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3-6 Month Emergency Fund Challenge!!

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  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Morning Everyone.... :)


    Well I had a really good Night's sleep.....Monday's are always busy busy busy and I always seem to feel headachy and a bit sick when I get home....I think it's the Tube Line that I travel on on a Monday....but never mind, I am usually fine after a good Night's sleep :D


    carbootcrazy - Thank you for your lovely words, sometimes I don't feel very special or worthy but I just have to try and remember that I'm doing the best I can and that people seem to appreciate that... :) I know, I can't believe it's nearly February either....Hopefully we will all make the most of this Year!! :)


    stoplurking - I've Updated the First Page...keep it going hun, you're doing AWESOME!! Try the Monday thing.....and I bet it will make the Week start really great for you :)


    crimson.addict - I'm soooooooooo glad that you love your new Car.....Enjoy it!! :)
  • About the only sensible financial decision I made in my life:o was to never buy a brand new car straight out of the showroom. Even in the days when I was working and earning a very good salary I never succumbed. I used to go for demonstrators and that sort of thing, hardly any mileage on the clock and a huge saving on new.

    Nowadays a demonstrator will be way beyond my budget and even if it was owned by someone previously I could never manage anything as new as yours is:(. There are often little-used older car bargains to be had though:j

    There are some amazing older cars out there. Whilst your saving you'll have plenty of time to make sure you get a good one. My first car was a green peugeot 206. I bought it for £1000 and had to get my dad to drive it home as i was too scared. It sounds pathetic but i cried for 3 hours when i sold that car even though i'd just bought a 'better' sportier one.

    The car doesn't have to be new or fancy to make it special to you. I have wanted a 308 for about 2 years! I think this car is made all the more special because of the wait. Hopefully the perfect car will come along for you when you have managed to save a good amount for it

    I HAD to get a new car as mine was going to cost more to fix than it was worth. I have just been given a permanent contract at work, i don't drink, i don't smoke, i don't wear make-up, rarely buy new clothes so i figured i deserved to treat myself just this once. It has everything i wanted in a car (apart from the colour) so i'm hoping this will save me in the long run wanting another car.

    And with the help of Helens wonderful challenge i should be able to get my savings nice and healthy again :D
    Sealed Pot Challenge member #071 VSP #4
    £723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £2,950.30(SPC10) - £0(SPC11)...so far

    I love LC2 and Jakes-Mum :rotfl:
    Star's from Sue :staradmin x28
    CC Debt
    - £2,927.14 Savings - EF - £4,797.21/£5,000 - H2B - £4,691.03/£12,000
  • lexbubbles
    lexbubbles Posts: 971 Forumite
    Debt-free and Proud!
    edited 27 January 2016 at 1:10PM
    No major deposits to report (my weekly £45 transfer + £6 savings challenge will be going in on Friday) but I got 89p interest on my savings. I'm rich! I'm wealthy! I'm comfortably well-off! :rotfl: (brownie points if you get that reference :) )

    That and a few pennies from rounding down out of paypal payments puts me at £1,341.95 / 4,600

    ETA: £191.38 to go until I'm a third of the way there :j so I should hit that *checks calendar, does calculations* February 19th

    ETA the second: I'm on a pointless calculations roll now. Should hit the half-way point on May 20th, which is about 4 weeks after my birthday.
    Aqua 0/1850 Cap.One 0/450 Vanquis 0/500 HSBC 0/100
    :j ~Debt Free Date 07/12/2015~ :j

    SPC member #530 :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin 3-month EF: £2158.63/4600
    Make £10/day Nov-Dec £814.04 Jan-Apr £1689.78 May £233.57/310
  • DuranGirl
    DuranGirl Posts: 287 Forumite
    Eighth Anniversary 100 Posts Name Dropper Combo Breaker
    Hello everyone, I'm sneaking in the back door after having been away for I don't know how long!


    Everyone's been really busy and are all doing so well with their funds. My next £300 should go in on 1 February and my little decorating fund is creeping up thanks to a bit of ebaying, some cashback on an energy switch (although I actually stayed with the same supplier!) and the spare change from my debit card payments.


    In other news, the house STILL isn't sorted out with the ex, he's being a complete numpty. So whilst I have quite a bit of money I could stash in the EF, the chances are that I will have to use that on solicitor's fees. This should have been sorted months ago, but he's being spectacularly difficult, refusing to sign forms etc. :mad: That and the threat of redundancy have made me quite poorly, hence not being around here that much. On the up side - I'm not being made redundant this year! :TSo I'll have another year's service banked if we have to go through the same thing again next year - which we probably will. My decorating fund is looking increasingly like a spa-break-away-to-regain-sanity fund! :rotfl:
    3-6 month EF Challenge Member #19: £3590/£6000.[/B] Craft destash from 22.5.22: 46/200. Declutter from 22.5.22: 105/250 Car finance PAID OFF £7,848.88 IN 2019 (0% LOB)
  • lexbubbles wrote: »
    I'm rich! I'm wealthy! I'm comfortably well-off! :rotfl: (brownie points if you get that reference :) )

    I'll collect the brownie points, please lexbubbles(I hope;)).

    Another one you'll no doubt be familiar with, 'I'm rich—I'm a happy miser!' could be my OH's motto:eek:
  • I'll collect the brownie points, please lexbubbles(I hope;)).

    Another one you'll no doubt be familiar with, 'I'm rich—I'm a happy miser!' could be my OH's motto:eek:

    Yes! From the very same episode! That's one of my favourites - I have it on VHS taped from the telly in about 1995 :rotfl:
    Aqua 0/1850 Cap.One 0/450 Vanquis 0/500 HSBC 0/100
    :j ~Debt Free Date 07/12/2015~ :j

    SPC member #530 :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin 3-month EF: £2158.63/4600
    Make £10/day Nov-Dec £814.04 Jan-Apr £1689.78 May £233.57/310
  • I potted £10 over the last few weeks making my total
    £110
    MarNSD 5/20 | EF 3-6m #27 & EF #179 £212.35 / £2,700 | FH: £20.00 / £10,000 | Car £51.66 / £200 | Xmas £0.00 / £100.00
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Just to let you all know that I'm not ignoring you....Had an emergency situation with my Grandad yesterday....He's now in Hospital.... :( Hopefully he will be okay....


    I'll try to Update a bit later on today....


    Sounds like you're ALL doing BRILLIANTLY!! xXx :)
  • Just to let you all know that I'm not ignoring you....Had an emergency situation with my Grandad yesterday....He's now in Hospital.... :( Hopefully he will be okay....


    I'll try to Update a bit later on today....


    Sounds like you're ALL doing BRILLIANTLY!! xXx :)

    Sorry to hear he's not well, sending you love xx
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £2827
  • Hope everything goes well with your granddad Helen - sending hugs and best wishes xx
    3-6 month EF Challenge Member #19: £3590/£6000.[/B] Craft destash from 22.5.22: 46/200. Declutter from 22.5.22: 105/250 Car finance PAID OFF £7,848.88 IN 2019 (0% LOB)
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