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I WILL get there!!

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  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Well....OH and I have decided to keep it a secret because we are scared to jinx it but we put an offer in and the vendor accepted it on the spot! :T:j:beer:

    She said she was more than happy with what we offered, even though it wasn't quite at asking price. She actually said that after speaking to me yesterday she wanted us to have it as it's been such a lovely family-starting home for them, and as I work with her Dad she knew we wouldn't take the mick with price or with dragging anything out!!!

    So glad I have you lovely lot to tell, I think I'd burst otherwise! Mortgage broker is coming round tomorrow to get all the final bits of paperwork sorted!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    That is so ooo cool!
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • AspiringButAnxious
    AspiringButAnxious Posts: 753 Forumite
    Congratulations! It definitely sounds like fate was at work ;)
    Rainy day fund — 210/1000 Emergency fund — 1019/1500
    Loan — 424/19,224 = 2.2% Fun fund: 1/100 Credit card balance — 0
  • Tinkerbelle2000
    Tinkerbelle2000 Posts: 597 Forumite
    Seventh Anniversary Combo Breaker
    Awwww Kirsty I'm going to keep everything crossed for you. It sounds perfect.

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Thank you all! I'm so happy this morning, we stayed up late planning what colours to paint each room! A little premature but it made us happy!
    I'm keeping everything crossed with this one!

    K x
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • crazy_cat_lady
    crazy_cat_lady Posts: 7,063 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Brilliant news. There was something even better just round the corner... :D
    Not giving up
    Working hard to pay off my debt
    Time to take back control
    https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=1
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hello lovely MSE'ers!

    Well we had a meeting with the mortgage advisor last night, signed all the documentation and the valuation fee was taken out of my account this morning so it's all going ahead at the moment

    Managed to panic myself again last night about my debt and possibly not being accepted but I keep reminding myself that the mortgage advisor has seen all my debt and credit reports, and also is working on a fee on completion basis so if we don't get a mortgage, all his work will be for nothing.

    Still keeping everything crossed!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Good luck Kirsty!
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • crazy_cat_lady
    crazy_cat_lady Posts: 7,063 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    I'm sure your advisor knows what he's doing...He wants his money after all. You'll be in there before you know it.:D
    Not giving up
    Working hard to pay off my debt
    Time to take back control
    https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=1
  • AspiringButAnxious
    AspiringButAnxious Posts: 753 Forumite
    I'm sure you don't need it, but good luck :)
    Rainy day fund — 210/1000 Emergency fund — 1019/1500
    Loan — 424/19,224 = 2.2% Fun fund: 1/100 Credit card balance — 0
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