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Was Mortgage Free until 52!!!
Comments
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Thank You - re my part time :beer:
Know what you mean - I save so much when not at the shops. It then just becomes a habit, looking but not buying.
In the days before I had a mortgage, I just used to see, like and buy without a thought.
In my MFW days, I just got into the habit of see, like and admirethen used to ask myself Do I need it, or Do I just want it, for the sake of it
That question saved me
so much ££'s :j
I have waited, and waited to change the colour in my bathroom, so long so, that my mind,
has changed about 3 different shades ago :rotfl:but then again, my mind changes like the wind,
which is why I have to be sure on the colour of the towels before buying
"Keep Out" of the shops- You will be MF sooner.
Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
Congratulations on going part time!Mortgage - £23,500 remaining
MFW2021 #8 - £2,519.77/£3,000
Overpayments: 2020 - £4,722.83 / 2019 - £16,042.000 -
Thank you Ellie78.
Whopping o/p this year :TAlways have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
Ooh yes, congratulations on finally implementing that plan. I always have white towels - lovely fluffy ones, and my hoarding instinct means I have some serviceable but not pristine ones just sitting in the cupboard. Hmm!Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here0 -
Thank you SL.
I actually started initiating the plan several months ago, however work had other plans aka
dragging their feetNice to know I was needed
and actually going in this week for an extra day, however they have given me an extra day off for that :j we are here now,
still have my 2 days to work this week, well will be 3 this week only,
and am staring to think - Do I really need to work :rotfl: answer is yesatm.
I love white fluffy towels, which is why I have 2 sets brand new sitting in the cupboard
along with a gorgeous bright cerise shade and lime green set, but I have a notion for a
cream set and when I was looking found a gorgeous lemon set, now I'm undecided,
so didn't buy either :money:
I love hoarding but also have OCD :eek: but am getting a whole lot better, now I have time
to sort through "stuff" which I "made do" while on my MF journey. I now have the luxury
of spare pennies, so can treat myself every now and then, but not sure I will ever get back
to my days before being a MFW :rotfl:Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
My favourite towels are King of Cotton - a supplier of linens and stuff to small boutique-type hotels - brilliant quality on everything I have bought. I regularly buy their executive quality slippers (multiple packs that last a year or more between orders and are really "disposable") the website is here for towels and I often get discount codes and offers from themSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here0 -
Wow! AFK I’ve missed so much. A huge well done on going part time! I’m so happy for you! :j xGE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Suffolk_lass wrote: »My favourite towels are King of Cotton - a supplier of linens and stuff to small boutique-type hotels - brilliant quality on everything I have bought. I regularly buy their executive quality slippers (multiple packs that last a year or more between orders and are really "disposable") the website is here for towels and I often get discount codes and offers from them
Had a sneak peak, they all look lovely . . .Wow! AFK I’ve missed so much. A huge well done on going part time! I’m so happy for you! :j x
Hello TC , thanks - great to see you back, can't wait to hear what you have been up to. Hope it's all good.
So I have now completed 2 weeks of my new working week, and it has been very very busy, but
makes time pass quickly, so over in a flash. All holidays now worked out and have you heard
of anything so ridiculous - I have to work around 22-24 days from now to take me to theend of March. Whoopie doo
Well Bexster, today I finally gave in and bought the bl**dy towels, and couldn't wait to see how they looked
in the bathroom so hung them up, tags and prices still on, just to see how they looked, all I can say
is good choiceback down now and will wash them tomorrow.
Also got myself a lovely fleece top - it is cold up here - you know, and I have a feeling although they
have just reduced my d/d by £21it just may be going back up - as the heating is on a wee bit more
than if I was at work during the day :rotfl::( a girl just can't win - well in the winter anyway.
Next saving is I will have to try and get to lid1's to use their £10 voucher, will stock up on things I
can store :money:
Thanks to Fresh Cotton for reminding me to remove mortgage company from my deeds, just making
excuses not to fork out between £250 and £400 :eek: to get the deed done. Now, what did I put the deeds ? :think:Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
Hurrah for towels! It did make a bit of difference to my energy bill being home much more. Although I can claim a % as I also work from home.
Those 22-24 days will seem like nothing!
Well done you
Bexster0 -
Morning all, from a very white frosty morning here.
So wearing my new fleece top, and guess what - I'm roasting and big bonus - no heating on - yet :j
Washing is on, bed changed - I also bought a new teddy fleece mattress topper, a while back, so I will be toast tonightgot to say though was not cold at all last night, new windows, must be working keeping out the cold.
Just housework planned for today and tomorrow - more shoppingGot my eye on a few things,
well mind really as I have to try and find them.
What's on the agenda for all, today.Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190
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