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The "Save 12k in 2016" Thread!

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  • tmsbry
    tmsbry Posts: 39 Forumite
    Seventh Anniversary 10 Posts Name Dropper Combo Breaker
    Another £1015 saved for March.
  • poshrule_uk
    poshrule_uk Posts: 152 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I can't find your blog too sf, would love to have a read
  • Suffolk_lass
    Suffolk_lass Posts: 10,291 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 11 March 2016 at 8:56PM
    How do I find your blog SF?
    I can't find your blog too sf, would love to have a read

    If you click on slowlyfading's name it gives you the option to PM, view other posts and link to her website. That's what I did

    SL
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • So... I've been a bit busy with other things lately, haven't had the chance to get on and sell some stuff to add to my savings. But I have managed to save at least £500 pcm.

    Updating my signature and submiting my amounts to the database now!
  • Managed to lock myself out of my online savings account. Now I cant indulge in my favourite pastime of logging on just to see what I have managed to save (not a lot for some but massive for me who until this point had no savings). Will have to call RCI and try and get it unlocked.
    Moving on up :o SPC #382 ~ £40 banked
    12k in 2016 #15. £541.91/£3000
  • black_taxi_2
    black_taxi_2 Posts: 1,816 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    fund manager invested yesterday

    £834

    g/l all
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Managed to lock myself out of my online savings account. Now I cant indulge in my favourite pastime of logging on just to see what I have managed to save (not a lot for some but massive for me who until this point had no savings). Will have to call RCI and try and get it unlocked.

    Who is RCI?

    Also sorry to impose on this thread but do you have any totals for me to add to the VSP for February as I dont have anything for you?

    ;0)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Twiggy_34
    Twiggy_34 Posts: 685 Forumite
    I had an unexpected (small) windfall this week when 2 cheques turned up from one of my (late) dad's pension companies. Dad died almost 4 years ago and had 3 private pensions, I had helped him complete the paperwork just a couple of months before he passed and he chose annuities which would pay out to my sisters and I in the event of his death (this was before he fell ill but he was always pessimistic about his life expectancy).

    One of the companies denied that he had chosen that type of annuity and told me there was nothing to be paid out. I asked for copies of the forms submitted to the company as part of the application process but was unable to use it to prove anything either way so had to let it drop.

    But, randomly, I heard from the company in November last year, and then 2 letters turned up from the pension company this week with cheques attached for 3 figure amounts. The letters were apologising, stating that they had found that we had been underpaid (erm... no, we weren't paid at all!).

    I'm pleased because dad would have been annoyed as hell that the policy didn't pay out, and now I am trying to find out from them what the total sum should have been in order to identify whether there should have been another payment. They've added some money to cover lost interest over the last few years which is good, but their customer service etc so far has been pretty poor - especially the representative who asked if he could speak to the policyholder!!. This was closely followed by them revealing that they couldn't find any record of letters being sent to anyone since June 2012!!! - It's a good job I decided to keep all their letters because of how frustrated I was about not being able to prove what options dad had chosen!

    Fingers crossed I manage to get some improved customer service from them when they ring me back next week, or I may have to consider going to the ombudsman; I also hope they don't change their minds again and ask for the money back! Assuming we get to keep the money, I'll be splitting my share in half, half will go into my long term savings and the other half will go toward something nice as a treat.
    £12k in 2019 #084 £3000/£3000
    £2 Savers Club 2019 #18 TOTAL:£394 (2013-2018 = £1542)
  • If you click on slowlyfading's name it gives you the option to PM, view other posts and link to her website. That's what I did

    SL

    Nope, I must be totally blind or a bit dim but I cannot see a link to website anywhere.

    Could someone please send me a link in a PM :)
    "These things take time but I know that I'm the most inept that ever stepped"
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Nope, I must be totally blind or a bit dim but I cannot see a link to website anywhere.

    Could someone please send me a link in a PM :)

    Here you go

    Slowly Fading's Blog

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
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