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Buffy's Savings Diary

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  • beanielou
    beanielou Posts: 96,048 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Proud of you Buffster xxx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    SO paid five hundred pounds off the CC

    Have about 200 quid to last me till Pay Day which is in 16 days.

    I owe 4500.

    ISA =7125

    "savings" = 3000 (all borrowed!)

    Emergency = 2000. (1000 borrowed)

    It is going to take 9 long months to do this.........I think March 2017...

    Apologies for going through this all again. Tooth is killing (injection site)

    and so am distracting myself with easy sums!
    Nevertheless she persisted.
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    thanks INOD and Beanie XXX
    Nevertheless she persisted.
  • beanielou
    beanielou Posts: 96,048 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Can I "borrow" your emergency fund?:p:p
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Take painkillers. Your tooth isn't sore, it's the bruising all around the gum where the injection went in. Easy sums are good. I tend to do percentages
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • beanielou wrote: »
    Can I "borrow" your emergency fund?:p:p

    :beer::beer: of course Beanie :)

    I know it looks nuts, but it will be used for the dentist....and maybe a summer house.....and some railway sleepers for the pond.

    I am going to the cinema this week to see the Ab Fab movie.

    Yeah.....found out today that my operation has been moved. To the 27th July, am gutted as it means I will be recovering in my holiday, no last minute beach trip as need to be around for dentist and (poxy) results day plus will be expected to be in school at the end of August in general. Was planning on going on the first week in August but will now be in recovery........I am genuinely upset by this as rightly or wrongly I do live for the summer holidays and was looking forward to my break. An actual break from all the crap work entails and the stress.

    I am going to ring the hospital Monday and see if it can be changed.

    I can't help thinking the universe is sending me some big old message about this. AGAIN.

    I mean, generally at this place I am happier than I have ever been in a job. But the nature of it is so all or nothing, you are either good or crap and I just can't sustain it.


    Anywaybest get on. Got tea drink...........no wincing!!
    Nevertheless she persisted.
  • beanielou
    beanielou Posts: 96,048 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope hospital can change date.
    Impossible to sustain I would say~~sadly.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Take painkillers. Your tooth isn't sore, it's the bruising all around the gum where the injection went in. Easy sums are good. I tend to do percentages

    Lol. you totally remind me of my friend H. :):)

    I have taken that many painkillers recently it is ridiculous. I am giving everything a break for a bit, the pain is that kind of ache that you know won't get worse, as it is obviously the injections site, it is such a relief to know it will feel better tomorrow..........I ate ice cream tonight!
    Nevertheless she persisted.
  • Percentages..........

    Borrowed 5500 owe 4500.

    4500/5500 = 81 % owed

    Which means 19% paid back............

    And we won't go into how much I needed a calculator for that!
    Nevertheless she persisted.
  • milasavesmoney
    milasavesmoney Posts: 1,787 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Really glad you have the first part over and I'm hoping you sleep tonight. You probably know this but you can take aspirin and then two hours later ibuprofen for the swelling and so on. They will be fine to alternate...different medication composite.
    Overprepare, then go with the flow.
    [Regina Brett]
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