new car and deprivation of capital

Scarla

Billywilly,

According to your previous posts, your wife had never worked/worked for only a short time, but she is 'entitled' to recieve a state pension of approx, £70 a week? How does that work? She also has £10,000 in savings as do you. Surely if the OP shouldn't claim any benefits due to his inheritance, then with your savings you and your wife shouldn't claim benefits also. You both could use your savings and private pensions to ease the burden on the state,

merlin68

I'd like to know how you do it, the insurance for america for me alone was £500, as you have to have a different policy for preexisting conditions. i did a quote once to be nosey, when hubby was working, then it was
£100 for a fit to fly test and £200 for oxygen on board. It would have cost me £800 just to sit on the plane, then about £4000 for Florida Disney land.
I dont see how you can have been 8 times on esa.

evenasus

merlin68 wrote: »

I'd like to know how you do it, the insurance for america for me alone was £500, as you have to have a different policy for preexisting conditions. i did a quote once to be nosey, when hubby was working, then it was
£100 for a fit to fly test and £200 for oxygen on board. It would have cost me £800 just to sit on the plane, then about £4000 for Florida Disney land.
I dont see how you can have been 8 times on esa.

If they do all they claim in their posts, holiday wise and are solely reliant on benefits. Then no wonder people complain benefits are far too generous.

baza52

merlin68 wrote: »

I'd like to know how you do it, the insurance for america for me alone was £500, as you have to have a different policy for preexisting conditions. i did a quote once to be nosey, when hubby was working, then it was
£100 for a fit to fly test and £200 for oxygen on board. It would have cost me £800 just to sit on the plane, then about £4000 for Florida Disney land.
I dont see how you can have been 8 times on esa.

Yes insurance for a PE condition is expensive.
You don't have to have expensive insurance and declare a PE condition.
Its not just ESA we get. We also get DLA and carers and have 2 grown up kids at home paying board.
We don't have any debts or credit cards to pay either.


2 flights to vegas for £14-1500, often get comped rooms so £2k for the holiday less spends. 2k is just £40 a week if you save all year.

Bollotom

Here's an idea. I have bought my last three cars from a dealer who buys a fair amount of ex motability cars and as such have low mileage, fantastic service history and have been well looked after. I paid £5,000 for my last one with 14,000 miles on the clock. Runs like a dream and very low on service costs. Could be worth a punt. On the subject of deprivation, it would be up to a person (Decision maker) who on a bad day may tell you to take a hike. If you buy it could be deprivation, if you don't you may have savings above the limit. Although you don't say how much the inheritance is, it must be quite substantial to afford to splash out on a £15,000 car.

baza52

Bollotom wrote: »

Here's an idea. I have bought my last three cars from a dealer who buys a fair amount of ex motability cars and as such have low mileage, fantastic service history and have been well looked after. I paid £5,000 for my last one with 14,000 miles on the clock. Runs like a dream and very low on service costs. Could be worth a punt. On the subject of deprivation, it would be up to a person (Decision maker) who on a bad day may tell you to take a hike. If you buy it could be deprivation, if you don't you may have savings above the limit. Although you don't say how much the inheritance is, it must be quite substantial to afford to splash out on a £15,000 car.

Thank you for a great suggestion.
I will certainly look into that

billywilly

Scarla wrote: »

Does this ring a bell?

I have two work based pensions and four private pensions that are all in payment. On top of that I receive the state pension of just under £200 a week and my wife gets nearly £70 a week and has never worked!
Do I really need the SRP? No, but like everyone else I am entitled to it!

As I have said, we claim our State Pension because we are entitled to it. Does it embarrass us, yes. Would we object to it being means tested, certainly not.

billywilly

Scarla wrote: »

Billywilly,

According to your previous posts, your wife had never worked/worked for only a short time, but she is 'entitled' to recieve a state pension of approx, £70 a week? How does that work? She also has £10,000 in savings as do you. Surely if the OP shouldn't claim any benefits due to his inheritance, then with your savings you and your wife shouldn't claim benefits also. You both could use your savings and private pensions to ease the burden on the state,

Simple, the DWP wrote to her when I started to claim my SRP and offered her 60% of the standard SRP amount free of charge. Apparently for some obscure reason this is what happens. As she is entitled to it, she claims it. If the DWP means tested it, then we would both give them up willingly.
She does have £10,000. It is an amount that would exempted if we were ever to claim a means tested benefit. Anything more that that figure, would reduce our income.
If we inherited say £50,000, then yes we would not expect the taxpayers to fund our lifestyle, unlike what the OP is hoping for.

billywilly

evenasus wrote: »

If they do all they claim in their posts, holiday wise and are solely reliant on benefits. Then no wonder people complain benefits are far too generous.

They are far too generous. If they are spending this amount of money on holidays, then the DWP should investigate where the money is coming from.

billywilly

baza52 wrote: »

Yes insurance for a PE condition is expensive.
You don't have to have expensive insurance and declare a PE condition.
Its not just ESA we get. We also get DLA and carers and have 2 grown up kids at home paying board.
We don't have any debts or credit cards to pay either.


2 flights to vegas for £14-1500, often get comped rooms so £2k for the holiday less spends. 2k is just £40 a week if you save all year.

They do it on the cheap! The average cost for a family to go to Disney is around £10,000. I should know as my daughters regularly go and that is how much they pay to stay on site - all inclusive.