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NST: September: the Turtles go Wombling
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Feeling grateful for my family and friends tonight - enjoying a bit of feet up and tv time...
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=1
September is off to a good start with a NSD and went to a kettlebells class. It's the first time I've been to the gym in about 2 weeks and I really felt it.
Tea tonight was lamb chops with red wine gravy, wedges and roasted veg. Made sure I used up all the slightly past it veg so that's also a good start on my less waste target
New flat debt Jan 2017 £2302.75 Now £0
Debt Feb 2020: Credit card - £607.09. Now £0
Car - £4992.88. Now £1909.66 (61.8% paid)
Emergency fund - £236.09/£1000. Car fund - £1000/£1000.
Flat deposit - £1600/£15000 (10.7% saved).
MFWDate: very soonish. I hope...
Unfortunately because that took longer than planned I didn't get my food shop done so will have to do that tomorrow. It was well worth it though to see the look on her face when she passed! She's nearly 70 and came over from America about 3 or 4 years ago so is absolutely thrilled that she did it bless her.
Total debt - £38570.75 @ 31.08.21
Current debt - £32237.21 @ 29.06.2022
Paid to date: £6333.54
DFD: December 2029 May 2029 November 2028
How cool CT. A wonderful example of never being too old to learn something new.
Debt neutral
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
Applemuncher thank you for a fabulous challenge this month
Bob well done on the overpayment that is fantastic
Mothernerd I hope all is OK with you
This month I am aiming to work on NSD and LTW as I have just moved up North with my OH we are living with his mother at the moment. I start my new job on Thursday and we have been living off one wage at the minute.
My aim is to be debt free by Christmas 2015 we owe approx £6000 and now we are living with MIL our bills will be reduced.
My personal aim is to keep losing weight and stay focused on what's important and try not to sweat the small stuff.
Today has been a spendy day, hoping for a SFD day tomorrow.
Well I am off to bed. Will check in tomorrow everyone.
Night all x
New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
Pigged out on blackberry crumble and no walking, flooding down this am and dark by the time I was free tonight.
Will do better tomorrow x
Mortgage free Oct 2019:)
EFund/savings £31000 20/3/22
Kitchen cleaning a bit patchy. Washing up took a long time (scouring the black off a pan that had started to catch and lots of plastic dishes that had veg either stored or cooked in). Freezer has been cleaned because it was next to the cupboards when I was cleaning them and the marks were aggravating me (couldn't see them when the freezer was living under the stairs).
I moved a chair out of the way to get the cupboards in place. When I needed a rest, I sat on the chair so the tumble dryer (which I don't use) got a very thorough cleaning (DS2 must never have done it and he used it all the time) as it was next to where I was sitting (always useful to look at things from a different angle).
Today I am grateful for having a clear space in my bedroom, for a long clean worktop and sink (just as long as I don't look at the other worktop, yet) and for food from stores.