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The "Save 12k in 2016" Thread!

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  • Suffolk_lass
    Suffolk_lass Posts: 10,283 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Bit of a major set back last night as DH was involved in quite a major accident last night (closed the major trunk road :eek:) - he is OK but the car is a write off, along with the chap's who he ran into the back of (three separate accidents in less than a mile). Mercifully they were unhurt too. I will look at revising my newly challenging target downwards again, as we will need another car to replace ours and the insurance won't cover all of it (and there is a large excess to swallow, and the premium will go up...) ho-hum. C'est la vie!

    The most important thing is that nobody is hurt.

    SL
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • #34 declaring £150 for Sept. Form submitted and signature updated.

    DL :)
    :staradmin Star from Sue-UU


    3 - 6 Emergency fund #24 £2273. Target £3,000
    SPC15 #57 [SPC14 £195.50, SPC13 £114.08, SPC12 £215, SPC11 £183, SPC10 £209]



  • #9 reporting for September £300.38 (mustn't forget the 38p lol!) not as much as I would like but work has been really slow and scarce for me :(


    Thank you for keeping me motivated and good luck to everyone - keep going, even 38p makes a difference :rotfl:
    MFiT-T7 #17 (Jan 2025) £193k (Apr) £177k (July) £
    SPC 18 #6 £299.80 (12/07/25)

    SPC’s (1)£27.19 (2)£728 (3)£1471 (4)£357 (5)£435.18 (6)£1114.92 (7)£1492 (8)£392 (9)£1952 (10)£1866.65 (11)£1177.74 (12)£1445.39 (13)£1608 (14)£603.30 (15)£672 (16)£2563 (17)£1300 (18)£
  • Goodness SuffolkLass that sounds awful. Glad your OH wasn't hurt.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • £680 for September
  • #163 reporting £721.

    Things are looking up again, we're hoping to move soon to reduce our travel costs, OH's insurance went down £25/month and he got a new job!
    Save £12k in 2017 / Dec 2017 Travel Cash = £12,400 / £14,000 88.5%[/COLOR]

    House Deposit = £20,500 / £18,000:money:
  • jacci45
    jacci45 Posts: 1,636 Forumite
    edited 27 September 2016 at 1:23PM
    No 24.....Not a good month, will struggle big time to get to target this year but I have had a lot of good expensive things happen this year! £369.40 declared for September so now on £7678.91 for 2016....I have updated.
    Take care all!
  • ajdj
    ajdj Posts: 567 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    £1,372.46 declared for September (50% of my net income!) but still well behind and £12,000 is almost certainly beyond me now. There are a lot of good reasons for this and I'm not going to beat myself up over it but it seems sensible to revise this target to £8,000 when I next submit figures in the hope I can go over £35,000 in total savings by the end of the year.

    Still a great achievement, just not quite where I wanted to be!
  • # 184 declaring £996 for September

    Not too bad considering we went on holiday for the first 2 weeks and hadn't booked or paid for anything except the flights (and travel to and from the airport UK side). Net pay is going down £1292 pcm as of Friday and the car is due everything in November (MOT tax and insurance) so not going to be expecting any more big months before the end of the year. Still think I'll get to my overall target and am on track to hit 10K by the end of the year and after that it's only a few short months till I get to the big 0 net worth (good old student loan).
    Save 12K in 2018 #20 - £20,890/£18,000 (116%) November £1950
    Save 12K in 2017 #46 - £13,184/£12,000 (109.87%):D
    Save 12K in 2016 #184 - £4,608/£4500 (102.4%) :D
  • Gem-gem
    Gem-gem Posts: 4,643 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 26 September 2016 at 9:01PM
    Good evening. No 73.
    Have paid a rather large credit card bill ( last payment for a dream holiday for hubby and I). Also had dentist and yearly gym membership this month. So savings have taken a bit of a bash.
    Next month, Any spare money will be saved for holiday money and all buying xmas presents. (I also have car service booked in).
    November, I am only receiving half of my pay ( buying an extra two weeks holiday) so all money will be Accounted for, (bills) none left to save.
    December - who knows???
    So, after payday in December I will do a final tot up and post any -/+ and a year end total.
    2025 Fashion on a ration 0/66 coupons
    2025 Frugal challenge
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