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Was Mortgage Free until 52!!!

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Comments

  • Thank You - re my part time :beer:

    Know what you mean - I save so much when not at the shops. It then just becomes a habit, looking but not buying.

    In the days before I had a mortgage, I just used to see, like and buy without a thought :o.
    In my MFW days, I just got into the habit of see, like and admire :D then used to ask myself Do I need it, or Do I just want it, for the sake of it :) That question saved me
    so much ££'s :j

    I have waited, and waited to change the colour in my bathroom, so long so, that my mind,
    has changed about 3 different shades ago :rotfl:but then again, my mind changes like the wind,
    which is why I have to be sure on the colour of the towels before buying :D


    "Keep Out" of the shops :naughty: - You will be MF sooner.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • Ellie78
    Ellie78 Posts: 195 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    Congratulations on going part time!
    Mortgage - £23,500 remaining
    MFW2021 #8 - £2,519.77/£3,000
    Overpayments: 2020 - £4,722.83 / 2019 - £16,042.00
  • Thank you Ellie78.

    Whopping o/p this year :T
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • Suffolk_lass
    Suffolk_lass Posts: 10,306 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh yes, congratulations on finally implementing that plan. I always have white towels - lovely fluffy ones, and my hoarding instinct means I have some serviceable but not pristine ones just sitting in the cupboard. Hmm!
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Thank you SL. :)

    I actually started initiating the plan several months ago, however work had other plans aka
    dragging their feet :( Nice to know I was needed :D and actually going in this week for an extra day, however they have given me an extra day off for that :j we are here now,
    still have my 2 days to work this week, well will be 3 this week only,
    and am staring to think - Do I really need to work :rotfl: answer is yes :( atm.

    I love white fluffy towels, which is why I have 2 sets brand new sitting in the cupboard
    along with a gorgeous bright cerise shade and lime green set, but I have a notion for a
    cream set and when I was looking found a gorgeous lemon set, now I'm undecided,
    so didn't buy either :money:

    I love hoarding but also have OCD :eek: but am getting a whole lot better, now I have time
    to sort through "stuff" which I "made do" while on my MF journey. I now have the luxury
    of spare pennies, so can treat myself every now and then, but not sure I will ever get back
    to my days before being a MFW :rotfl:
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • Suffolk_lass
    Suffolk_lass Posts: 10,306 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My favourite towels are King of Cotton - a supplier of linens and stuff to small boutique-type hotels - brilliant quality on everything I have bought. I regularly buy their executive quality slippers (multiple packs that last a year or more between orders and are really "disposable") the website is here for towels and I often get discount codes and offers from them
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Wow! AFK I’ve missed so much. A huge well done on going part time! I’m so happy for you! :j x
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • My favourite towels are King of Cotton - a supplier of linens and stuff to small boutique-type hotels - brilliant quality on everything I have bought. I regularly buy their executive quality slippers (multiple packs that last a year or more between orders and are really "disposable") the website is here for towels and I often get discount codes and offers from them

    Had a sneak peak, they all look lovely . . .
    tattycath wrote: »
    Wow! AFK I’ve missed so much. A huge well done on going part time! I’m so happy for you! :j x



    Hello TC , thanks - great to see you back, can't wait to hear what you have been up to. Hope it's all good.


    So I have now completed 2 weeks of my new working week, and it has been very very busy, but
    makes time pass quickly, so over in a flash. All holidays now worked out and have you heard
    of anything so ridiculous - I have to work around 22-24 days from now to take me to theend of March. Whoopie doo

    Well Bexster, today I finally gave in and bought the bl**dy towels, and couldn't wait to see how they looked
    in the bathroom so hung them up, tags and prices still on, just to see how they looked, all I can say
    is good choice :) back down now and will wash them tomorrow.

    Also got myself a lovely fleece top - it is cold up here - you know, and I have a feeling although they
    have just reduced my d/d by £21 ;) it just may be going back up - as the heating is on a wee bit more
    than if I was at work during the day :rotfl::( a girl just can't win - well in the winter anyway.

    Next saving is I will have to try and get to lid1's to use their £10 voucher, will stock up on things I
    can store :money:


    Thanks to Fresh Cotton for reminding me to remove mortgage company from my deeds, just making
    excuses not to fork out between £250 and £400 :eek: to get the deed done. Now, what did I put the deeds ? :think:
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • bexster1975
    bexster1975 Posts: 1,576 Forumite
    Part of the Furniture 1,000 Posts Photogenic Bake Off Boss!
    Hurrah for towels! It did make a bit of difference to my energy bill being home much more. Although I can claim a % as I also work from home.

    Those 22-24 days will seem like nothing!

    Well done you

    Bexster :)
  • Morning all, from a very white frosty morning here.

    So wearing my new fleece top, and guess what - I'm roasting and big bonus - no heating on - yet :j

    Washing is on, bed changed - I also bought a new teddy fleece mattress topper, a while back, so I will be toast tonight :D got to say though was not cold at all last night, new windows, must be working keeping out the cold.

    Just housework planned for today and tomorrow - more shopping :o Got my eye on a few things,
    well mind really as I have to try and find them.

    What's on the agenda for all, today.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
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