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I WILL get there!!

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Comments

  • Pleased that you had a good night - and hope that the pair of you are speaking now... :p
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    All is well in kirtsypoos World....OH called a truce by making me pizza earlier :rotfl:
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Aww how lovely to go out for a nice meal. You must both be very tense about the mortgage decision, it's never nice to be on edge.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Thanks Bob, it really was lovely to get out and have a giggle together. We always have silly laughs but recently I've been a bit of a stresser (mainly because I feel responsible).

    Valuation was done on the house today, but we haven't heard anything so I can only assume it went ok at the moment.

    Payday today so made payments to vanquis and mbna :) this potential mortgage will not change my debt free goal!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning!

    Well today was my big payment day for the month, and it has taken my debt well under the £21000 mark. I feel a little shocked by it, my goal for Christmas is coming up quickly and it looks like I may beat it.....although maybe not if everything goes through with the house!

    I really couldn't have done this if I hadn't found this forum and made myself update my signature daily so I can see the changes, it's something I plan to do for a very long time now I'm 'in the groove' as it were.

    I'm thinking of adding a line for my weightloss into my sig too as this site seems to spur me on like nothing else and I'd like to extend that to other out of control areas of my life....we shall see :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Well done :T You can beat your goal — go for it! :j
    Rainy day fund — 210/1000 Emergency fund — 1019/1500
    Loan — 424/19,224 = 2.2% Fun fund: 1/100 Credit card balance — 0
  • Yay! You have totally got this.
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 23 September 2015 at 11:10PM
    Thank you!!

    Got home to the valuation paperwork from the bank agreeing that the house is worth what we are paying :)....still no mortgage offer though :(

    This is so frustrating! I'm not the most patient person it seems, I'm usually quite good but not with this :o We are off to see OH's family for the weekend, leaving on Friday and I was really hoping we'd have something to celebrate but it's not looking too promising, mortgage advisor seems to think it will be next week!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Oh I hope it's all sorted out really soon and you can celebrate your lovely new home.
  • Monie
    Monie Posts: 69 Forumite
    Seventh Anniversary Combo Breaker
    Fingers crossed for you. I commented on your diary a while back and thought I would get an email for posts after it but no such luck, I'm no good at keep up with diaries I just keep starting to read new ones and then find out I've already read them as I loose track.


    I've also been stressed recently and flipped at OH, his truce was making me a cup of tea and brought it to me in bed, poor sod got it right back as it wasn't to my liking! Warm milk ewww, laugh about it now though. Wishing you luck for the good news soon! :)
    Target roughly 75% LTV before Feb/March 2021 (20% LTV = £40,999) - OP'd so far 763.51 out of 5 yr goal - £40,235.49 to go!:rotfl:





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