3-6 Month Emergency Fund Challenge!!

DreamerHelen

Morning Everyone...

Well things seem to (*Touch Wood*) be getting MUCH better....My Psychotherapy Business seems to be taking off, so long may it continue!!

Nothing to Report moneywise for me in terms of the Emergency Fund....but I haven't completely sorted my Money out this Week so I may have a fiver to put in tomorrow when I hopefully will get it sorted....

You're all doing AMAZING....Let's ALL keep on going...

Here's to the Updates xXx

LittleMissDetermined - I've Updated the First Page...You're doing AWESOME!! Dubrovnik sounds wonderful...I hope you have an amazing time!! xXx

dfbefore30 - I've Updated the First Page...You're doing BRILLIANTLY!! Well Done on getting past the £3000-mark... xXx

x_raphael_xx - I've Updated the First Page...You're doing GREAT!! Keep on going xXx

Dobbibill - I've Updated the First Page...You're doing AMAZING!! Great to see you....hope you are well hun xXx

carbootcrazy - I've Updated the First Page...You're doing AWESOME!! Am I right in that your Total is now £1900? The re-think sounds great...it sounds like you are doing great, keep going... xXx

benten69 - You will get there hun, do you have any Updates that you want me to put on the First Page? xXx

stoplurking - I've Updated the First Page....You're doing BRILLIANTLY!! Good to see you...and thank you for your lovely words, you are more than welcome xXx

HoneyBee83 - I've Updated the First Page...You're doing GREAT!! Keep on going and moving forwards xXx

muppets - I've Updated the First Page....You're doing AMAZING!! Keep on going... good to see you, hope you are doing really well xXx

skye_blue

Hi all,

glad things are looking up for you helen, you deserve good times

Please add £20 to my total

Enjoy your weekend everyone

LittleMissDetermined

Hello everyone, so please things are going well for you Helen, it's about time you had a run of good luck

Please add another £350 to my pot, taking it (temporarily) to £2364.14 - anything to stop me from holiday clothing temptation!

LMD x

abundant1972

Evening all

New month means another payment...

Amount added = £250
3-6 Month EF = £750/£4500

Congratulations Helen on the business success - I'm really happy for you. You have worked hard for your success - it's well deserved for sure!

Keep up the awesome work everyone!!!

Dobbibill

#2 checking in with another small addition

£14.04 added - new total £825.13 aka 16.50%

keep on keeping on

Dobbi

[Deleted User]

DreamerHelen wrote: »

carbootcrazy - I've Updated the First Page...You're doing AWESOME!! Am I right in that your Total is now £1900? The re-think sounds great...it sounds like you are doing great, keep going... xXx

Sorry if I confused you, Helen:o. Yes, my total is now £1900. Never thought I'd ever reach that amount so it's all systems go to find ways of making/saving the rest.


Challenges like this are really addictive, thanks to all the lovely support and encouragement from everyone who joins in:A


You're all doing so well:T:j:beer:


As Dobbi always encourages us to do, let's all 'keep on keeping on' eh?

sophieo16

Hello everyone,

Monthly update for me. Car fund total:

#5 £2862.51 (57.25%)

A family member is actually looking at trading in her 09 Toyota Yaris against a new car and she has offered to sell me the Toyota for £100 less than the part ex the garage is offering her.

Ive thought about it but i feel like I'm better off continuing to save to my £5000 aim and buying in that price range, this way ill end up with a better car which will be worth more when i come to sell in years to come. I think if i took the deal she is offering id be stepping sideways rather than upwards....

But any advice would be appreciated if possible!

Jellybeans&FF

Morning everyone,
I'm new to the forum messaging so apologies if it seems a bit messy.

I would like to have a goal of £9000 for my emergency fund. I only have £20 in there but hope to have a bit more by the end of the month

I love reading all your comments on the board and its great because it pushes me to be better at savings :-)

Dobbibill

Jellybeans&FF wrote: »

Morning everyone,
I'm new to the forum messaging so apologies if it seems a bit messy.

I would like to have a goal of £9000 for my emergency fund. I only have £20 in there but hope to have a bit more by the end of the month

I love reading all your comments on the board and its great because it pushes me to be better at savings :-)

Hi Jellybeans - welcome to the forum & the challenge.

Helen will be along shortly and will add you to the first page along with your goal, keep us updated with your progress and challenges along the way.

It has to start to reach your goal and you've made a start - that's a bigger amount than last week so you've made the first step.

Good luck, all the best and keep at it.

Dobbi

[Deleted User]

sophieo16 wrote: »

Hello everyone,

Monthly update for me. Car fund total:

#5 £2862.51 (57.25%)

A family member is actually looking at trading in her 09 Toyota Yaris against a new car and she has offered to sell me the Toyota for £100 less than the part ex the garage is offering her.

Ive thought about it but i feel like I'm better off continuing to save to my £5000 aim and buying in that price range, this way ill end up with a better car which will be worth more when i come to sell in years to come. I think if i took the deal she is offering id be stepping sideways rather than upwards....

But any advice would be appreciated if possible!

Difficult one:think:

If your current car is still reliable and not incurring too many expensive bills for repairs/replacement parts I'd be tempted to stick with what you already have and keep on saving for a younger car.


The only 'plus' in buying the Toyota, in my view, is that you probably trust the family member who is selling the car and you probably already know the car and all its little idiosyncrasies and past history.

I'm in worse position than you with a very old car which is suddenly beginning to cost more and more to repair:mad:. I may have to resort to replacing it sooner rather than later with something cheap and cheerful:(

Good Luck:beer: