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NST: September: the Turtles go Wombling

edited 30 November -1 at 1:00AM in Debt-free Wannabe Challenges
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  • BobarellaBobarella Forumite
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    Good morning Turtles

    Well. Today didn't exactly start as I'd hoped. I was awake as I had a touch of acid indigestion. Was just settling down to sleep when my phone rang. At 4am. It was the alarm monitoring system at the shop. I called them back and they said it was a one sensor alarm which indicates it is unlikely to be an intruder inside or all the sensors would be going off. However this is what happened the last time and it actually was a break in.
    So poor Mr Bob was woken and dispatched to cycle off into the dark and check it out. Long story short is when he got there he couldn't see anything wrong. So he reset the alarm, called them to log it. And came home. But I have been awake ever since as I was just too worried about him in the first instance, & terrified of what he would find when he got there.

    When it happened last time, the police called an emergency lock smith to replace my doors which had been forced. That cost me £250. & the evil so and sos stole my till! Didn't bother to claim then as I already had a claim going on and the excess alone would have been around that.

    It makes me realise how vulnerable I feel really. Wish I was in a situation where it didn't matter if I had to shell out that sort of money but I'm not. And won't be out of the woods after the recent closure and recovering from that for probably the rest of the winter season.

    But I am grateful for it being a non event. For my brave husband. For hot coffee. And for my early bird son still waking at 6 and telling me all about his Voldemort/Lego dream. Not sure what is more scary:rotfl:

    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • BobarellaBobarella Forumite
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    Fmess wrote: »
    bob if I pay off that amount each month I will be DF by 1st January 2017 :) It'll be nearly impossible this month as I won't have any extra income but if I get some tutees sign up, I should make it most months.

    Gotcha. Thanks for humouring my nosiness. Good luck with your goal Fmess!
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • BobarellaBobarella Forumite
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    Calling14 wrote: »
    Well day 1 and had to open my purse. Plumber needed paying £30 and had a frightful day in work, then had problems collect snuffle toddler who wasn't a happy bunny. Ended up in local shop for 2 items really couldn't handle supermarket shop tonight.

    Pigged out on blackberry crumble and no walking, flooding down this am and dark by the time I was free tonight.

    Will do better tomorrow x

    Hope today is a better day for you Calling.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • apple_muncherapple_muncher Forumite
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    :T Well done to you aunt, cybertortoise!:j

    Calling - I hope you have a better day and that the sun shines, dgs is less sniffly and work improves. Blackberry crumble is a pretty mse way to pig out - thanks for the idea!

    mothernerd - yet again, you amaze me with how much you get done! Hope you manage to find some income soon.

    Bob - how scary! And what a brave dh you have! Sending you hugs.

    luckystarr - Im with you on focussing on the important stuff and not sweating over the minor stuff. Good luck with your new job. And with living with MIL.

    Well done all those who are planning and preparing their meals and snacks, and reducing their waste already :T


    I have woken to a sunny day so a wash in on and may be hung outside for a change. Dd is off to see Matilda the musical with her big sister today and is already awake and thinking about it - sooo excited! We'll meet her sister at the station and I'm hoping to walk home (3 1/2 miles)...
    NST April diamond #9; NSD 2; Ex 7

    Mortgage £300 ish (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143; 01/19: 18.275) MFWDate: very soonish
  • edited 2 September 2015 at 9:58AM
    thriftylassthriftylass Forumite
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    edited 2 September 2015 at 9:58AM
    Well, sems like a good start to the month for most. Oh Bob, how scary. Calling, hope today is better.

    Started with two SFD (better get a signature up again). Went swimming yesterday and took my lunch to work (which I do everyday anyway). Started coming down with a cold which hopefully does a runner before the race on Sunday.

    Decided to come back home after the race (so only one night in a B&B) as we couldn't find cheap enough good accommodation to cover two days before we go to Aviemore. It's a shame, would have liked to have a wee holiday from Sat to Fri without coming home, but I just think of the money and hassle saved plus I can soak in a hot bath on Sun night after the race.

