The "Save 12k in 2016" Thread!

Kreacher

Just submitted my form I think I must have made a mistake with my Jan or Feb submission as I have more saved then I thought. Just my normal saving of £200 into my HTB and £300 into my FD regular saver this month (Although I've submitted £700 on the form to bring my total up to the correct amount).

Got a total of £2900 so far, may have to increase my target at some point but I don't want to get carried away.

I also opened a TSB account this week so I can start saving into there too and will use it as my oyster card as I'll get 5% cashback on it

slowlyfading

SusanneCape wrote: »

Hi all,

Oops, I don't seem to have a number for this year. Maybe I forgot to register. May I still join? I am saving on a monthly basis.

All the best,

You're number 173

slowlyfading

Anavand wrote: »

I have set a target of €30000 for this year and have a good start to the year so far. I hope I will be welcome to gatecrash the board this far into the year. :rotfl:

Welcome aboard! You're number 174

slowlyfading

Spreadsheet and front page updated

Thanks to everyone who subscribed to my blog, much appreciated!

george4064

george4064 wrote: »

March is looking like a good month for me, with my Sharesave plan money received and I'll be receiving my company bonus at end of March.

I've already banked the usual £700 already. Of the extra money, I will probably save either an extra £2,000 this month, or split the £2,000 half/half between March and April.

You may ask 'Why don't you save it all now?', well the extra money is going into S&S ISA so an extra month wait (in the TSB 5% account) won't make much difference.

I decided to go with the £2,000 this month. I have temporarily removed the £2k from my Nationwide FlexAccount and that £ will buy ITs in the S&S ISA tomorrow (Tuesday morning). When I get paid on Wednesday, that will then replace the £2k in the Nationwide FlexAccount.

I wanted to get the ITs bought earlier in the week rather than later in the week, because I think I'll get a better price. Not making any crazy predictions, but I've always been a believer of buying earlier in the week, and selling at the end of the week (usually Friday). A lot of people's buying/selling are influenced by their mood, we often see Thursday's and Friday's a good day in the market, and Monday's and Tuesday's as bad days in the markets.

I will submit my update when I actually get paid this week, and everything's all in order.

Wentthedaywell?

£1200 in for March. Just back from a weekend away and I spent more than I wanted (but had fun so it was worth it). I think weekends are far more expensive, pro rata, than a proper holiday but nice to pepper them over the year and to look forward to them when I am slaving away at work!

Wentthedaywell?

darkidoe wrote: »

Buy the iPhone 6 outright. It's always the cheapest option with maximum flexibility in terms of contract.

I'd agree - I've just bought one and have a BT deal of a fiver a month which is plenty enough data for for my needs.

Kendall80

Personally, i'd ask myself, "Do I really need an Iphone 6"?


Then i'd realise that far cheaper phones do the same job and i'd be very pleased with the money saved

Wentthedaywell?

Kendall80 wrote: »

Personally, i'd ask myself, "Do I really need an Iphone 6"?


Then i'd realise that far cheaper phones do the same job and i'd be very pleased with the money saved

I'm sure you a right Kendall, but I stick to all (overpriced!) Apple IT as I am totally non-teckie and it seems to look after itself without going wrong

166million

Seafoam wrote: »

Having a crazy amount of problems with my phone; decided I'm going to take the plunge and buy an iphone 6, soon, outright. I figured it'll be cheaper than tying into a contract, in the long term.

Also, gym membership fees (£32 a month) is killing me... Knowing it could be my phone contract.

Also haven't been to the gym since last year autumn and I'm scared that if I cancel and want to rejoin later they'll charge me a higher fee:embarasse

On the plus side I got 2 slices of Starbucks chocolate cake for free just by being the last customer and being very smiley...

Cancelt he gym and if you decide to start again, look for a PAYG (Pay as U Gym) place. If you don't go very much it could be better for you