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NST: September: the Turtles go Wombling - Page 6

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NST: September: the Turtles go Wombling

edited 30 November -1 at 1:00AM in Debt-free Wannabe Challenges
528 replies 34K views
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  • crazy_cat_ladycrazy_cat_lady Forumite
    6.9K posts
    Fifth Anniversary 1,000 Posts Photogenic Debt-free and Proud!
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    Quick check in to declare that today has also been a nsd for me - plus I have stretched my debt payments by an extra £165 this month in order to get to my dfd before Christmas. The remaining month's budget is tight but allocated. Both of my kids have their birthday's this month (excellent timing) but I have sorted out both presents so there shouldn't be any extra spends there.
    Feeling grateful for my family and friends tonight - enjoying a bit of feet up and tv time...
    NST January #24 NSD = 10
    Working hard to pay off my debt
    Time to take back control
  • misstaramisstara Forumite
    3.7K posts
    Seventh Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
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    Evening turtles

    September is off to a good start with a NSD and went to a kettlebells class. It's the first time I've been to the gym in about 2 weeks and I really felt it.

    Tea tonight was lamb chops with red wine gravy, wedges and roasted veg. Made sure I used up all the slightly past it veg so that's also a good start on my less waste target :)
    Debt at LBM Jan 2014 £10458.09 Now £0
    New flat debt Jan 2017 £2302.75 Now £0
    Debt Feb 2020: Credit card - £607.09. Now £0
    Car - £4992.88. Now £3231.04 (35.3% paid)
    Emergency fund - £814.17/£1000. Car fund - £422.11/£1000.
    Flat deposit - £306.03/£15,000 (2% saved).
  • Today has been a NSD yay! I've also made my breakfast,lunch and snacks for work tomorrow (I start at 7am and can't face brekkie before I go). I've packed loads of salad bits. I'm really determined to try and lose a few ibs whilst I'm trying to stop spending the £££'s!
    I am officially debt free! Debt paid: £18,600 Current Savings: Pot 1 £300 //// Pot 2 (premium bonds) £3,800 :T:j
  • apple_muncherapple_muncher Forumite
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    10,000 Posts Seventh Anniversary Name Dropper I've been Money Tipped!
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    That's an awful lot of aimless wandering, samiszel!! You'll wear through the floor!
    NST April diamond #9; NSD 2; Ex 7

    Mortgage £300 ish (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143; 01/19: 18.275) MFWDate: very soonish
  • cybertortoisecybertortoise Forumite
    144 posts
    Well today was a spend. I took my Aunt to take her driving theory test which involved paying for parking and I bought a drink while we waited. As a thank you she filled my car with petrol so I won't need to put any in for at least 2 weeks unless we take advantage of the full tank and drive up to see my other family, which we can never afford to do.


    Unfortunately because that took longer than planned I didn't get my food shop done so will have to do that tomorrow. It was well worth it though to see the look on her face when she passed! She's nearly 70 and came over from America about 3 or 4 years ago so is absolutely thrilled that she did it bless her.
    Fresh start & LBM #3: 29.08.17 ~ Debt at highest: £23,583.27 ~ 26/12/18: £13,389.66 ~ 05.12.2019: £9653.06 ~ DFD aim: [STRIKE]31/12/2021[/STRIKE] 31/12/2020 ~ PAYDOB 2019 #32 : £3832.60/£4000 = 95.8% ~ 2019 1% Challenge #2: 95.8% (£4000 target) ~ Frugal Living Challenge 2020
  • BobarellaBobarella Forumite
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    Well today was a spend. I took my Aunt to take her driving theory test which involved paying for parking and I bought a drink while we waited. As a thank you she filled my car with petrol so I won't need to put any in for at least 2 weeks unless we take advantage of the full tank and drive up to see my other family, which we can never afford to do.


    Unfortunately because that took longer than planned I didn't get my food shop done so will have to do that tomorrow. It was well worth it though to see the look on her face when she passed! She's nearly 70 and came over from America about 3 or 4 years ago so is absolutely thrilled that she did it bless her.

    How cool CT. A wonderful example of never being too old to learn something new.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Hi everyone,

    Applemuncher thank you for a fabulous challenge this month :)
    Bob well done on the overpayment that is fantastic
    Mothernerd I hope all is OK with you

    This month I am aiming to work on NSD and LTW as I have just moved up North with my OH we are living with his mother at the moment. I start my new job on Thursday and we have been living off one wage at the minute.

    My aim is to be debt free by Christmas 2015 we owe approx £6000 and now we are living with MIL our bills will be reduced.

    My personal aim is to keep losing weight and stay focused on what's important and try not to sweat the small stuff.

    Today has been a spendy day, hoping for a SFD day tomorrow.

    Well I am off to bed. Will check in tomorrow everyone.

    Night all x
  • FmessFmess Forumite
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    bob if I pay off that amount each month I will be DF by 1st January 2017 :) It'll be nearly impossible this month as I won't have any extra income but if I get some tutees sign up, I should make it most months.
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • Calling14Calling14 Forumite
    3.4K posts
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
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    Well day 1 and had to open my purse. Plumber needed paying £30 and had a frightful day in work, then had problems collect snuffle toddler who wasn't a happy bunny. Ended up in local shop for 2 items really couldn't handle supermarket shop tonight.

    Pigged out on blackberry crumble and no walking, flooding down this am and dark by the time I was free tonight.

    Will do better tomorrow x
    LBM 13039 1.1.13 Now £0 Finally Debt Free
    Mortgage free Oct 2019:)
    EFund/savings £15000 15/02/21
  • mothernerdmothernerd Forumite
    4.1K posts
    Seventh Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
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    I am fine, thanks. Not made any money yet. Started on cleaning the kitchen but have also put the old kitchen wall cupboards under the stairs and spent the afternoon bringing down tool boxes, drills and assorted power tools and storing them under there. I didn't do anything stupid, I pushed them across the bedroom floor, then walked backwards down the stairs lifting them down a couple of stairs at a time so the only carrying bit was from the bottom of the stairs to the shelves (cupboards). With rests in between.

    Kitchen cleaning a bit patchy. Washing up took a long time (scouring the black off a pan that had started to catch and lots of plastic dishes that had veg either stored or cooked in). Freezer has been cleaned because it was next to the cupboards when I was cleaning them and the marks were aggravating me (couldn't see them when the freezer was living under the stairs).

    I moved a chair out of the way to get the cupboards in place. When I needed a rest, I sat on the chair so the tumble dryer (which I don't use) got a very thorough cleaning (DS2 must never have done it and he used it all the time) as it was next to where I was sitting (always useful to look at things from a different angle).

    Today I am grateful for having a clear space in my bedroom, for a long clean worktop and sink (just as long as I don't look at the other worktop, yet) and for food from stores.
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST Feb No 1 No Debt No mortgage
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