What small change do you want from the new government?

Typo22

MPs are ultimately responsible for our NHS. No MP or any member of their immediate family should be allowed to go private.

They'll soon fix it.

Teddi

Remove VAT on sanitary products. These are necessary items for women and it is deeply unfair that it is charged.


I would suggest this could be paid for by reducing full child benefit to only the first child and 50% for a second child, no benefits for 3rd or more.

petunia100

so much. How are our children ever suppose to afford their own homes if they have to contribute so much money to the household because of housing benefit deductions. After all offspring from wealthy parents probably don't have to contribute at all to the household income. Just another way of keeping poor people poor.

bpaul

University maintenance grants and loans. Transparency in how these are calculated.
Amount of grant/loan should be the SAME FOR ALL and not reduced if more loan than grant (currently £2 grant seems to be replaced by £1 loan).

Dewpoint

Many older couples/singles still live in 4-bed family homes when they would prefer smaller homes in a rural retirement village but can't afford the astronomical prices demanded by developers. By building more affordable retirement villages the current housing shortage for families/first-time buyers could be eased significantly, and the rural economy boosted.

PaulThomas

The Government should sell stakes in the likes of Royal Mail, Lloyds, and RBS just to the public on a on going basis till the stakes are at zero. I only got an allocation £750 of Royal Mail yet large institutions were able to buy up large stakes and sell them on at a big profit.

WYD

Allow expats to maintain or build a UK credit history by pegging that history on national insurance number rather than residential address. There are many of us who, for example, intend to buy property in the UK but find it difficult to have our perfectly sound financial habits (including with UK-based accounts and credit cards) recorded and considered in the standard format that most banks require. This is quite possible in America, for example, linking to social security number, even with a foreign address.

WYD

Recent NHS reforms now charge expats for medical care received while visiting the UK. (Talk beforehand of allowing those of us with a record of several years' contributions to retain lifelong NHS coverage amounted to nothing and does not appear in the new rules.) At the same time, visa applicants must pay a £200 health charge when receiving a visa, to defray health costs they may incur. During their time in the UK, they then have full NHS coverage.

A simple solution would be fairer and fill a coverage gap for many expats who wish to maintain NHS coverage. Allow those of us who choose to do so to pay the £200 fee (or whatever other amount would average out to break even) on the same basis as visa applicants, so that we can buy into NHS coverage to use on visits. This could use the same payment infrastructure and recordkeeping system that has now gone into effect for visa applicants, and would put British expats in an equal position.

Oldbiggles

ISA rates of interest.
Why are financial institutions allowed to get away with the offering of such poor rates of interest on instant access ISA’s?
When ISA’s were introduced, it was supposed to offer tax free gross interest on savings but the institutions are often offering other accounts with a higher interest rate than the instant access ISA. This is a blatant disregard of the spirit of the rules. They are obviously milking the interest on ISA’s to their own advantage and it is going unchallenged.
The government should challenge all providers to at least keep the instant access ISA rate at the same gross interest that they offer on any other account on their books.

daviesp1

Combine national Insurance and Income tax
Separating the two serves no material purpose any longer and merely introduces complexity and the opportunity for exploitation of loopholes.