Ex wants loan in my address

BigAunty

pickledstar wrote: »

Not sure where to post this one. I split with my ex boyfriend 7 months ago, he no longer lives with me but his name is on my tenancy as we are renting a council house. He isn't a nice person hence the breakup and he called today to say a loan pack will arrive in the post soon, I am to give it to him as soon as it arrives... how is he allowed to do this?! Am I allowed to refuse his post, he has his bank etc still at this address!

Will this loan effect me? He is a gambler and has left me with £3k debt so I really don't want anymore.

As already indicated, he is fully entitled to take up occupation at that property as he has the same tenancy rights as you.

His taking out a loan in his name won't directly affect your credit rating, though I appreciate that by the sounds of it, yours is probably already shot. Bad credit goes against the person, not the address.

Ask the Debt Free wanabee forum how to deal with the debts he's inflicted on you and how to ensure you don't get associated with any credit issues in his name.

I second Womens Aid as an organisation that can give you advice and support for your issues, also Shelter for advice on housing rights. Domestic abuse includes 'financial violence', not just physical.

Guest101

Vikipollard wrote: »

Why not just cross out your address and write his current (actual)address on it, then stick it back in the post. That way he still gets it to where he's ACTUALLY living, and the issue of return to sender is gone.


But also Guest101...


The police are not morons.


We don't know whether the OPs OH got charged or not, just that in her words there is a lot going on that she doesn't want to go in to. He could be awaiting trial for all we know, but that is pure speculation.


OP, hope it gets sorted for you.

I didn't mean all police, just the ones dealing with this

Guest101

j.e.j. wrote: »

Yup, we've had a problem (aggressive) tenant here where I live and believe me the Police know him.. They will have had plenty of experience of dealing with aggressive council tenants.

He's still there I presume?....

duchy

Guest101 wrote: »

I'm putting practical over emotional.

People are getting things wrong - as I pointed out. The OP needs facts in my opinion.

You mean it would be wrong for the OP to contact WA who would give her emotional as well as legal support ? They have access to legal aid solicitors after all- in particular those with an interest in the kind of issues the OP is dealing with. Interesting you are telling her this is wrong. You've definitely got an agenda going on here haven't you !!!

Guest101

duchy wrote: »

You mean it would be wrong for the OP to contact WA who would give her emotional as well as legal support ? They have access to legal aid solicitors after all- in particular those with an interest in the kind of issues the OP is dealing with. Interesting you are telling her this is wrong. You've definitely got an agenda going on here haven't you !!!

Ye I'm applying for a loan...

Post 27 was what I meant when I said wrong

j.e.j.

Guest101 wrote: »

He's still there I presume?....

Not for long. Housing Association are going for eviction/repossession of his flat.

j.e.j.

Guest101 wrote: »

The police saying he can't come is not a court order. In fact it's fairly meaningless.

Accurate, rather than aggressive.

The OP may not be articulating things in the way you'd like, but I think it's possible to glean the situation. You are interpreting it as the Police being stupid, for whatever reason. They have plenty of experience of issuing PINs or getting court orders, etc and are usually far from stupid when it comes to dealing with this type of person.

Guest101

j.e.j. wrote: »

The OP may not be articulating things in the way you'd like, but I think it's possible to glean the situation. You are interpreting it as the Police being stupid, for whatever reason. They have plenty of experience of issuing PINs or getting court orders, etc and are usually far from stupid when it comes to dealing with this type of person.

As I said in another threads PINs are legally meaningless.

If there was a court order, part of that would've been the tenancy agreement.

Guest101

j.e.j. wrote: »

Not for long. Housing Association are going for eviction/repossession of his flat.

So yes.

And the police did what exactly? My point stands. The HA getting a court order.

The police- useless

j.e.j.

Guest101 wrote: »

So yes.

And the police did what exactly? My point stands. The HA getting a court order.

The police- useless

Different situation, - the flat was his and no-one else's. He was harrassing other neighbours. In the OP's case he is harassing the person who shares the property with him. If there's an injunction of some sort he can't go near her.

Your point (if you have one) does not stand, at all.