Ex wants loan in my address

duchy

Guest101 wrote: »

For the 3rd/4th time.

Credit follows the person. THERES NO FRAUD HERE!

Please stop shouting it's very rude.

You've misunderstood (again) . It isn't a matter of if there is fraud or not -It is a matter of if housing benefit /Council tax credit/ DWP think there may be -and suspend a claim and or launch an investigation as the paper trail implies he *may* live there as he is on the electoral roll, tenancy and may or may not take a loan out claiming to live at the address.

Guest101

duchy wrote: »

Please stop shouting it's very rude.

You've misunderstood (again) . It isn't a matter of if there is fraud or not -It is a matter of if housing benefit /Council tax credit/ DWP think there may be -and suspend a claim and or launch an investigation as the paper trail implies he *may* live there as he is on the electoral roll, tenancy and may or may not take a loan out claiming to live at the address.

1: the council clearly knows the situation
2: they wouldn't have access to his paperwork so the only link they have is a joint tenancy. Not enough to prove 'living as one household'.
3: I've not misunderstood. You said it could affect her credit ratin ( it can't ) and it could be fraud ( it's not).

duchy

Guest101 wrote: »

1: the council clearly knows the situation
2: they wouldn't have access to his paperwork so the only link they have is a joint tenancy. Not enough to prove 'living as one household'.
3: I've not misunderstood. You said it could affect her credit ratin ( it can't ) and it could be fraud ( it's not).

So much misinformation in one post -I'm starting to think you are trying to deliberately mislead the OP. The obvious question is why !

Mrshaworth2b

You said in one post that your hoping once he has his own place he'll lay off yours but now your saying that he has told you he will keep himself on the tenacy for many years as a bullying tactic.

This is your ex who already sounds a nasty vindictive man, set aside the fact he's trying to get a loan with your address, how do you feel safe knowing he can 1. Stay on your tenacy forever if he wants 2. Come round and verbally abuse you in front of your children.

If it was me and I understand your family is very close but for the safety of me and my children and my sanity, I would go and get my own place and be rid of the guy. I know it's not as easy as me typing this but seriously it sounds like your going to have such a fight on your hands either way you go, but getting rid is more final and more secure. He will not be able to scare you with "I can come back when I want" or "send me my loan pack that arrives at your house" you can still have all the police involvement at a new address so your family would be safeguarded but you would have less stress

BigAunty

Guest101 wrote: »

Dunno who told you that, but the procedure would be identical in private rental.

Much to learn

In a joint tenancy in the private sector, any tenant can bring the tenancy to an end by serving notice which ends it for all and can try to negotiate with the landlord to transfer the tenancy over to their sole name.

It's risky - the landlord may not want to get involved with a domestic issue and may insist all tenants leave.

However, it is possible to switch from a joint tenancy to a sole tenancy in the private sector - it requires the consent of the landlord, not the other tenant.

Guest101

BigAunty wrote: »

In a joint tenancy in the private sector, any tenant can bring the tenancy to an end by serving notice which ends it for all and can try to negotiate with the landlord to transfer the tenancy over to their sole name.

It's risky - the landlord may not want to get involved with a domestic issue and may insist all tenants leave.

However, it is possible to switch from a joint tenancy to a sole tenancy in the private sector - it requires the consent of the landlord, not the other tenant.

Correct if outside the fixed term.

Probably not good for the OP if her ex could end the tenancy though....

Most LLs don't want to be involved with this, where the ex could potentially damage the property and insist both leave.

- I did say this on follow up post

Guest101

duchy wrote: »

So much misinformation in one post -I'm starting to think you are trying to deliberately mislead the OP. The obvious question is why !

Either correct me or stop commenting on my posts.

Guest101

Mrshaworth2b wrote: »

You said in one post that your hoping once he has his own place he'll lay off yours but now your saying that he has told you he will keep himself on the tenacy for many years as a bullying tactic.

This is your ex who already sounds a nasty vindictive man, set aside the fact he's trying to get a loan against the house you live in, how do you feel safe knowing he can 1. Stay on your tenacy forever if he wants 2. Come round and verbally abuse you in front of your children.

If it was me and I understand your family is very close but for the safety of me and my children and my sanity, I would go and get my own place and be rid of the guy. I know it's not as easy as me typing this but seriously it sounds like your going to have such a fight on your hands either way you go, but getting rid is more final and more secure. He will not be able to scare you with "I can come back when I want" or "send me my loan pack that arrives at your house" you can still have all the police involvement at a new address so your family would be safeguarded but you would have less stress

It's not a loan against the house...

But otherwise spot in

Mrshaworth2b

Guest101 wrote: »

It's not a loan against the house...

But otherwise spot in

Edited my mistake