PLEASE help me

plumfin

link removed sorry!!!

marksoton

going_nowhere_fast wrote: »

Can't get any. The CSA and whatever the new company is called have both said the same thing, their standard of living is proof of a regular very healthy income but somehow they are guilty of tax evasion because according to the HMRC they have not paid tax for about 5 years and are not claiming benefits and the rules are that if you don't pay tax you don't have to contribute to your child. Bizarre rules.

Absolute BS on their part. The CSA ( now CMS ) have more powers to recover monies than virtually any other entity in this country. They just don't like the hassle of using them.

Make this the focus of your attention, it will potentially make a massive difference to your income and you and your child's life.

Hound them, and if you don't make progress escalate it.

And if you still hit a brick wall try...

https://www.nacsa.co.uk

Oh and chin up

Poppy9

plumfin wrote: »

Poppy check the link, think it is your personal account, I closed the page immediately, but think you may want to check it out?

can you delete quoting me as well thanks

plumfin

Poppy9 wrote: »

can you delete quoting me as well thanks

done, didn't think sorry!!

going_nowhere_fast

I've had a look at that NASA website, its a new one to me.

The money would be life changing, even a small amount. I've spent so many years with no money to do anything for myself, no one will babysit for me so I spend all evening every evening alone in front of the TV. Over time I've become practically friendless because no one wants to know when you can't go out once in a while or have money to be frivolous with.

Its so isolating.

Jhoney_2

going_nowhere_fast wrote: »

I've had a look at that NASA website, its a new one to me.

The money would be life changing, even a small amount. I've spent so many years with no money to do anything for myself, no one will babysit for me so I spend all evening every evening alone in front of the TV. Over time I've become practically friendless because no one wants to know when you can't go out once in a while or have money to be frivolous with.

Its so isolating.

Why not host your friends?

Not sure how old your child is, but a short midweek catch up after 7pm- 9pm with snacks/nibbles and a couple of bottles of something on offer (my favourite wine treat costs under a fiver per bottle, lol) or Perhaps they can supply the wine? bring a dish?

But anyway, this is your reality, so don't assume they have a better one - perhaps they have yet to acknowledge or realise theirs. Just do you.

Rolls, bagettes, salad, dips and cold meats are really good value though you may need to rotate your brand name sellers for the bargains - don't be loyal!

1 week in x you could do a friday/sat night gathering so it doesn't interfere with school nights. join a local family group - there must be some free or start one!

shouldiauctionit

going_nowhere_fast wrote: »

The plan is to clear my debts within 12-14 months then save enough cash to cover surveys/moving fees. When ive done that approach a broker and see if i have any chance with a new mortgage. If i get one i will put my house up for sale straight away but will have a limited budget to buy a next house with so will be tricky to find somewhere thats decent. If i cant get a mortgage i'll keep saving and try again in 12 months.

With no child you could live off beans and save quite a lot of cash towards moving. What is holding you back?

What's holding me back? Nothing. I'm doing some cheap stuff to make the house look nicer, and then listing it. It's empty, bare, and looking unloved as it is. Unfortunately it's a terrible time of year to list it though!

I'll have lost a lot, like you. But whatever! I want to be happy That's why I see no reason to buy again any time soon, so I'm really not sure why you're thinking you'd do the same. I know the idea of owning a home is so pushed in the UK but let's face it, it's made us both very unhappy so far.

going_nowhere_fast

No one lives close to me so its not possible to pop round in the evening.

I am very aware that peoples lives are busy with partners and in laws so they dont consider how lonely it can be for me. They have babysitters on tap so have maintained a healthy social life. No one is prepared to babysit for me not even once in a blue moon.

If i get invited to someone having a get together at their house then we go, but roles reversed people dont make the effort with me.

I think an awful lot of people take for granted the support they have on offer from family and friends and find it difficult to comprehend how some people don't have support.

Im sure i can work on this in the future when LO grows up, its just a lonely journey at times.

going_nowhere_fast

shouldiauctionit wrote: »

What's holding me back? Nothing. I'm doing some cheap stuff to make the house look nicer, and then listing it. It's empty, bare, and looking unloved as it is. Unfortunately it's a terrible time of year to list it though!

I'll have lost a lot, like you. But whatever! I want to be happy That's why I see no reason to buy again any time soon, so I'm really not sure why you're thinking you'd do the same. I know the idea of owning a home is so pushed in the UK but let's face it, it's made us both very unhappy so far.

I can't speak for anyone else but I am only unhappy with the area I bought in, not the physical house or owning.

If I was to rent I would have to find an extra £300 a month because monthly cost wise it is cheaper to pay a mortgage than rent.

There is no fairy godmother to pay that additional money and I would not qualify for housing benefit so it is not affordable.

Let's also not forget all I could afford would be the lower end of the housing market, which is a poorly maintained terraced house in a poor area.

I'm no better off in that situation, im worse off.

It is very tempting to look for a quick fix for situations like this but there isn't one.

going_nowhere_fast

shouldiauctionit wrote: »

What's holding me back? Nothing. I'm doing some cheap stuff to make the house look nicer, and then listing it. It's empty, bare, and looking unloved as it is. Unfortunately it's a terrible time of year to list it though!
.

I'm not sure I agree with this, we presume its quieter this time of year but I know two people who sold in winter and their houses were only on the market for a few weeks. Maybe they were lucky though!