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The "Save 12k in 2016" Thread!

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  • enthusiasticsaver
    enthusiasticsaver Posts: 16,393
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ambassador
    It will be another 10 days before I can update for June but I am not optimistic that very much will be added to savings this month. Last month we started decorating our bedroom and this now finished so although some was paid out in May there was still a balance of £1k to pay on the bed which I have now paid. It is a very comfy bed though :)

    We paid around £600 -£700 at Centre Parcs for meals out and activities for the family and also booked for next year so had to pay deposit of around £500. Also have Switzerland to pay for this month and just bought new TVs for living room. All pay out this. On the but I am hopeful that August to October will be savings months and we get my OHs lump sum when he retires in November.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
    Save £12k in 2026 Challenge £12000/£12,000
    365 day 1p Challenge 2026 £667.95/£700
    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
  • SMGee
    SMGee Posts: 31
    Debt-free and Proud!
    Forumite
    Hey everyone. It's been ages since I last updated, mainly because everything has changed!

    I left work in April, which was my own decision as I have been accepted onto a masters course in September, and I kind of wanted a summer off! I have not been enjoying my job for a long time, and I'm so pleased I have left.

    I also bought a campervan with m savings from last year... so I will be gallivanting around in it this summer, if the sunshine ever returns!

    I'm also having lots of work done on my house, so I won't be adding any more savings for this year. However, this challenge has enabled me to have the savings to do all of this, so I am very grateful to you all. And will hopefully be back in the middle of next year when I am qualified and working again!

    Good luck to everyone on achieving your goals xx
  • Westie983
    Westie983 Posts: 5,215
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    Forumite
    edited 21 June 2016 at 12:29AM
    Final payment has just gone out for the last regular saver this month so declaring

    £1750

    Im getting there!!!

    My TSB regular saver matures next month, and as the rate is due to drop for new applications I'm not sure what to do with the funds, so may put it back in...


    :-)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • slowlyfading
    slowlyfading Posts: 13,429
    Part of the Furniture 10,000 Posts Name Dropper
    Forumite
    kitjos wrote: »

    Think ill have to start a journal for July just to check where/when our money goes and on what. Anyone have any simple speadsheets i can use?
    I've got a free budget template spreadsheet on my blog :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429
    Part of the Furniture 10,000 Posts Name Dropper
    Forumite
    TrustyOven wrote: »
    Hi all :A

    Is it too late to join for this year?

    I'm hoping to save 6k for the remainder of the year....
    Not at all, you're challenger number 41 as someone else has dropped out - have added you to the spreadsheet :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429
    Part of the Furniture 10,000 Posts Name Dropper
    Forumite
    Gem-gem wrote: »
    Slowly fading - do I need to put a form in to declare £0?
    No, it's fine :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429
    Part of the Furniture 10,000 Posts Name Dropper
    Forumite
    Spreadsheet updated :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • jacci45
    jacci45 Posts: 1,636 Forumite
    No 24 reporting, not my best month but this is only for 2 weeks saving as I was on holiday until 14th May!

    Declaring £653.49 for the month.

    Good luck all!
  • jessy-eve
    jessy-eve Posts: 39 Forumite
    No. 94 reporting for June with £509. Pleased with this, I feel I am finally finding my balance between spending and saving :) hoping I can keep this up!
    #27 - Save 12K in 20189£/£ :T
  • Dragon_Lily
    Dragon_Lily Posts: 315
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    Forumite
    #34 reporting £340 saving for June. Sorry, I have had to submit 2 separate forms as I forgot to add my savings pot fig to the first form!
    :staradmin Star from Sue-UU


    3 - 6 Emergency fund #24 £2273. Target £3,000
    SPC15 #57 [SPC14 £195.50, SPC13 £114.08, SPC12 £215, SPC11 £183, SPC10 £209]



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