Stores that DON'T accept contactless payments - name and shame!

colsten

Those so terribly unhappy with contactless cards should investigate Apple Pay, as it is arguably a great deal safer than C&P and contactless. Before long, Apple Pay won't be subject to the £30 contactless limit, and I reckon Android and Windows smartphone providers will over time also offer a safe payment method to their customers.

Cue the "I will never use a smartphone" brigade. They will take their thinking to their graves, like the idea of a flat earth was taken to its grave. Not sure I shall live to see it happening, though, and I do plan to be around for another 30-40 or so years, but it will happen.

Mrs_Ryan

20aday wrote: »

I always got the impression that banks should offer Chip & Signature to those of the us who are unable to use Chip & PIN for reasons such as yours.

I'm with Lloyds and ironically in the literature that came with the card it said they do offer chip and signature but the staff seem clueless. The lady on the front desk the other day in the branch seemed puzzled when I told her I struggle with chip and pin..

colsten

Mrs_Ryan wrote: »

I'm with Lloyds and ironically in the literature that came with the card it said they do offer chip and signature but the staff seem clueless. The lady on the front desk the other day in the branch seemed puzzled when I told her I struggle with chip and pin..

To be fair, you are in a tiny minority and you can't expect everyone to instantly know about a solution for your special needs. What you can expect is that people register them and investigate what the options are for you.

marleyboy

colsten wrote: »

Cue the "I will never use a smartphone" brigade. They will take their thinking to their graves, like the idea of a flat earth was taken to its grave. Not sure I shall live to see it happening, though, and I do plan to be around for another 30-40 or so years, but it will happen.

As much as I love my Smartphone, NEVER would I have it as a contactless payment method for much the same reasons I don't use my contactless method on my bank card.

colsten

marleyboy wrote: »

As much as I love my Smartphone, NEVER would I have it as a contactless payment method for much the same reasons I don't use my contactless method on my bank card.

Given that Apple Pay (and any comparable smart technology method) is safer than C&P and cheques and cash, it is really hard to understand why someone as security conscious as yourself would reject it.

Bet you would fail to convince your grand kids, and even your kids.

Sharon87

colsten wrote: »

Those so terribly unhappy with contactless cards should investigate Apple Pay, as it is arguably a great deal safer than C&P and contactless. Before long, Apple Pay won't be subject to the £30 contactless limit, and I reckon Android and Windows smartphone providers will over time also offer a safe payment method to their customers.

Cue the "I will never use a smartphone" brigade. They will take their thinking to their graves, like the idea of a flat earth was taken to its grave. Not sure I shall live to see it happening, though, and I do plan to be around for another 30-40 or so years, but it will happen.

Apple Pay is just as slow as chip and pin, contactless's advantage is its speed of transaction. I saw someone using Apple Pay on London Underground to touch in the barrier - slowed the busy commuters behind him!

I always use my contactless on the underground, which is another advantage - don't have to worry about topping up an oyster and I get the peace of mind that my travel gets capped at a week's travelcard rate if I travel more than I expect to. Whereas on oyster they didn't do a weekly cap, you had to buy the travelcard and sometimes it's not worth it.

Also someone mentioned using contactless at an ATM? You can't use that, when the poster mentioned about people looking over your shoulder at your pin I think they meant in a shop - it's so easy for people to look at your pin if you don't cover it - and a lot of people don't, I've inadvertently found out people's pin numbers just by a glance!

MiserlyMartin

Steve_xx wrote: »

The OP states that Iceland don't accept contactless but every one of their stores that I've used does.

I went to a good deal of trouble to establish that Morrisons have contactless capability at their petrol stations. But on the few occasions that I've tried it has failed.

I think we are going to get variations across the country. The Iceland in Milton Keynes centre doesn't take contactless last time I was there. I'm updating the original post with all the extra info everyone has posted. I didn't expect a huge debate about the security of contactless. Personally I've never worried about it.

marleyboy

Bet you would fail to convince your grand kids, and even your kids

Quite possibly I might fail to convince them, but as its really their choice to make its entirely up to them.

I imagine by the time my Son is old enough to make that choice, Apple will be a fruit you eat and cash will be turned into some form of a digital credit.

MiserlyMartin

Steve_xx wrote: »

It's an interesting question. I think/hope that it will not be possible to get cash at all on a contactless basis. Bearing in mind anyway that contactless is limited to transactions of £30 or less anyway.

I was asked if I wanted cashback today. I declined then presented my TSB card. I did wonder if I could have done cashback on top of the purchase and still used contactless. I don't see why not, we should try it.

Ballard

colsten wrote: »

And, as has been pointed out countless times, you do get your money back if your contactless card has been used by fraudsters.

This is a genuine question... By fraudsters are we talking about some sort of skimming whereby someone gets your card details by standing close with a receiver of some sort?

What if you drop your card in the street and some urchin uses it before you've realised? I don't see why the bank would be liable for that. That is the downside for me but I am in favour of contactless.