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PPI Reclaiming successes and failures

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  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    muffinshep wrote: »
    Hi and help please.

    So many thanks to all of your emails and information. I have successfully got £11K back from HFC after they would not uphold but the FOS did. However on another HFC account they refunded PPI + 8% interest as "goodwill".
    No mention was made that could go to FOS and no compund interest paid.

    Having seen how much was refunded on a smaller loan should I go back after them for the compund interest.

    I'm not greedy but after the hassle feel that have been shortchanged by HFC.

    Thanks.
    well done on your win, i would get back to them and tell them you want the compound interest as well or you will go to fos.good will gestures are fine but not when they are short changing you. give it a try, you never know. good luck and keep us posted
  • ive ad a ppi for a loan with carlyle finance they keep sending my signiture letters back saying not here also one with barclays
  • as any body had any dealings with banksmart wat a bunch of robbers
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    hi there, i have no personal experience with these but i am sure when di comes on she may be able to help you, she is a whizz with adresses, it may just be that you are sending your letters to the wrong company address. i am sure you will get help so hang on in there
  • di3004
    di3004 Posts: 42,579 Forumite
    muffinshep wrote: »
    Hi and help please.

    So many thanks to all of your emails and information. I have successfully got £11K back from HFC after they would not uphold but the FOS did. However on another HFC account they refunded PPI + 8% interest as "goodwill".
    No mention was made that could go to FOS and no compund interest paid.

    Having seen how much was refunded on a smaller loan should I go back after them for the compund interest.

    I'm not greedy but after the hassle feel that have been shortchanged by HFC.

    Thanks.


    Hi there

    Wow, well done to you :beer::T:j

    Did they send you a full detailed written breakdown?

    I would personally ask the FOS, the one who dealt with it to look into this for you, even though they close the files once resolved, they are still able to make sure you received all monies that are owed to you.
    Good luck.
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    mercactros wrote: »
    as any body had any dealings with banksmart wat a bunch of robbers

    Hi there

    Have you actually started to make a reclaim with these?
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    amersall wrote: »
    hi there, i have no personal experience with these but i am sure when di comes on she may be able to help you, she is a whizz with adresses, it may just be that you are sending your letters to the wrong company address. i am sure you will get help so hang on in there


    lol, thanks for your lovely comment hun, you clever clog you.:D:T:T:j:beer:;)XX
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    mercactros wrote: »
    ive ad a ppi for a loan with carlyle finance they keep sending my signiture letters back saying not here also one with barclays


    Name & Registered Office:
    FIRSTRAND (IRELAND) PUBLIC LIMITED COMPANY
    33 SIR JOHN ROGERSONS QUAY
    DUBLIN 2
    IRELAND
    Company No. FC026929


    If you have any paperwork check out the company number, got these details from Companies house, also these here:

    BR008926Name, Address:CARLYLE FINANCE
    GROUND FLOOR LAMBOURNE HOUSE
    LAMBOURNE CRESCENT
    CARDIFF BUSINESS PARK
    CF14 5GL
    Date Open:01/07/2006

    You could contact the Financial ombudsman service (FOS) to ask for the contact details, and they may even write to them on your behalf if you request for this, at least this way you will not be ignored or pushed from pillar to post.

    http://www.financial-ombudsman.org.uk/contact/index.html

    Good luck, ask for help anytime.;)
    The one and only "Dizzy Di" :D
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    edited 4 March 2010 at 7:16PM
    di3004 wrote: »
    lol, thanks for your lovely comment hun, you clever clog you.:D:T:T:j:beer:;)XX
    :jhi little jack flash:p:p hows tricks;)
    know you are a clever !!!!!! when it comes to info and adresses for companys:D:D do you need a company to handle your claims? :) i know a good one:rotfl::rotfl:
  • amersall
    amersall Posts: 17,035 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    di3004 wrote: »
    Name & Registered Office:
    FIRSTRAND (IRELAND) PUBLIC LIMITED COMPANY
    33 SIR JOHN ROGERSONS QUAY
    DUBLIN 2
    IRELAND
    Company No. FC026929


    If you have any paperwork check out the company number, got these details from Companies house, also these here:

    BR008926Name, Address:CARLYLE FINANCE
    GROUND FLOOR LAMBOURNE HOUSE
    LAMBOURNE CRESCENT
    CARDIFF BUSINESS PARK
    CF14 5GL
    Date Open:01/07/2006

    You could contact the Financial ombudsman service (FOS) to ask for the contact details, and they may even write to them on your behalf if you request for this, at least this way you will not be ignored or pushed from pillar to post.

    http://www.financial-ombudsman.org.uk/contact/index.html

    Good luck, ask for help anytime.;)
    :rotfl::rotfl::rotfl::rotfl::rotfl:
    just knew it :D:D:cool::cool:
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