Stores that DON'T accept contactless payments - name and shame!

takman

Ballard wrote: »

This is a genuine question... By fraudsters are we talking about some sort of skimming whereby someone gets your card details by standing close with a receiver of some sort?

What if you drop your card in the street and some urchin uses it before you've realised? I don't see why the bank would be liable for that. That is the downside for me but I am in favour of contactless.

Aslong as you report it lost in a resonable time and didn't loose it on purpose then they will refund any fraudulent transactions. So that's why people have nothing to worry about.

Ballard

takman wrote: »

Aslong as you report it lost in a resonable time and didn't loose it on purpose then they will refund any fraudulent transactions. So that's why people have nothing to worry about.

My point was if you lose it and it's used before you notice. I could drop it in the high street and it could be used for £100 in a few minutes. That's the downside of the technology.

pmduk

colsten wrote: »

Cue the "I will never use a smartphone" brigade. They will take their thinking to their graves, like the idea of a flat earth was taken to its grave. Not sure I shall live to see it happening, though, and I do plan to be around for another 30-40 or so years, but it will happen.

They're easily spotted, they're the ones still using square wheels.

benjus

Ballard wrote: »

My point was if you lose it and it's used before you notice. I could drop it in the high street and it could be used for £100 in a few minutes. That's the downside of the technology.

Well I don't know how the software in these things is implemented, but I wouldn't be surprised if a spending pattern like that (quick succession of transactions probably near the contactless limit) caused a PIN verification to pop up pretty quickly.

chris_m

pmduk wrote: »

They're easily spotted, they're the ones still using square wheels.

Useful things, square wheels - they won't roll backwards on a hill.

20aday

Feral_Moon wrote: »

I've activated Apple Pay on my phone and registered my credit card but I'm still a little puzzled about how I would go about using it to pay for a transaction. Help? lol

When you get to the contactless reader hold your iPhone near the terminal. Your credit card will appear. Just put your registered finger on the Home Button and it'll vibrate and make a ping sound.

Alternatively double click the Home Button when the phone is locked. Your card will appear. Put your finger on the Home Button and it'll be ready for payment for up to sixty seconds (handy on the Tube!)

Steve_xx

chris_m wrote: »

Useful things, square wheels - they won't roll backwards on a hill.

.......but they could slide backward!!

takman

Ballard wrote: »

My point was if you lose it and it's used before you notice. I could drop it in the high street and it could be used for £100 in a few minutes. That's the downside of the technology.

Even if that did happen then you would get a full refund from the bank for any unauthorised transactions. It's a lot better than carrying cash which if lost you will never get back if someone spends it.

Missus_Hyde

I'll be honest, I'm not keen on contactless cards, but having said that I've never had any problem with them.

The only shop that's actually ever used mine is my butcher.

ThemeOne

A little off-topic perhaps, but it does relate to the OP stating they wanted to take advantage of TSB's 5% cashback on contactless ...

If you attempt a contactless transaction but the machine instead requests your PIN, does it still count as a contactless transaction?