My so called friend MR DEBT only has 36 months left to live

Bobarella

Yes but how are they paying for next year's holidays?? You know what they say about The Joneses

Upsidedown_Bear

Hello, lovely to see you.




Sorry to hear about family illness and I hope everything stays settled down now for you.

No more debt Christmas presents early Lost more weight
You are on a roll - well done

12_month_challenge

Bobarella wrote: »

Yes but how are they paying for next year's holidays?? You know what they say about The Joneses

You are so right Bob. Need to keep reminding myself that.

A work colleague of mine has paid her deposit for her hols and now pays £250 per month between her and her partner for the next 10 months :eek:

She is constantly saying how tight things are financially too. is it really worth it?

Anyway I will be saving for my next holiday and when I have the funds then I will go. I maybe about 85 by the time that happens but hey ho :rotfl:

So glad your total is now into 3 figures. Good on you and keep plugging away.
x

12_month_challenge

Upsidedown_Bear wrote: »

Hello, lovely to see you.



No more debt Christmas presents early Lost more weight
You are on a roll - well done

Hi Bear and thank you for reminding me I HAVE actually achieved something positive

Pay day tomorrow. I get paid early as the 15th falls on a weekend. This means my DDs don't go until Monday so it looks like we're rich over the weekend :rotfl:

The truth will out on Monday morning when my bank account shows the true readings but at least my bills are all paid eh.

I will then be making some extra payments towards my debt total and knock a little more off of it. :T

Onwards and upwards
x

12_month_challenge

Will be spending some time tonight writing a grocery shopping list. Only the things we desperately need.

I need to dive into the freezer to see what is actually in there and not make a list based on what you only can see on the top when you open the lid.

Will also be cutting down on Christmas this year too. My 2 are far too old now to wake up to lots of presents. Although they do not expect it I feel like I should buy things so it makes it look a lot.

Anyway I have already asked them what they would like and they have given me a couple of ideas which will not work out too expensive.

I hope to have it all organised early again this year as I was very proud of myself last year. (and no CCs)

Actually looking forward to another 12 month challenge. When I look how far I've come it makes me determined to carry on, however long it takes me.

It actually feels good to have time to nose around MSE again.

x

Bobarella

12_month_challenge wrote: »

You are so right Bob. Need to keep reminding myself that.

A work colleague of mine has paid her deposit for her hols and now pays £250 per month between her and her partner for the next 10 months :eek:

She is constantly saying how tight things are financially too. is it really worth it?

Anyway I will be saving for my next holiday and when I have the funds then I will go. I maybe about 85 by the time that happens but hey ho :rotfl:

So glad your total is now into 3 figures. Good on you and keep plugging away.
x

I think it the same mindless mentality most people follow. Must have a car. Must go on holiday. Must buy new clothes and takeaway's. If you ask if they are happy they'd be surprised and have to think about it.

12_month_challenge

:wave: Hello diary world

Not too much excitement happening here. Still plodding away at my debt totals. was having a very good week so far until I arrived home from work to a traffic violation fine :mad:

Took a while to work out which one of us it was but it turned out to be the OH. Mind you I did get one a couple of year ago for the same thing

Anyway I've paid it while they say I can have it for half price.
Makes me feel like I've got a bargain at least. :rotfl:

x

[Deleted User]

12_month_challenge wrote: »

Took a while to work out which one of us it was but it turned out to be the OH. Mind you I did get one a couple of year ago for the same thing

Anyway I've paid it while they say I can have it for half price.
Makes me feel like I've got a bargain at least. :rotfl:

x

:rotfl::rotfl:

Upsidedown_Bear

12_month_challenge wrote: »

:wave: Hello diary world

Not too much excitement happening here. Still plodding away at my debt totals. was having a very good week so far until I arrived home from work to a traffic violation fine :mad:

Took a while to work out which one of us it was but it turned out to be the OH. Mind you I did get one a couple of year ago for the same thing

Anyway I've paid it while they say I can have it for half price.
Makes me feel like I've got a bargain at least. :rotfl:

x

At least you can see the funny side :rotfl:

Hello back at you :hello:

Bobarella

How irritating. Glad you are choosing to laugh it off.