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The "Save 12k in 2016" Thread!

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  • Eco_Miser
    Eco_Miser Posts: 5,207
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
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    166million wrote: »
    Does anyone know when you can apply for an ISA for next year? I mean starting in April
    You can't actually open one until 6th April, but you might want to call in branch this month to get the paperwork started.

    One year, back when cash ISAs were still high-paying, I went into branch on April 6, only to be told I'd need an appointment, and the earliest they could see me was a week's time. It might be easier now.
    Eco Miser
    Saving money for well over half a century
  • 166million
    166million Posts: 1,233
    Debt-free and Proud!
    Forumite
    Thanks all. Getting impatient. Have a fixed rate ISA maturing soon so want to move the money around
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,393
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    166million wrote: »
    Does anyone know when you can apply for an ISA for next year? I mean starting in April

    You could open one online from 6th April. Some places insist on appointments though. Have you found one offering a good rate then as most of them offer rubbish interest and with the new personal tax savings allowance coming in from April you would normally be better off with a current account and or regular saver which offer the best rates.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
    Save £12k in 2026 Challenge £12000/£12,000
    365 day 1p Challenge 2026 £667.95/£700
    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
  • 166million
    166million Posts: 1,233
    Debt-free and Proud!
    Forumite
    You could open one online from 6th April. Some places insist on appointments though. Have you found one offering a good rate then as most of them offer rubbish interest and with the new personal tax savings allowance coming in from April you would normally be better off with a current account and or regular saver which offer the best rates.

    Im opening HTB ISA want a regular saver as well.
    **Debt Free as of 15:55 on Friday 23rd March 2012**And I am staying that way
    377 166million Sealed Pot Challenge 2018 :staradmin No. 90: Emergency fund £637
    My debt free diary http://http://forums.moneysavingexpert.com/showthread.php?t=3630099
  • Gosh, bi-annual car service & paying a small CC balance has hit the savings hard this month

    :(
  • How do I find your blog SF?
    "These things take time but I know that I'm the most inept that ever stepped"
  • tmsbry
    tmsbry Posts: 38
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    Another £1015 saved for March.
  • poshrule_uk
    poshrule_uk Posts: 171
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    I can't find your blog too sf, would love to have a read
  • Suffolk_lass
    Suffolk_lass Posts: 11,471
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    edited 11 March 2016 at 7:56PM
    How do I find your blog SF?
    I can't find your blog too sf, would love to have a read

    If you click on slowlyfading's name it gives you the option to PM, view other posts and link to her website. That's what I did

    SL
    Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
    OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £2270.73 to the end of Oct
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
    My keep within our budget diary is here
  • So... I've been a bit busy with other things lately, haven't had the chance to get on and sell some stuff to add to my savings. But I have managed to save at least £500 pcm.

    Updating my signature and submiting my amounts to the database now!
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