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I WILL get there!!
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Thank you Bob, CCL and ABA - your lovely good luck wishes are much appreciated in kirtsypoos land today, I'm spending the day cooking to try and take my mind off it all!
Hope you all have a lovely Saturday!
K x:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
ooo what are you cooking today?" Your vibe attracts your tribe":D
Debt neutral
27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
Hi Bob,
It was a big mix of food - a group of us threw a surprise 30th birthday party for one of our friends so my housemate and I did pizzas, vegetable fajitas, fried chicken chimichangas, spicy chicken baskets, sandwiches and various other bits and pieces - it was a little stressful but a lot of fun and really succeeded in taking my mind of things...however despite deciding to keep the house a secret after toasting the birthday girl with a few glasses of prosecco my loose lips put paid to that secret! OH was excitedly telling people too so I know he isn't annoyed but I'm annoyed with myself. Best keep these fingers very tightly crossed!
Hope your weekend has been good?
K x:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
Hello
Just read you whole diary. I want an update now! Lol House news is very exciting will keep my fingers crossed for you You'll be a MFW next! Target roughly 75% LTV before Feb/March 2021 (20% LTV = £40,999) - OP'd so far 763.51 out of 5 yr goal - £40,235.49 to go!:rotfl:0 -
Hi Monie!
Welcome on board the kirtsypoos train!
Funnily enough, The first thing I asked the mortgage advisor was to make sure we could make overpayments without penalty so the deal we've applied for allows 10% overpayments per year, I hope to be debt and mortgage free by 45 which I think is doable children could change those dates slightly, but I like to have a goal. 15 years and counting!
I've got my fingers so tightly crossed! My MA is on holiday until today (only a long weekend) but it killed me not being able to question him! the lovely man actually gave me his holiday contact details and told me to call him if I was worried or nervous but as it was such a short time he was away i resisted...did call his office to see if anyone else could give me an update though which I doubt was appreciated :rotfl:.
I will update as soon as I know anything!
K x:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
Poor man Kirsty. Have visions of you chasing him down the beach with a giant mobile phone demanding updates " Your vibe attracts your tribe":D
Debt neutral 27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
:rotfl: don't give me ideas Bob!:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
Had a call from the Mortgage Advisor about an hour ago and the valuation has been instructed and booked for Monday 21st September :j
Still doesn't mean we have a mortgage offer but the MA did say that the first round of checks had been done, and Halifax hadn't asked for any further documentation so I think that's a good sign?
Anyway, it's our anniversary on Sunday and my christmas present from OH was Michael McIntyre tickets which are for this Saturday. He has text me saying I should wear a nice dress and he's organising something for beforehand :smileyhea:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
Oooooh - sounds all very exciting
:D:D:D Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
Sounding very positive. Really hope it's good news!
Oh I bet that will be fun to go to!" Your vibe attracts your tribe":D
Debt neutral 27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200
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