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3-6 Month Emergency Fund Challenge!!

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Comments

  • Maybe I need to clean the washing machine filter! Nothing to report from me today, now that the Halifax card is under £1k I have been trying to get it as low as possible

    Happy December guys... Let the countdown to Christmas begin (cue cheesy tunes and cruddy weather.... Oh and socks!)

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £2827
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Morning LittleMissDetermined ..... Just wanted to say Congratulations for getting the Card under £1K...that's BRILLIANT!!


    And I love this time of the Year....so yes, cue the cheesy music and all the crazy people in London at this time of the Year... :D
  • Thanks DreamerHelen, it feels like I've made an achievement! Even though there's still plenty on there :(

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £2827
  • ani*fan
    ani*fan Posts: 1,554 Forumite
    1,000 Posts Combo Breaker
    Morning ani*fan .... I've Updated the First Page ..... You're doing brilliantly...Keep it going hun xXx :)

    Thanks DreamerHelen...it looks like you're an early riser like me... best time of day to be awake. :D
    Maybe I need to clean the washing machine filter!

    Haha! Not something I do very often but I'll be doing it more from now on!
    If you know you have enough, you're rich. ;)
  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Morning all

    £50 to savings so I'm now at £610 (#13). My savings are going to be low for a while because I've decided to clear my credit card first.
  • Well done, everyone, your savings are an inspiration:T. All I need now is to actually have a bit of money spare that I can save;)


    I've just remembered that my car tax expires on New Year's Eve:mad: so my planned start to my savings pot isn't going to happen this month. I'll be tackling 2016 with a vengeance, though:j


    What is it with washing machines and finding money?:rotfl:. My washing machine has died, I'm hoping the repair man can resuscitate it enough to last a few months longer. We partly pulled it out from the cramped corner where it lives (the repair man is a big chap and has problems getting into that corner:() and there underneath was a 50p piece. No idea how that got there, it's not a coin that rolls is it?:rotfl:
  • Got £50 from my family by way of paying back the loan so £40 went to my aqua card, and £10 went into the EF

    That + shrapnel from rounding down puts me at

    £83.74 / 3750

    I might hit that target by the time I'm 30 :rotfl:
    Aqua 0/1850 Cap.One 0/450 Vanquis 0/500 HSBC 0/100
    :j ~Debt Free Date 07/12/2015~ :j

    SPC member #530 :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin 3-month EF: £2158.63/4600
    Make £10/day Nov-Dec £814.04 Jan-Apr £1689.78 May £233.57/310
  • DuranGirl
    DuranGirl Posts: 287 Forumite
    Eighth Anniversary 100 Posts Name Dropper Combo Breaker


    DuranGirl .... I know what you mean, there's always something!! Sounds like you're doing well xXx :)



    Hi Helen, you're not wrong there! Took my new car back to the garage today as some of the Bluetooth gadgetry (which I will never use anyway) isn't working. They've given me a courtesy car, but it came with no petrol, so as well as filling up my own yesterday, I've had to put some in theirs too. Only fair, I suppose, but annoying. Then got home to yet another interim solicitor's bill for £360!!! :eek::eek: Not even the final bill, which is what I was hoping it would be. It looks to me as if they're having a go at charging me twice for part of the work, so I shall be writing to them for details on that. And then, of course, they'll charge me for writing a letter back telling me why I'm wrong. I can't find a "jumping off the roof" emoticon, so I'll make do with:mad::mad::mad: I really really wanted to get on top of things this month, but I'm not sure I'll be getting my wish.:(


    On the plus side, m'chap bought a big bag of chocolate from the staff shop when he visited at the weekend (yes, he's a keeper :)). I might just do my Vicar of Dibley/drowning in Crunchie wrappers impression this evening...
    3-6 month EF Challenge Member #19: £3590/£6000.[/B] Craft destash from 22.5.22: 46/200. Declutter from 22.5.22: 105/250 Car finance PAID OFF £7,848.88 IN 2019 (0% LOB)
  • :j:j:jAnother £25.05 thrown in the EF. DH's mobile phone bill was £4.80 less than I've budgeted for and the money from the ink cartridge recycling company has hit the bank £20.25. :j:j:j

    New total £1380.22

    Reconciled bank and budget and it seems like we have £300 extra which could go into the EF too but I won't transfer that just yet, in case there are things I haven't allocated money for. It's a good and happy prospect in case it is indeed spare. Fingers crossed.
    "There is Life AFTER DEBT."LBM 2009 Total Debt £49046.24 Debt Free as of 27/08/2015
  • ani*fan
    ani*fan Posts: 1,554 Forumite
    1,000 Posts Combo Breaker
    I made a tiny 1p of interest on my current account, i've moved it into the savings anyway bringing my total to £10.27. :D
    If you know you have enough, you're rich. ;)
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