    Bit confused with my bank account statement vs my excel sheet. Excel says I have 76 left till CB comes in. Account says I have 180 ? This is taken into account outstanding things. Mmhhh, need to investigate later....EDIT: Found a typo in my excel 363 for nursery instead of the 263 it was, yay.

    So off to better do a we bit of work. Catch up later

    TF
    x
    NST
    SFD -/- spends £-/-
    Exercise -/-
    :j:j:jDebt - all 0% 0 to go from 5290 :j:j:j as of 12/19
    DFD 12/2019 Mortgage 109343 (04/17) 92300 (11/19) OP 1910
  • dolly84dolly84 Forumite
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    academia - great news about the refund.

    Welshkitty - hope your sons blood tests went OK, what a day to have to get that done.

    Well peace has been restored to dolly towers, kids have gone back to school. DD has been awake since 5 a.m., she was being picked up at 8 a.m and 1 minute before we found out she had broken the zip on her new school bag, I was cross as she is always breaking zips and we didn't have another bag, anyway I managed to drag it back and it seemed OK but it wasn't the best send off.

    DS looked really cute in his shirt and tie and massive jumper. This is his first year taking a rucksack and not a book bag and he was very chuffed with his bag.

    I am working from home for most of the day and then walking the dog. I have to pick DD and her friend up from school and am dreading it because the traffic is really, really bad there.

    Tea tonight is egg and chips, all this week our meals are super simple until we get into the swing of the new routine - I love egg and chips though.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
  • dolly84dolly84 Forumite
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    Bob - when your phone rings at 4 a.m it is never going to be good. Glad it all turned out OK in the end.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
  • Calling14Calling14 Forumite
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    Aww Bob feel for you that must be terrifying for you and poor hubby having to cycle there in the dark. The Voldemort/lego story probably back to earth. Hope you day improves.

    Thanks Bob, Applemuncher and Thifty today hopefully will be a marked improvement.
    Today so far grateful for
    I can finally have a shower without my hall ceiling and walls getting wet.
    Friend had her op and seems to have been a success. (Warning there for anyone with decking, she slipped on it when it wet lay out there for few hrs before discovered by a neighbour, and shes not old. That stuff is deadly avoid mine in the winter. )
    Happy it is Wednesday already. Got leftover pork sandwich for lunch and will make a stir fry to go with the rest this evening.

    Apologies I have just posted and run lately. I have read your stories and laughed at some of them. Samiszel trying to do 10,000 steps in yourhouse, made me giggle. Know that feeling well, child free today so exercise will happen.
    Mothernerd stay with us, your cleaning stories gives me the kick up the backside I need. Don't worry my debt reduction isn't happening much this month either.
    Hoping today will be a SFD need to make lists before doing a big monthly shop as no idea what is lurking in the cupboards.
    Happy Hump day folks x
    LBM 13039 1.1.13 Now £0 Finally Debt Free
    Mortgage free Oct 2019:)
    EFund/savings £15000 15/02/21
  • Morning turtles! Bob how frightening, hope you have a good day at work and a decent night's sleep tonight to make up for it.
    Very glad that it's hump day already (same as Calling), and I am going straight to volunteering from work today so it should definitely be a NSD. Going straight there means it might also be a no-having-tea day, so I've got some soup with me, just need to make sure I find time to eat it before shift starts! Hugs to all little ones starting school/going back today, so cute :)
    Bought my first house in 2014 - now, to be mortgage free! :D

    New York, New York: 3150/4000 (79%)
    Emergency fund £1000/1000
    Survey earnings 2016: £40
  • Calling14Calling14 Forumite
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    Failed badly on my nsd. This websites fault bought 40.00 vouchers from Amazon and you get 10.00 voucher free. I still need pans as I ordered them before and never got them, cash refunded though. If I don't use vouchers for pans will get a microwave as shudder every time I use mine. Rusting away and had years of student lodger treatment.
    So will carry on spending after work need sawdust and hair dye that way rest week will be sfd/nsd forgot which term we are allowed to use lol
    Off to alter my signature and sit on the very naughty step.
    LBM 13039 1.1.13 Now £0 Finally Debt Free
    Mortgage free Oct 2019:)
    EFund/savings £15000 15/02/21
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