapped in an Online Saver that couldn't be sent anywhere via internet banking. Took a trip to my local branch and managed to withdraw the lot.

    So added £830 into my TSB current account at 5%. Still waiting for the £100 switch bonus on this account to but I shan't consider it savings as I've already took £100 out for getting me started in matched betting.

    Won't submit my update till the end of the month but I'll be down slightly as an impromptu holiday to Venice next month for the girlfriends birthday was booked.
    #157 - Save £12k in 2016: £12000 / £12000
    House deposit saving mode active: £40000 / £40000
  • bobobski
    bobobski Posts: 771
    Seventh Anniversary 500 Posts Name Dropper Chutzpah Haggler
    Forumite
    *An airline. Although of course, if it's Thomson, I would urge you all the more ;)
  • george4064
    george4064 Posts: 2,964
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite
    edited 17 March 2016 at 11:53AM
    March is looking like a good month for me, with my Sharesave plan money received and I'll be receiving my company bonus at end of March. :)

    I've already banked the usual £700 already. Of the extra money, I will probably save either an extra £2,000 this month, or split the £2,000 half/half between March and April.

    You may ask 'Why don't you save it all now?', well the extra money is going into S&S ISA so an extra month wait (in the TSB 5% account) won't make much difference.
    "If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett

    Save £12k in 2025 - #024 £1,450 / £15,000 (9%)
  • This month I have maxed out yet another interest paying current account! (Tesco)

    I switched NatWest to Halifax for £125

    And £200 into my H2B isa,

    I cant count any interest earnt as I spent it on a meal out for my birthday :P

    March total (unless I win the lottery in next 2 weeks): £325
    #141 - Save £3k in 2016 challenge - #141
    Current savings: £901.06 / £3k
    =======================
  • Westie983
    Westie983 Posts: 5,215
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Forumite
    Regular Saver has just come out early due to the 20th falling on a weekend so I am declaring for March....


    £1650

    I have a regular savings maturing next week, so that will go straight to pay of a balance transfer that is due to expire, thanks Barclaycard 0% for 24 months has allowed me to fill two years worth of regular savers at 6%

    as they say every penny counts

    :-)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Darksoul
    Darksoul Posts: 24 Forumite
    Payday at last :) I'm surprised I managed to hit my target for the month as it hasn't exactly been an MSE one. Declaring £572.13 for March which brings my overall total to £1876.15. :j
    :www:House Deposit £10,539.47 / £12,500:www:
  • Anavand
    Anavand Posts: 17 Forumite
    Hello everyone,

    I am a long-term lurker and looking to get more actively involved. Thank you all for your inspiration, the things people achieve on these forums is amazing! :T

    We have been saving a relatively small amount for a number of years towards a deposit for our first home. Two years ago we got the chance to move with my work so we are currently in Europe, which is why my savings figures are in euros (though some of our savings is still in sterling). The new job was quite a lot better paid and my DH has also been able to find work out here so between us, we have been able to save larger amounts. We are probably going to relocate back to England at some stage and buy a house there but in the meantime we are saving as much as we possibly can! I have set a target of €30000 for this year and have a good start to the year so far. I hope I will be welcome to gatecrash the board this far into the year. :rotfl:
    Mortgage November 2016- 201000 :shocked: Mortgage April 2017- 185300 :T Mortgage May 2017- 182900
  • darkidoe
    darkidoe Posts: 1,131
    Part of the Furniture 1,000 Posts Name Dropper
    Forumite
    I am emptying my savings account into the S&S ISA allowance end of this month. !!!!!! me. I have to start from scratch to fill up all my series of current accounts again. :/

    Save 12K in 2020 # 38 £0/£20,000
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