My so called friend MR DEBT only has 36 months left to live

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  • 12_month_challenge
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    Doris17 wrote: »
    Well done on the balance transfer :) and the interest saved.:j

    Hey Doris and thank you

    This is hard work this debt busting :)

    Anyway I have a new target CC this one is on 6.9% LOB so I intend to kick this one's back side


    You are doing well also Keep it up
    :T
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000


    ''If you want the rainbow, you gotta put up with the rain''
  • Upsidedown_Bear
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  • 12_month_challenge
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    th?&id=OIP.Mae2b0832bf1682e0a982b0c95026725fo0&w=300&h=225&c=0&pid=1.9&rs=0&p=0


    :D

    I am LOL

    Come on BC get a move on. It wont make a shred of difference paying it in the morning. But because I know its coming I cant wait :o
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000


    ''If you want the rainbow, you gotta put up with the rain''
  • 12_month_challenge
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    :T

    Yippee, Finally made another payment today to CC :D
    My patience paid off ;)

    I have deducted the transfer I have done and the payment I have just made. This card is on 6.9% interest. Its not extortionate but it needs to go. I will be adding any spare cash I have to it.

    I knew the statement was on its way. 1 more smaller one left for January :)
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000


    ''If you want the rainbow, you gotta put up with the rain''
  • Upsidedown_Bear
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    :T

    Yippee, Finally made another payment today to CC :D
    My patience paid off ;)

    I have deducted the transfer I have done and the payment I have just made. This card is on 6.9% interest. Its not extortionate but it needs to go. I will be adding any spare cash I have to it.

    I knew the statement was on its way. 1 more smaller one left for January :)
    Yippee :T
    It's a bit late but I'm doing a celebration dance :dance:

    dancingkoalabeartoocute.gif

    :D

    Hope you are well :)
  • 12_month_challenge
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    :

    dancingkoalabeartoocute.gif

    :D

    Hope you are well :)

    :rotfl:

    Thats what I was like. oh the joy of paying my cards down :D

    :eek: The news is saying that the council tax is rising by up to 4% :eek: (please don't let it be me)
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000


    ''If you want the rainbow, you gotta put up with the rain''
  • 12_month_challenge
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    Hello Diary world

    Have not posted for a few days. (Must not get into the slacking mode)

    Not too much to add really on the debt busting front. Still waiting for my last CC statement of the month. January has flown by so quickly.

    Have managed to stick within my budgets though and have still potted a few amounts into my sealed pot for Xmas :D

    Continuing to squirrel away little bits of cash here and there towards my snowball payments. However it seems at the moment that I am putting every spare penny we have towards debt. :(

    Its my own fault and need to keep positive in case I lose faith and let things slide :eek:

    On the plus side I have been doing surveys and have not been screened out of one yet :) Yougov is the best one I have come across so far.

    Hopefully my last statement will come in any day. I need a little boost again.

    Hope everyone is well and are not snowed in like America :eek:
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000


    ''If you want the rainbow, you gotta put up with the rain''
  • 12_month_challenge
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    Just added a small payment of £20 to CC. I needed to feel I was doing something positive as I was becoming a little negative (again)

    Needed a little boost :)
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000


    ''If you want the rainbow, you gotta put up with the rain''
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
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    Well done. Focusing on the small things really does help.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • 12_month_challenge
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    Hi Bob and WOW your overall total is coming down nicely :T

    Well done you. You will soon be over on the i'm Debt free thread :beer:
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000


    ''If you want the rainbow, you gotta put up with the rain''
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