My so called friend MR DEBT only has 36 months left to live

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  • Upsidedown_Bear
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    Hello Diary world

    Have not posted for a few days. (Must not get into the slacking mode)
    Hello :hello:
    Nice to see you :D
    Have managed to stick within my budgets though and have still potted a few amounts into my sealed pot for Xmas :D
    Yay :j and yay :j
    Continuing to squirrel away little bits of cash here and there towards my snowball payments. However it seems at the moment that I am putting every spare penny we have towards debt. :(
    Sounds good putting money away and paying off debt :)

    Its my own fault and need to keep positive in case I lose faith and let things slide :eek:
    Sending positive vibes in case you sliiiiiiiiide :eek:
    On the plus side I have been doing surveys and have not been screened out of one yet :) Yougov is the best one I have come across so far.
    Yougov is good. Good to hear you're not being screened out.

    Hopefully my last statement will come in any day. I need a little boost again.
    I will be Patient Bear again :cool:
    Hope everyone is well and are not snowed in like America :eek:
    No snow here. Quite mild but not much sun.
  • 12_month_challenge
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    Thanks as always Bear :D

    The weather's quite mild here also.

    I have a new plan ;)

    My new aim is to pay £10 per week off my new target CC. Its not a huge amount but it will add up to the £40 per month I was paying in interest on my other CC. :money:

    It will also help to keep me focussed whilst waiting for my CC statements to come in every month
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000


    ''If you want the rainbow, you gotta put up with the rain''
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
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    Hi Bob and WOW your overall total is coming down nicely :T

    Well done you. You will soon be over on the i'm Debt free thread :beer:

    Thank you but it will be the end of the year at the earliest I'd say. I am longing to get under 2k as that feels like a real milestone personally.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • 12_month_challenge
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    We will all be there cheering you over the finish line when the time comes Bob :beer:

    :beer:Seeing signatures like yours is what motivates and inspires me to keep plugging away :)
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000


    ''If you want the rainbow, you gotta put up with the rain''
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
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    What a nice thing to say. You will get there too I know it.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Upsidedown_Bear
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    Goodnight lovely people, time for bed :wave:

    night-umbrella-smiley.gif?1292867643
  • ShiftThisDebt
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    You are doing amazingly well!! Keep up the good work!! It's inspiring reading how all the little payments keep you going. I can't wait to begin my snowball next month especially as most of our debt is now 0%!!

    Loving the diary, will keep popping in to check it!!
    Overall Goal: Debt Free by 2019:
    Total Debt on Jan 1st 2016 £36415Amount paid off so far: £0
    Amount remaining to pay off: £36415
  • Tjh1412
    Tjh1412 Posts: 158 Forumite
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    You're doing amazingly well; have subscribed to this thread for extra inspiration :) survey wise glad going well with yougov; could also try populus live and pinecone. Can't be screened out of pinecone and I've got about 88% success rate of completion on populus live. Also populus pays you £1 for every 5 minutes,cash out is a cheque for £50; I signed up on January 1st and already at £43 :) keel up the good work x
  • 12_month_challenge
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    Hi tjh1412 and thanks for popping in.

    Thanks for the tip on populus I will definitely be checking that one out. I signed up to a few survey sites but quickly lost interest when I kept getting screened out.

    So far so good with yougov surveys and I will be looking at signing up to populus too :D
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000


    ''If you want the rainbow, you gotta put up with the rain''
  • 12_month_challenge
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    :j. Yay another monthly CC paid

    Another boost for me. Absolutely pouring with rain today :(
    Bring on February's snowball payments. I can do this :D

    Will update more later work beckons :(:(
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000


    ''If you want the rainbow, you gotta put up with the rain''
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