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The "Save 12k in 2016" Thread!

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  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    edited 9 March 2016 at 5:37PM
    166million wrote: »
    340.76 for januarey

    OK I started with £6642.31
    Leaving me to save £5357.69 for 12k
    I now have £7299.23
    Take away £6642.31 = £656.92
    take off £340.76 for January

    131. 166million total for Feb £316.16

    There must be a simpler way of doing this maths!
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    Does anyone know when you can apply for an ISA for next year? I mean starting in April
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • Gem-gem
    Gem-gem Posts: 4,648 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Westie983 wrote: »
    Interesting I thought I would be able to log into my Kent Reliance account and transfer it out, will I need to go to a branch to do that do you think?

    I will open a new one in branch thought, Mine isn't due to mature till 30/03/16.

    I only have a passbook so I have to go into the branch. They will transfer it out using a bacs payment or a cheque.
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  • geoffers4
    geoffers4 Posts: 263 Forumite
    Part of the Furniture 100 Posts Name Dropper Mortgage-free Glee!
    166million wrote: »
    Does anyone know when you can apply for an ISA for next year? I mean starting in April
    April 6th is the start of the new tax year.
    Save 12k in 2013-2014-2015-2016-2017-2018-2019-2020-2021-2022 - then early-retired.
  • Eco_Miser
    Eco_Miser Posts: 4,857 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    166million wrote: »
    Does anyone know when you can apply for an ISA for next year? I mean starting in April
    You can't actually open one until 6th April, but you might want to call in branch this month to get the paperwork started.

    One year, back when cash ISAs were still high-paying, I went into branch on April 6, only to be told I'd need an appointment, and the earliest they could see me was a week's time. It might be easier now.
    Eco Miser
    Saving money for well over half a century
  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    Thanks all. Getting impatient. Have a fixed rate ISA maturing soon so want to move the money around
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,062 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    166million wrote: »
    Does anyone know when you can apply for an ISA for next year? I mean starting in April

    You could open one online from 6th April. Some places insist on appointments though. Have you found one offering a good rate then as most of them offer rubbish interest and with the new personal tax savings allowance coming in from April you would normally be better off with a current account and or regular saver which offer the best rates.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • 166million
    166million Posts: 1,233 Forumite
    Debt-free and Proud!
    You could open one online from 6th April. Some places insist on appointments though. Have you found one offering a good rate then as most of them offer rubbish interest and with the new personal tax savings allowance coming in from April you would normally be better off with a current account and or regular saver which offer the best rates.

    Im opening HTB ISA want a regular saver as well.
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • Gosh, bi-annual car service & paying a small CC balance has hit the savings hard this month

    :(
  • How do I find your blog SF?
    "These things take time but I know that I'm the most inept that ever stepped"
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